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Cost of Living: Anchorage, AK vs Dallas, TX

Wondering how far your dollar stretches in Anchorage compared to Dallas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Anchorage cost-of-living index is 133 vs 105 for Dallas (US = 100). Median home: $370,000 vs $370,000. Median rent: $1,335/mo vs $1,275/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Dallas is 21.1% cheaper than Anchorage
COL Index: Anchorage 133 vs Dallas 105 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Anchorage vs Dallas — At a Glance

AnchorageMetricDallasDifference
133Cost of Living Index105-21.1%
$370,000Median Home Price$370,000+0.0%
$1,335Median Monthly Rent$1,275-4.5%
$84,800Median Household Income$69,400-18.2%
1.2%Property Tax Rate1.8%+50.0%
4.5%Unemployment Rate3.8%-15.6%
19 minAverage Commute28 min+47.4%
34.8Median Age34.8+0.0%
400,000Metro Population7,760,000+1840.0%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Anchorage vs Dallas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Anchorage

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$370/mo
Insurance$108/mo
Monthly PITI$2,349/mo

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Rent & Affordability Ratios

Median Monthly Rent$1,335 vs $1,275 (-$60/mo)
Annual Rent Difference$720/yr more in Anchorage
Home Price-to-Income Ratio4.4x (Anchorage) vs 5.3x (Dallas)
Years to Save 20% Down (15% savings rate)5.8 yrs (Anchorage) vs 7.1 yrs (Dallas)

Buying a home in Anchorage costs $2,349/month (PITI) compared to $2,534/month in Dallas — a difference of $185/month or $2,220/year. The price-to-income ratio is 4.4x in Anchorage versus 5.3x in Dallas, suggesting Anchorage is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.8 years to save a down payment in Anchorage compared to 7.1 years in Dallas.

Tax Comparison: Anchorage vs Dallas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryAnchorageDallas
Gross Income$84,800$69,400
State Income TaxNoneNone
Federal Income Tax$10,105$6,717
FICA (SS + Medicare)$6,488$5,309
Property Tax (on median home)$4,440/yr$6,660/yr
State Sales Tax RateNone6.3%
Total Tax Burden$16,593 (19.6%)$12,026 (17.3%)
Take-Home Pay$68,207$57,374

Alaska has no state income tax, giving Anchorage residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $16,593 in Anchorage (19.6% effective) versus $12,026 in Dallas (17.3% effective). After taxes, take-home pay is $68,207 in Anchorage and $57,374 in Dallas. Property taxes add $4,440/year on the median Anchorage home versus $6,660/year in Dallas.

Salary Equivalence: What Your Income Is Worth

A $84,800 salary in Anchorage equals
$66,947
in Dallas
A $69,400 salary in Dallas equals
$87,907
in Anchorage

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $84,800 in Anchorage (COL 133) and relocate to Dallas (COL 105), you would need $66,947 to maintain the same purchasing power. This means you can take a pay cut of $17,853 and still maintain your lifestyle in Dallas.

Quality of Life: Anchorage vs Dallas

Average Commute
19 min
Anchorage
28 min
Dallas
9 min shorter in Anchorage
Unemployment Rate
4.5%
Anchorage
3.8%
Dallas
Dallas lower
Metro Population
0.4M
Anchorage
7.8M
Dallas
Dallas is 19.4x larger

Beyond costs, quality of life matters. The average commute in Anchorage is 19 minutes versus 28 minutes in Dallas, a difference of 9 minutes each way. Dallas's lower unemployment rate of 3.8% versus 4.5% suggests a stronger job market. Dallas skews slightly older with a median age of 34.8 vs 34.8 in Anchorage.

Other Cost of Living Comparisons

Anchorage vs New YorkCOL 133 vs 187Anchorage vs Los AngelesCOL 133 vs 173Anchorage vs ChicagoCOL 133 vs 114Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105

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Frequently Asked Questions

Is Anchorage or Dallas more expensive?

Anchorage is 21.1% more expensive than Dallas overall. Anchorage has a cost of living index of 133 compared to 105 for Dallas (national average = 100). The biggest difference is housing: the median home costs $370,000 in Anchorage vs $370,000 in Dallas.

How much more does housing cost in Anchorage vs Dallas?

The median home price in Anchorage is $370,000, which is $0 more than Dallas's median of $370,000. Monthly rent follows a similar pattern: $1,335/month in Anchorage vs $1,275/month in Dallas, a difference of $60/month or $720/year.

What salary do I need in Dallas to match my Anchorage income?

To maintain the same standard of living, a $84,800 salary in Anchorage is equivalent to $66,947 in Dallas. This is based on the cost of living index ratio: Anchorage's COL index of 133 vs Dallas's 105. Conversely, $69,400 in Dallas equals $87,907 in Anchorage.

Which city has lower taxes, Anchorage or Dallas?

On a median household income, the combined federal, state, and FICA tax burden is $16,593 (19.6% effective rate) in Anchorage vs $12,026 (17.3% effective rate) in Dallas. Property taxes on the median home are $4,440/year in Anchorage (1.2% rate) vs $6,660/year in Dallas (1.8% rate). Sales tax rates are 0.0% in Alaska and 6.3% in Texas.

What is the median household income in Anchorage and Dallas?

Anchorage median household income: $84,800/yr. Dallas median household income: $69,400/yr (Census ACS).

How does rent compare in Anchorage vs Dallas?

Median monthly rent: $1,335 in Anchorage vs $1,275 in Dallas. Annualized that is $16,020 vs $15,300.

Which city is better for remote workers, Anchorage or Dallas?

Dallas offers a lower cost of living (index 105 vs 133), which lets remote-workers keeping a coastal salary stretch further. Anchorage typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Anchorage and Dallas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Anchorage vs Dallas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Anchorage vs Dallas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.