Restaurant Manager Salary in Clearwater, FL: Median $30,015 in 2026

Clearwater (FL) · COL index 104 · Unemployment 3.6% · Metro pop 117,000 · Rank #113 of 283 for Restaurant Manager salary

Written by Jere Salmisto, FounderReviewed by CalcFi EditorialLast reviewed Methodology

A Restaurant Manager in Clearwater earns an estimated median of $30,015 per year. That figure starts from the Florida state-level BLS Occupational Employment and Wage Statistics median[1]($29,910) and scales it by Clearwater's composite cost-of-living index of 104 (US = 100). The 10th percentile comes in around $23,412; the 90th percentile reaches $47,205. After federal, Florida state (no state income tax), and FICA taxes, a single-filer Restaurant Manager takes home approximately $26,246/year — about $2,187/month or $1,009 every other week.

Compared to the national Restaurant Manager median of $61,310, Clearwater pays -51.0%. Relative to the Clearwater median household income of $52,800, a Restaurant Managersalary runs -43.2%. Local unemployment is 3.6%[3], with an estimated 18 annual Restaurant Manager openings inferred from metro population share and national employment (348,900).

Restaurant Manager Snapshot — Clearwater (2026)

Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.

MetricClearwaterNationalSource
Restaurant Manager median salary$30,015$61,310[1]
10th percentile$23,412$46,870[1]
90th percentile$47,205$104,130[1]
Annual take-home (single filer)$26,246[8][10]
Median home value (ZHVI)$325,000[5]
Median rent (ZORI)$1,600/mo[5]
HUD Fair Market Rent (2BR)$1,475/mo[6]
Median household income (ACS)$52,800[7]
Cost-of-living index104.0100.0[4]
Unemployment rate3.6%[3]

How Restaurant Manager Salaries Work in Clearwater

City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the Florida state-level OEWS median ($29,910) and scaling by Clearwater's composite cost-of-living index (104)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.

On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and no Florida state income tax — a meaningful wedge worth $1,501–$2,101 per year vs average-tax states[10].

Clearwater also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. A tight labor market (unemployment below 4%) gives candidates pricing power in negotiations. Median household income in the metro is $52,800, which frames what "a good Restaurant Manager salary" means locally: a $$30,015 wage pays about 57% of the median household income on a single earner.

The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.

Cost of Living Breakdown — Clearwater

Estimated annual expense shares on a $26,246 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Clearwater's COL index of 104. Housing uses the actual median rent.

H Housing (Rent)$19,200/yr (73.2%)
F Food & Groceries$3,225/yr (12.3%)
T Transportation$2,667/yr (10.2%)
M Healthcare$1,859/yr (7.1%)
U Utilities$1,339/yr (5.1%)
S Savings & Other$0/yr (0.0%)

BLS Consumer Expenditure Survey shares[1], scaled by Clearwater's COL index of 104[4]. Housing uses actual median rent of $1,600/month.

Salary vs Housing Affordability in Clearwater

Renting

Monthly take-home$2,187
Affordable rent (30% rule)$656/mo
Median rent (ZORI)$1,600/mo
Rent-to-income ratio64.0%
VerdictSeverely cost-burdened

Buying

Median home (ZHVI)$325,000
Price-to-income ratio10.8×
20% down payment$65,000
Years to down (20% savings)10.8 yr

At $2,187/mo take-home, the 30% rent rule caps housing at $656/mo. Clearwater's typical 1–2BR rent runs $1,600/mo[5] (HUD 2BR FMR: $1,475/mo), making rent severely cost-burdened on a median Restaurant Manager salary. For homebuyers, the 10.8× price-to-income ratio is stretched — expect DTI friction on FHA / conventional underwriting without a co-borrower.

How Clearwater Stacks Up for Restaurant Managers

#113
Salary rank
of 283 cities
#237
Affordability
rent ÷ income
#174
Purchasing power
salary ÷ COL

Against 283 major US cities: Clearwater ranks #113 for nominal Restaurant Manager salary, #237 for rent affordability, and #174 for overall purchasing power. High cost of living absorbs much of Clearwater's nominal wage premium. Restaurant Managers here often trade pay for lifestyle, proximity to employers, or family roots — consider nearby metros on a salary-to-COL basis.

Nearby Cities — Restaurant Manager Salary Comparison

Clearwater's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.

CityEst. salaryCOLRentvs FL
Clearwater, FL$30,015104$1,600
Miami, FL$80,316131$1,951+167.6%
Tampa, FL$66,215108$1,435+120.6%
Orlando, FL$63,762104$1,314+112.4%
Jacksonville, FL$58,85896$1,098+96.1%
Cape Coral, FL$65,602107$1,600+118.6%

Sources: Census ACS[7], Zillow[5], BEA RPP[4], BLS OEWS[1].

