Mortgage Payment Calculator for Augusta, GA
Updated 2026 · Local data pre-filled
The median home price in Augusta, GA is $200,000, with an effective property tax rate of 0.92% — below the national average of 1.10%. We've pre-filled the calculator with local figures so your estimate reflects what buyers actually pay in Augusta.
✓ Calculator below is pre-filled with Augusta local data
How Augusta Compares to the National Average
Understanding how Augusta stacks up helps you calibrate your financial planning.
| Metric | Augusta, GA | US Average | Difference |
|---|---|---|---|
| Median Home Price | $200,000 | $420,800 | -52.5% |
| Median Monthly Rent | $850 | $1,713 | -50.4% |
| Median Household Income | $52,200 | $74,580 | -30.0% |
| Property Tax Rate | 0.92% | 1.10% | -16.4% |
| Cost of Living Index | 88 | 100 | -12.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Augusta Financial Snapshot
- Population (Metro)
- 620,000
- Unemployment
- 4.3%
- Avg Commute
- 23 min
- Median Age
- 35.4
- Price-to-Rent Ratio
- 19.6x
- Annual Property Tax
- $1,840
Frequently Asked Questions — Augusta
What is the median home price in Augusta, GA?
The median home price in Augusta is $200,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Augusta?
Median monthly rent in Augusta is $850. That works out to $10,200/year, or 20% of the median household income — within the commonly recommended 30% of income guideline.
Is Augusta affordable?
Augusta's cost of living index is 88 vs. the national average of 100. With a median household income of $52,200/year and a median home price of $200,000, the price-to-income ratio is 3.8x. Augusta remains relatively affordable compared to many US metros.
What is the property tax rate in Augusta?
The effective property tax rate in Augusta is 0.92% of assessed value. On the median home of $200,000, that's roughly $1,840/year ($153/month).