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Software Developer Salary in Fargo, ND β€” 2026 Guide

Estimated salaries are adjusted for Fargo's cost of living (index: 93). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Software Developer Salary in Fargo β€” Key Numbers

$121,049
Median Salary
$92,814
25th Percentile
$156,770
75th Percentile
$194,017
90th Percentile
National median (Software Developer)$130,160
vs. National median-7.0%
Fargo median household income$67,200
vs. City household income+80.1%

Cost of Living in Fargo

Cost of Living Index
93(100 = avg)
Median Monthly Rent$1,073/mo
Rent-to-Income Ratio10.6%
Annual rent cost$12,876
Median Home Price$290,000
Home Price / Salary2.4Γ—
20% Down Payment$58,000
Years to save (20% rate)2.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Fargo

2.5%
Unemployment Rate
260,000
Metro Population
17 min
Avg Commute
30.9
Median Age

Fargo has a metro population of 260,000, offering a growing job market with opportunities especially in established local industries. The 2.5% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Software Developer make in Fargo, ND?

The estimated median salary for a Software Developer in Fargo is $121,049 per year (2026). This is derived from the national BLS median of $130,160 adjusted by Fargo's cost of living index (93). The typical salary range runs from $92,814 (25th percentile) to $156,770 (75th percentile), with top earners reaching $194,017.

Is Fargo affordable for a Software Developer?

On a $121,049 annual salary, a Software Developer in Fargo would spend approximately 10.6% of gross monthly income on median rent ($1,073/month). This is well within the 28% affordability threshold, making Fargo relatively affordable for this profession. The median home price of $290,000 is 2.4Γ— the annual salary.

How does a Software Developer's salary compare to Fargo's overall income?

Fargo's median household income is $67,200. A Software Developer earning the city-adjusted median of $121,049 earns 80.1% more than the typical Fargo household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.