Restaurant Manager Job Market in Clearwater

~18
Est. annual openings
3.6%
Unemployment
117,000
Metro population
5%
Job growth (24–34)

Clearwater has an estimated 18 annual Restaurant Manageropenings, extrapolated from the metro's share of 348,900 national Restaurant Managers[1]. The 3.6% unemployment rate[3] signals a competitive labor market where skilled professionals can push for top-of-band offers.

About the profession: Restaurant managers oversee daily operations of food service establishments, managing staff, inventory, customer service, and financial performance. Typical entry requirement: high school diploma; some college preferred. Projected growth through 2034: 5%[2].

Career Progression & Related Professions in Clearwater

Early-career Restaurant Managers in Clearwater start around $23,412, reach the city median ($30,015) after 4–8 years, and hit 90th-percentile territory ($47,205) at senior / specialized levels.

Related service professions in Clearwater

Calculators for Restaurant Managers in Clearwater

Other professions in Clearwater

Frequently Asked Questions — Restaurant Manager in Clearwater

How much does a Restaurant Manager make in Clearwater, FL?

The estimated median salary for a Restaurant Manager in Clearwater is $30,015/year, scaled from the BLS OEWS Florida state median ($29,910) by Clearwater's composite cost-of-living index of 104 (US = 100). After federal, Florida state, and FICA taxes, take-home is approximately $26,246/year or $2,187/month.

Can a Restaurant Manager afford to live in Clearwater?

On $2,187/month take-home, the 30% rent rule affords $656/month. Clearwater's Zillow ZORI median rent is $1,600/mo, HUD's 2BR Fair Market Rent is $1,475/mo. The rent-to-income ratio works out to 64.0%, making housing severely cost-burdened for a Restaurant Manager at the local median. Home-buyers face 10.8× price-to-income, needing roughly 10.8 years to save a 20% down payment at a 20% savings rate.

How much tax does a Restaurant Manager pay in Clearwater?

On $30,015 gross, a Restaurant Manager in Clearwater pays approximately $1,473 in federal income tax (4.9% effective), $0 in state income tax (Florida has no state individual income tax), and $2,296 in FICA (Social Security + Medicare). Total effective rate: 12.6%. Some Florida cities levy local income taxes in addition; check your municipal DoR before filing.

How does Clearwater rank for Restaurant Manager salaries vs other cities?

Clearwater ranks #113 out of 283 tracked metros for nominal Restaurant Manager salary, #237 for rent affordability (rent-to-income), and #174 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.

What is the cost-of-living breakdown for a Restaurant Manager in Clearwater?

On $26,246 take-home, a reasonable baseline budget for Clearwater looks like: housing $19,200/yr (73.2%); food $3,225/yr; transportation $2,667/yr; healthcare $1,859/yr; utilities $1,339/yr; savings + discretionary $0/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Clearwater's COL index of 104 and the city's actual median rent.

What's the Restaurant Manager job market like in Clearwater?

Clearwater's unemployment rate is 3.6% across the metro of 117,000. Estimated annual Restaurant Manager openings: ~18 (extrapolated from 348,900 nationally employed and the metro's population share). The tight labor market favors candidates in salary negotiations.

Do Clearwater employers pay above or below the Florida median for Restaurant Managers?

Not consistently — Clearwater's estimated Restaurant Manager median of $30,015 is 51.0% below the national median. The trade-off is usually lower rents and (in some cases) lower state taxes, which can leave real purchasing power competitive.

Methodology — How we compute this page

Wage estimate. The Clearwater median is derived from the Florida state-level BLS OEWS median ($29,910), scaled by Clearwater's composite cost-of-living index of 104. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.

Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Restaurant Managermedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.

Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses Florida's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.

Cost of living. The 104index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 103.6(BEA) approximates the state's purchasing power; cities are then scaled relative to that.

Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.

Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.

Sources

Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).

  1. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages www.bls.gov/oes. Retrieved 2026-04-19.
  2. BLS Employment Projections — 2024–34 occupational growth rates www.bls.gov/emp. Retrieved 2026-04-19.
  3. BLS Local Area Unemployment Statistics — metro-level unemployment rate www.bls.gov/lau. Retrieved 2026-04-19.
  4. Bureau of Economic Analysis — Regional Price Parities (state + metro) www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  5. Zillow Research — ZHVI (home value index) + ZORI (observed rent index) www.zillow.com/research/data. Retrieved 2026-04-19.
  6. HUD Fair Market Rents — 50th-percentile 2-bedroom FY www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-04-19.
  7. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level www.census.gov/programs-surveys/acs. Retrieved 2026-04-19.
  8. Internal Revenue Service — Federal individual income tax brackets and standard deductions www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-04-19.
  9. Social Security Administration — OASDI / Medicare contribution and wage-base rules www.ssa.gov. Retrieved 2026-04-19.
  10. Florida Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.

CalcFi does not sell data. If you spot an error, email hello@calcfi.app with the URL and the correct figure. We review reader corrections within 5 business days.

For personalized calculations, use the Florida Paycheck Calculator.