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Registered Nurse Salary in Modesto, CA β€” 2026 Guide

Estimated salaries are adjusted for Modesto's cost of living (index: 108). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Registered Nurse Salary in Modesto β€” Key Numbers

$92,956
Median Salary
$74,401
25th Percentile
$116,305
75th Percentile
$143,294
90th Percentile
National median (Registered Nurse)$86,070
vs. National median+8.0%
Modesto median household income$62,800
vs. City household income+48.0%

Cost of Living in Modesto

Cost of Living Index
108(100 = avg)
Median Monthly Rent$1,400/mo
Rent-to-Income Ratio18.1%
Annual rent cost$16,800
Median Home Price$375,000
Home Price / Salary4.0Γ—
20% Down Payment$75,000
Years to save (20% rate)4.0 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Modesto

6.4%
Unemployment Rate
560,000
Metro Population
28 min
Avg Commute
33.1
Median Age

Modesto has a metro population of 560,000, offering a sizeable job market with strong opportunities across key sectors. The 6.4% unemployment rate is above the national average, which may reflect broader economic conditions in the region.

Frequently Asked Questions

How much does a Registered Nurse make in Modesto, CA?

The estimated median salary for a Registered Nurse in Modesto is $92,956 per year (2026). This is derived from the national BLS median of $86,070 adjusted by Modesto's cost of living index (108). The typical salary range runs from $74,401 (25th percentile) to $116,305 (75th percentile), with top earners reaching $143,294.

Is Modesto affordable for a Registered Nurse?

On a $92,956 annual salary, a Registered Nurse in Modesto would spend approximately 18.1% of gross monthly income on median rent ($1,400/month). This is well within the 28% affordability threshold, making Modesto relatively affordable for this profession. The median home price of $375,000 is 4.0Γ— the annual salary.

How does a Registered Nurse's salary compare to Modesto's overall income?

Modesto's median household income is $62,800. A Registered Nurse earning the city-adjusted median of $92,956 earns 48.0% more than the typical Modesto household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.