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Cost of Living: Aurora, CO vs Dallas, TX

Wondering how far your dollar stretches in Aurora compared to Dallas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Aurora cost-of-living index is 107 vs 105 for Dallas (US = 100). Median home: $445,000 vs $370,000. Median rent: $1,650/mo vs $1,275/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Aurora and Dallas have similar costs of living
COL Index: Aurora 107 vs Dallas 105 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Aurora vs Dallas — At a Glance

AuroraMetricDallasDifference
107Cost of Living Index105-1.9%
$445,000Median Home Price$370,000-16.9%
$1,650Median Monthly Rent$1,275-22.7%
$68,500Median Household Income$69,400+1.3%
0.6%Property Tax Rate1.8%+200.0%
3.8%Unemployment Rate3.8%+0.0%
30 minAverage Commute28 min-6.7%
34.1Median Age34.8+2.1%
395,000Metro Population7,760,000+1864.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Aurora vs Dallas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Aurora

Median Home Price$445,000
Down Payment (20.0%)$89,000
Loan Amount$356,000
Principal & Interest$2,250/mo
Property Tax$223/mo
Insurance$130/mo
Monthly PITI$2,602/mo

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Rent & Affordability Ratios

Median Monthly Rent$1,650 vs $1,275 (-$375/mo)
Annual Rent Difference$4,500/yr more in Aurora
Home Price-to-Income Ratio6.5x (Aurora) vs 5.3x (Dallas)
Years to Save 20% Down (15% savings rate)8.7 yrs (Aurora) vs 7.1 yrs (Dallas)

Buying a home in Aurora costs $2,602/month (PITI) compared to $2,534/month in Dallas — a difference of $68/month or $816/year. The price-to-income ratio is 6.5x in Aurora versus 5.3x in Dallas, suggesting Dallas is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 8.7 years to save a down payment in Aurora compared to 7.1 years in Dallas.

Tax Comparison: Aurora vs Dallas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryAuroraDallas
Gross Income$68,500$69,400
State Income Tax$2,354None
Federal Income Tax$6,519$6,717
FICA (SS + Medicare)$5,240$5,309
Property Tax (on median home)$2,670/yr$6,660/yr
State Sales Tax Rate2.9%6.3%
Total Tax Burden$14,113 (20.6%)$12,026 (17.3%)
Take-Home Pay$54,387$57,374

Texas has no state income tax, giving Dallas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $14,113 in Aurora (20.6% effective) versus $12,026 in Dallas (17.3% effective). After taxes, take-home pay is $54,387 in Aurora and $57,374 in Dallas. Property taxes add $2,670/year on the median Aurora home versus $6,660/year in Dallas.

Salary Equivalence: What Your Income Is Worth

A $68,500 salary in Aurora equals
$67,220
in Dallas
A $69,400 salary in Dallas equals
$70,722
in Aurora

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $68,500 in Aurora (COL 107) and relocate to Dallas (COL 105), you would need $67,220 to maintain the same purchasing power. This means you can take a pay cut of $1,280 and still maintain your lifestyle in Dallas.

Quality of Life: Aurora vs Dallas

Average Commute
30 min
Aurora
28 min
Dallas
2 min longer in Aurora
Unemployment Rate
3.8%
Aurora
3.8%
Dallas
Same
Metro Population
0.4M
Aurora
7.8M
Dallas
Dallas is 19.6x larger

Beyond costs, quality of life matters. The average commute in Aurora is 30 minutes versus 28 minutes in Dallas, a difference of 2 minutes each way. Both cities have similar unemployment rates around 3.8%. Dallas skews slightly older with a median age of 34.8 vs 34.1 in Aurora.

Other Cost of Living Comparisons

Aurora vs New YorkCOL 107 vs 187Aurora vs Los AngelesCOL 107 vs 173Aurora vs ChicagoCOL 107 vs 114Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105

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Frequently Asked Questions

Is Aurora or Dallas more expensive?

Aurora and Dallas have very similar costs of living, with COL indices of 107 and 105 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Aurora vs Dallas?

The median home price in Aurora is $445,000, which is $75,000 more than Dallas's median of $370,000. Monthly rent follows a similar pattern: $1,650/month in Aurora vs $1,275/month in Dallas, a difference of $375/month or $4,500/year.

What salary do I need in Dallas to match my Aurora income?

To maintain the same standard of living, a $68,500 salary in Aurora is equivalent to $67,220 in Dallas. This is based on the cost of living index ratio: Aurora's COL index of 107 vs Dallas's 105. Conversely, $69,400 in Dallas equals $70,722 in Aurora.

Which city has lower taxes, Aurora or Dallas?

On a median household income, the combined federal, state, and FICA tax burden is $14,113 (20.6% effective rate) in Aurora vs $12,026 (17.3% effective rate) in Dallas. Property taxes on the median home are $2,670/year in Aurora (0.6% rate) vs $6,660/year in Dallas (1.8% rate). Sales tax rates are 2.9% in Colorado and 6.3% in Texas.

What is the median household income in Aurora and Dallas?

Aurora median household income: $68,500/yr. Dallas median household income: $69,400/yr (Census ACS).

How does rent compare in Aurora vs Dallas?

Median monthly rent: $1,650 in Aurora vs $1,275 in Dallas. Annualized that is $19,800 vs $15,300.

Which city is better for remote workers, Aurora or Dallas?

Dallas offers a lower cost of living (index 105 vs 107), which lets remote-workers keeping a coastal salary stretch further. Aurora typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Aurora and Dallas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Aurora vs Dallas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Aurora vs Dallas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.