Registered Nurse Salary in Binghamton, NY: Median $73,924 in 2026

Binghamton (NY) · COL index 83 · Unemployment 4.6% · Metro pop 250,000 · Rank #269 of 283 for Registered Nurse salary

Written by Jere Salmisto, FounderReviewed by CalcFi EditorialLast reviewed Methodology

A Registered Nurse in Binghamton earns an estimated median of $73,924 per year. That figure starts from the New York state-level BLS Occupational Employment and Wage Statistics median[1]($96,050) and scales it by Binghamton's composite cost-of-living index of 83 (US = 100). The 10th percentile comes in around $37,459; the 90th percentile reaches $133,056. After federal, New York state, and FICA taxes, a single-filer Registered Nurse takes home approximately $57,096/year — about $4,758/month or $2,196 every other week.

Compared to the national Registered Nurse median of $86,070, Binghamton pays -14.1%. Relative to the Binghamton median household income of $50,600, a Registered Nursesalary runs +46.1%. Local unemployment is 4.6%[3], with an estimated 371 annual Registered Nurse openings inferred from metro population share and national employment (3,310,800).

Registered Nurse Snapshot — Binghamton (2026)

Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.

MetricBinghamtonNationalSource
Registered Nurse median salary$73,924$86,070[1]
10th percentile$37,459$68,890[1]
90th percentile$133,056$132,680[1]
Annual take-home (single filer)$57,096[8][10]
Median home value (ZHVI)$190,419[5]
Median rent (ZORI)$1,280/mo[5]
HUD Fair Market Rent (2BR)$1,175/mo[6]
Median household income (ACS)$63,347[7]
Cost-of-living index83.0100.0[4]
Unemployment rate4.6%[3]

How Registered Nurse Salaries Work in Binghamton

City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the New York state-level OEWS median ($96,050) and scaling by Binghamton's composite cost-of-living index (83)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.

On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and New York state income tax at a 4.7% effective rate ($3,461/yr on the $73,924 median)[10].

Binghamton also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. Near-national unemployment means a balanced market — employers and candidates negotiate from roughly equal positions. Median household income in the metro is $63,347, which frames what "a good Registered Nurse salary" means locally: a $$73,924 wage pays about 117% of the median household income on a single earner.

The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.

Cost of Living Breakdown — Binghamton

Estimated annual expense shares on a $57,096 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Binghamton's COL index of 83. Housing uses the actual median rent.

H Housing (Rent)$10,800/yr (18.9%)
F Food & Groceries$6,153/yr (10.8%)
T Transportation$5,321/yr (9.3%)
M Healthcare$3,793/yr (6.6%)
U Utilities$2,612/yr (4.6%)
S Savings & Other$28,417/yr (49.8%)

BLS Consumer Expenditure Survey shares[1], scaled by Binghamton's COL index of 83[4]. Housing uses actual median rent of $900/month.

Salary vs Housing Affordability in Binghamton

Renting

Monthly take-home$4,758
Affordable rent (30% rule)$1,427/mo
Median rent (ZORI)$1,280/mo
Rent-to-income ratio14.6%
VerdictVery affordable

Buying

Median home (ZHVI)$190,419
Price-to-income ratio2.0×
20% down payment$29,000
Years to down (20% savings)2.0 yr

At $4,758/mo take-home, the 30% rent rule caps housing at $1,427/mo. Binghamton's typical 1–2BR rent runs $1,280/mo[5] (HUD 2BR FMR: $1,175/mo), making rent very affordable on a median Registered Nurse salary. For homebuyers, the 2.0× price-to-income ratio is comfortable — a median {p.title} salary supports the median home in {city.name} well inside standard lender DTI caps.

How Binghamton Stacks Up for Registered Nurses

#269
Salary rank
of 283 cities
#79
Affordability
rent ÷ income
#19
Purchasing power
salary ÷ COL

Against 283 major US cities: Binghamton ranks #269 for nominal Registered Nurse salary, #79 for rent affordability, and #19 for overall purchasing power. Top-30 purchasing power makes Binghamton an attractive salary-to-cost market for Registered Nurses — nominal wages stretch further than the sticker numbers suggest.

Nearby Cities — Registered Nurse Salary Comparison

Binghamton's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.

CityEst. salaryCOLRentvs NY
Binghamton, NY$73,92483$900
New York, NY$160,951187$3,600+117.7%
Buffalo, NY$75,74288$1,125+2.5%
Rochester, NY$74,02086$1,250+0.1%
Albany, NY$81,76795$1,200+10.6%
Poughkeepsie, NY$103,284120$1,700+39.7%

Sources: Census ACS[7], Zillow[5], BEA RPP[4], BLS OEWS[1].

