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Cost of Living: Allentown, PA vs Scranton, PA

Wondering how far your dollar stretches in Allentown compared to Scranton? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Allentown cost-of-living index is 98 vs 85 for Scranton (US = 100). Median home: $285,000 vs $155,000. Median rent: $1,200/mo vs $1,000/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Scranton is 13.3% cheaper than Allentown
COL Index: Allentown 98 vs Scranton 85 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Allentown vs Scranton — At a Glance

AllentownMetricScrantonDifference
98Cost of Living Index85-13.3%
$285,000Median Home Price$155,000-45.6%
$1,200Median Monthly Rent$1,000-16.7%
$62,000Median Household Income$52,400-15.5%
1.4%Property Tax Rate1.5%+7.1%
4.4%Unemployment Rate4.4%+0.0%
25 minAverage Commute22 min-12.0%
37.1Median Age40+7.8%
830,000Metro Population560,000-32.5%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Allentown vs Scranton

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Allentown

Median Home Price$285,000
Down Payment (20.0%)$57,000
Loan Amount$228,000
Principal & Interest$1,441/mo
Property Tax$333/mo
Insurance$83/mo
Monthly PITI$1,857/mo

Scranton

Median Home Price$155,000
Down Payment (20.0%)$31,000
Loan Amount$124,000
Principal & Interest$784/mo
Property Tax$194/mo
Insurance$45/mo
Monthly PITI$1,023/mo

Rent & Affordability Ratios

Median Monthly Rent$1,200 vs $1,000 (-$200/mo)
Annual Rent Difference$2,400/yr more in Allentown
Home Price-to-Income Ratio4.6x (Allentown) vs 3.0x (Scranton)
Years to Save 20% Down (15% savings rate)6.1 yrs (Allentown) vs 3.9 yrs (Scranton)

Buying a home in Allentown costs $1,857/month (PITI) compared to $1,023/month in Scranton — a difference of $834/month or $10,008/year. The price-to-income ratio is 4.6x in Allentown versus 3.0x in Scranton, suggesting Scranton is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 6.1 years to save a down payment in Allentown compared to 3.9 years in Scranton.

Tax Comparison: Allentown vs Scranton

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryAllentownScranton
Gross Income$62,000$52,400
State Income Tax$1,903$1,609
Federal Income Tax$5,311$4,159
FICA (SS + Medicare)$4,743$4,009
Property Tax (on median home)$3,990/yr$2,325/yr
State Sales Tax Rate6.0%6.0%
Total Tax Burden$11,957 (19.3%)$9,777 (18.7%)
Take-Home Pay$50,043$42,623

On median household income, total taxes (federal + state + FICA) come to $11,957 in Allentown (19.3% effective) versus $9,777 in Scranton (18.7% effective). After taxes, take-home pay is $50,043 in Allentown and $42,623 in Scranton. Property taxes add $3,990/year on the median Allentown home versus $2,325/year in Scranton.

Salary Equivalence: What Your Income Is Worth

A $62,000 salary in Allentown equals
$53,776
in Scranton
A $52,400 salary in Scranton equals
$60,414
in Allentown

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $62,000 in Allentown (COL 98) and relocate to Scranton (COL 85), you would need $53,776 to maintain the same purchasing power. This means you can take a pay cut of $8,224 and still maintain your lifestyle in Scranton.

Quality of Life: Allentown vs Scranton

Average Commute
25 min
Allentown
22 min
Scranton
3 min longer in Allentown
Unemployment Rate
4.4%
Allentown
4.4%
Scranton
Same
Metro Population
0.8M
Allentown
0.6M
Scranton
Allentown is 1.5x larger

Beyond costs, quality of life matters. The average commute in Allentown is 25 minutes versus 22 minutes in Scranton, a difference of 3 minutes each way. Both cities have similar unemployment rates around 4.4%. Scranton skews slightly older with a median age of 40 vs 37.1 in Allentown.

Other Cost of Living Comparisons

Allentown vs New YorkCOL 98 vs 187Allentown vs Los AngelesCOL 98 vs 173Allentown vs ChicagoCOL 98 vs 114New York vs ScrantonCOL 187 vs 85Los Angeles vs ScrantonCOL 173 vs 85Chicago vs ScrantonCOL 114 vs 85

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Frequently Asked Questions

Is Allentown or Scranton more expensive?

Allentown is 13.3% more expensive than Scranton overall. Allentown has a cost of living index of 98 compared to 85 for Scranton (national average = 100). The biggest difference is housing: the median home costs $285,000 in Allentown vs $155,000 in Scranton.

How much more does housing cost in Allentown vs Scranton?

The median home price in Allentown is $285,000, which is $130,000 more than Scranton's median of $155,000. Monthly rent follows a similar pattern: $1,200/month in Allentown vs $1,000/month in Scranton, a difference of $200/month or $2,400/year.

What salary do I need in Scranton to match my Allentown income?

To maintain the same standard of living, a $62,000 salary in Allentown is equivalent to $53,776 in Scranton. This is based on the cost of living index ratio: Allentown's COL index of 98 vs Scranton's 85. Conversely, $52,400 in Scranton equals $60,414 in Allentown.

Which city has lower taxes, Allentown or Scranton?

On a median household income, the combined federal, state, and FICA tax burden is $11,957 (19.3% effective rate) in Allentown vs $9,777 (18.7% effective rate) in Scranton. Property taxes on the median home are $3,990/year in Allentown (1.4% rate) vs $2,325/year in Scranton (1.5% rate). Sales tax rates are 6.0% in Pennsylvania and 6.0% in Pennsylvania.

What is the median household income in Allentown and Scranton?

Allentown median household income: $62,000/yr. Scranton median household income: $52,400/yr (Census ACS).

How does rent compare in Allentown vs Scranton?

Median monthly rent: $1,200 in Allentown vs $1,000 in Scranton. Annualized that is $14,400 vs $12,000.

Which city is better for remote workers, Allentown or Scranton?

Scranton offers a lower cost of living (index 85 vs 98), which lets remote-workers keeping a coastal salary stretch further. Allentown typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Allentown and Scranton numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Allentown vs Scranton comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Allentown vs Scranton cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsAllentown COL CalculatorScranton COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.