Home›Compare›Cost of Living›Augusta vs Dallas

Cost of Living: Augusta, GA vs Dallas, TX

Wondering how far your dollar stretches in Augusta compared to Dallas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Augusta cost-of-living index is 88 vs 105 for Dallas (US = 100). Median home: $200,000 vs $370,000. Median rent: $850/mo vs $1,275/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

↑
Dallas is 19.3% more expensive than Augusta
COL Index: Augusta 88 vs Dallas 105 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Augusta vs Dallas — At a Glance

AugustaMetricDallasDifference
88Cost of Living Index105+19.3%
$200,000Median Home Price$370,000+85.0%
$850Median Monthly Rent$1,275+50.0%
$52,200Median Household Income$69,400+33.0%
0.9%Property Tax Rate1.8%+95.7%
4.3%Unemployment Rate3.8%-11.6%
23 minAverage Commute28 min+21.7%
35.4Median Age34.8-1.7%
620,000Metro Population7,760,000+1151.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Augusta vs Dallas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Augusta

Median Home Price$200,000
Down Payment (20.0%)$40,000
Loan Amount$160,000
Principal & Interest$1,011/mo
Property Tax$153/mo
Insurance$58/mo
Monthly PITI$1,223/mo

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Rent & Affordability Ratios

Median Monthly Rent$850 vs $1,275 (+$425/mo)
Annual Rent Difference$5,100/yr more in Dallas
Home Price-to-Income Ratio3.8x (Augusta) vs 5.3x (Dallas)
Years to Save 20% Down (15% savings rate)5.1 yrs (Augusta) vs 7.1 yrs (Dallas)

Buying a home in Augusta costs $1,223/month (PITI) compared to $2,534/month in Dallas — a difference of $1,311/month or $15,732/year. The price-to-income ratio is 3.8x in Augusta versus 5.3x in Dallas, suggesting Augusta is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.1 years to save a down payment in Augusta compared to 7.1 years in Dallas.

Tax Comparison: Augusta vs Dallas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryAugustaDallas
Gross Income$52,200$69,400
State Income Tax$2,167None
Federal Income Tax$4,135$6,717
FICA (SS + Medicare)$3,993$5,309
Property Tax (on median home)$1,840/yr$6,660/yr
State Sales Tax Rate4.0%6.3%
Total Tax Burden$10,295 (19.7%)$12,026 (17.3%)
Take-Home Pay$41,905$57,374

Texas has no state income tax, giving Dallas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $10,295 in Augusta (19.7% effective) versus $12,026 in Dallas (17.3% effective). After taxes, take-home pay is $41,905 in Augusta and $57,374 in Dallas. Property taxes add $1,840/year on the median Augusta home versus $6,660/year in Dallas.

Salary Equivalence: What Your Income Is Worth

A $52,200 salary in Augusta equals
$62,284
in Dallas
A $69,400 salary in Dallas equals
$58,164
in Augusta

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $52,200 in Augusta (COL 88) and relocate to Dallas (COL 105), you would need $62,284 to maintain the same purchasing power. This means you would need a raise of $10,084 to maintain the same standard of living in Dallas.

Quality of Life: Augusta vs Dallas

Average Commute
23 min
Augusta
28 min
Dallas
5 min shorter in Augusta
Unemployment Rate
4.3%
Augusta
3.8%
Dallas
Dallas lower
Metro Population
0.6M
Augusta
7.8M
Dallas
Dallas is 12.5x larger

Beyond costs, quality of life matters. The average commute in Augusta is 23 minutes versus 28 minutes in Dallas, a difference of 5 minutes each way. Dallas's lower unemployment rate of 3.8% versus 4.3% suggests a stronger job market. Augusta skews slightly older with a median age of 35.4 vs 34.8 in Dallas.

Other Cost of Living Comparisons

Augusta vs New YorkCOL 88 vs 187Augusta vs Los AngelesCOL 88 vs 173Augusta vs ChicagoCOL 88 vs 114Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105

Related Calculators

🏙️
Cost of Living in Augusta
Detailed COL breakdown
🏙️
Cost of Living in Dallas
Detailed COL breakdown
🏠
Mortgage Affordability — Augusta
How much house can you afford?
🏠
Mortgage Affordability — Dallas
How much house can you afford?
🔑
Rent vs Buy — Augusta
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $52,200 to hourly
Software Developer Salary — AugustaSoftware Developer Salary — DallasRegistered Nurse Salary — AugustaRegistered Nurse Salary — DallasAccountant Salary — AugustaAccountant Salary — DallasRent vs Buy — DallasProperty Tax — AugustaProperty Tax — Dallas

Frequently Asked Questions

Is Augusta or Dallas more expensive?

Dallas is 19.3% more expensive than Augusta overall. Dallas has a cost of living index of 105 compared to 88 for Augusta (national average = 100). The biggest difference is housing: the median home costs $370,000 in Dallas vs $200,000 in Augusta.

How much more does housing cost in Dallas vs Augusta?

The median home price in Dallas is $370,000, which is $170,000 more than Augusta's median of $200,000. Monthly rent follows a similar pattern: $1,275/month in Dallas vs $850/month in Augusta, a difference of $425/month or $5,100/year.

What salary do I need in Dallas to match my Augusta income?

To maintain the same standard of living, a $52,200 salary in Augusta is equivalent to $62,284 in Dallas. This is based on the cost of living index ratio: Augusta's COL index of 88 vs Dallas's 105. Conversely, $69,400 in Dallas equals $58,164 in Augusta.

Which city has lower taxes, Augusta or Dallas?

On a median household income, the combined federal, state, and FICA tax burden is $10,295 (19.7% effective rate) in Augusta vs $12,026 (17.3% effective rate) in Dallas. Property taxes on the median home are $1,840/year in Augusta (0.9% rate) vs $6,660/year in Dallas (1.8% rate). Sales tax rates are 4.0% in Georgia and 6.3% in Texas.

What is the median household income in Augusta and Dallas?

Augusta median household income: $52,200/yr. Dallas median household income: $69,400/yr (Census ACS).

How does rent compare in Augusta vs Dallas?

Median monthly rent: $850 in Augusta vs $1,275 in Dallas. Annualized that is $10,200 vs $15,300.

Which city is better for remote workers, Augusta or Dallas?

Augusta offers a lower cost of living (index 88 vs 105), which lets remote-workers keeping a coastal salary stretch further. Dallas typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Augusta and Dallas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Augusta vs Dallas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Augusta vs Dallas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsAugusta COL CalculatorDallas COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.