Registered Nurse Job Market in Binghamton

~371
Est. annual openings
4.6%
Unemployment
250,000
Metro population
6%
Job growth (24–34)

Binghamton has an estimated 371 annual Registered Nurseopenings, extrapolated from the metro's share of 3,310,800 national Registered Nurses[1]. The 4.6% unemployment rate[3] is near the national average, with steady turnover across most sectors.

About the profession: Registered nurses provide patient care, education, and emotional support in hospitals, clinics, and other healthcare settings. They are the largest healthcare occupation in the US. Typical entry requirement: bachelor's degree (bsn) or associate's degree. Projected growth through 2034: 6%[2].

Career Progression & Related Professions in Binghamton

Early-career Registered Nurses in Binghamton start around $37,459, reach the city median ($73,924) after 4–8 years, and hit 90th-percentile territory ($133,056) at senior / specialized levels.

Related healthcare professions in Binghamton

Calculators for Registered Nurses in Binghamton

Other professions in Binghamton

Frequently Asked Questions — Registered Nurse in Binghamton

How much does a Registered Nurse make in Binghamton, NY?

The estimated median salary for a Registered Nurse in Binghamton is $73,924/year, scaled from the BLS OEWS New York state median ($96,050) by Binghamton's composite cost-of-living index of 83 (US = 100). After federal, New York state, and FICA taxes, take-home is approximately $57,096/year or $4,758/month.

Can a Registered Nurse afford to live in Binghamton?

On $4,758/month take-home, the 30% rent rule affords $1,427/month. Binghamton's Zillow ZORI median rent is $1,280/mo, HUD's 2BR Fair Market Rent is $1,175/mo. The rent-to-income ratio works out to 14.6%, making housing very affordable for a Registered Nurse at the local median. Home-buyers face 2.0× price-to-income, needing roughly 2.0 years to save a 20% down payment at a 20% savings rate.

How much tax does a Registered Nurse pay in Binghamton?

On $73,924 gross, a Registered Nurse in Binghamton pays approximately $7,712 in federal income tax (10.4% effective), $3,461 in New York state income tax (4.7% effective), and $5,655 in FICA (Social Security + Medicare). Total effective rate: 22.8%. Some New York cities levy local income taxes in addition; check your municipal DoR before filing.

How does Binghamton rank for Registered Nurse salaries vs other cities?

Binghamton ranks #269 out of 283 tracked metros for nominal Registered Nurse salary, #79 for rent affordability (rent-to-income), and #19 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.

What is the cost-of-living breakdown for a Registered Nurse in Binghamton?

On $57,096 take-home, a reasonable baseline budget for Binghamton looks like: housing $10,800/yr (18.9%); food $6,153/yr; transportation $5,321/yr; healthcare $3,793/yr; utilities $2,612/yr; savings + discretionary $28,417/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Binghamton's COL index of 83 and the city's actual median rent.

What's the Registered Nurse job market like in Binghamton?

Binghamton's unemployment rate is 4.6% across the metro of 250,000. Estimated annual Registered Nurse openings: ~371 (extrapolated from 3,310,800 nationally employed and the metro's population share). The market is near national averages with steady turnover.

Do Binghamton employers pay above or below the New York median for Registered Nurses?

Not consistently — Binghamton's estimated Registered Nurse median of $73,924 is 14.1% below the national median. The trade-off is usually lower rents and (in some cases) lower state taxes, which can leave real purchasing power competitive.

Methodology — How we compute this page

Wage estimate. The Binghamton median is derived from the New York state-level BLS OEWS median ($96,050), scaled by Binghamton's composite cost-of-living index of 83. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.

Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Registered Nursemedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.

Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses New York's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.

Cost of living. The 83index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 107.8(BEA) approximates the state's purchasing power; cities are then scaled relative to that.

Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.

Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.

Sources

Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).

  1. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages www.bls.gov/oes. Retrieved 2026-06-15.
  2. BLS Employment Projections — 2024–34 occupational growth rates www.bls.gov/emp. Retrieved 2026-06-15.
  3. BLS Local Area Unemployment Statistics — metro-level unemployment rate www.bls.gov/lau. Retrieved 2026-06-15.
  4. Bureau of Economic Analysis — Regional Price Parities (state + metro) www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-06-15.
  5. Zillow Research — ZHVI (home value index) + ZORI (observed rent index) www.zillow.com/research/data. Retrieved 2026-06-15.
  6. HUD Fair Market Rents — 50th-percentile 2-bedroom FY www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-06-15.
  7. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level www.census.gov/programs-surveys/acs. Retrieved 2026-06-15.
  8. Internal Revenue Service — Federal individual income tax brackets and standard deductions www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-06-15.
  9. Social Security Administration — OASDI / Medicare contribution and wage-base rules www.ssa.gov. Retrieved 2026-06-15.
  10. New York Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-06-15.

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