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Cost of Living: Beaumont, TX vs Dallas, TX

Wondering how far your dollar stretches in Beaumont compared to Dallas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Beaumont cost-of-living index is 88 vs 105 for Dallas (US = 100). Median home: $195,000 vs $370,000. Median rent: $925/mo vs $1,275/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Dallas is 19.3% more expensive than Beaumont
COL Index: Beaumont 88 vs Dallas 105 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Beaumont vs Dallas — At a Glance

BeaumontMetricDallasDifference
88Cost of Living Index105+19.3%
$195,000Median Home Price$370,000+89.7%
$925Median Monthly Rent$1,275+37.8%
$57,200Median Household Income$69,400+21.3%
1.8%Property Tax Rate1.8%+0.0%
5.2%Unemployment Rate3.8%-26.9%
22 minAverage Commute28 min+27.3%
36.2Median Age34.8-3.9%
395,000Metro Population7,760,000+1864.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Beaumont vs Dallas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Beaumont

Median Home Price$195,000
Down Payment (20.0%)$39,000
Loan Amount$156,000
Principal & Interest$986/mo
Property Tax$292/mo
Insurance$57/mo
Monthly PITI$1,335/mo

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Rent & Affordability Ratios

Median Monthly Rent$925 vs $1,275 (+$350/mo)
Annual Rent Difference$4,200/yr more in Dallas
Home Price-to-Income Ratio3.4x (Beaumont) vs 5.3x (Dallas)
Years to Save 20% Down (15% savings rate)4.5 yrs (Beaumont) vs 7.1 yrs (Dallas)

Buying a home in Beaumont costs $1,335/month (PITI) compared to $2,534/month in Dallas — a difference of $1,199/month or $14,388/year. The price-to-income ratio is 3.4x in Beaumont versus 5.3x in Dallas, suggesting Beaumont is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.5 years to save a down payment in Beaumont compared to 7.1 years in Dallas.

Tax Comparison: Beaumont vs Dallas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryBeaumontDallas
Gross Income$57,200$69,400
State Income TaxNoneNone
Federal Income Tax$4,735$6,717
FICA (SS + Medicare)$4,375$5,309
Property Tax (on median home)$3,510/yr$6,660/yr
State Sales Tax Rate6.3%6.3%
Total Tax Burden$9,110 (15.9%)$12,026 (17.3%)
Take-Home Pay$48,090$57,374

Texas has no state income tax, giving Beaumont residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $9,110 in Beaumont (15.9% effective) versus $12,026 in Dallas (17.3% effective). After taxes, take-home pay is $48,090 in Beaumont and $57,374 in Dallas. Property taxes add $3,510/year on the median Beaumont home versus $6,660/year in Dallas.

Salary Equivalence: What Your Income Is Worth

A $57,200 salary in Beaumont equals
$68,250
in Dallas
A $69,400 salary in Dallas equals
$58,164
in Beaumont

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $57,200 in Beaumont (COL 88) and relocate to Dallas (COL 105), you would need $68,250 to maintain the same purchasing power. This means you would need a raise of $11,050 to maintain the same standard of living in Dallas.

Quality of Life: Beaumont vs Dallas

Average Commute
22 min
Beaumont
28 min
Dallas
6 min shorter in Beaumont
Unemployment Rate
5.2%
Beaumont
3.8%
Dallas
Dallas lower
Metro Population
0.4M
Beaumont
7.8M
Dallas
Dallas is 19.6x larger

Beyond costs, quality of life matters. The average commute in Beaumont is 22 minutes versus 28 minutes in Dallas, a difference of 6 minutes each way. Dallas's lower unemployment rate of 3.8% versus 5.2% suggests a stronger job market. Beaumont skews slightly older with a median age of 36.2 vs 34.8 in Dallas.

Other Cost of Living Comparisons

Beaumont vs New YorkCOL 88 vs 187Beaumont vs Los AngelesCOL 88 vs 173Beaumont vs ChicagoCOL 88 vs 114Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105

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Frequently Asked Questions

Is Beaumont or Dallas more expensive?

Dallas is 19.3% more expensive than Beaumont overall. Dallas has a cost of living index of 105 compared to 88 for Beaumont (national average = 100). The biggest difference is housing: the median home costs $370,000 in Dallas vs $195,000 in Beaumont.

How much more does housing cost in Dallas vs Beaumont?

The median home price in Dallas is $370,000, which is $175,000 more than Beaumont's median of $195,000. Monthly rent follows a similar pattern: $1,275/month in Dallas vs $925/month in Beaumont, a difference of $350/month or $4,200/year.

What salary do I need in Dallas to match my Beaumont income?

To maintain the same standard of living, a $57,200 salary in Beaumont is equivalent to $68,250 in Dallas. This is based on the cost of living index ratio: Beaumont's COL index of 88 vs Dallas's 105. Conversely, $69,400 in Dallas equals $58,164 in Beaumont.

Which city has lower taxes, Beaumont or Dallas?

On a median household income, the combined federal, state, and FICA tax burden is $9,110 (15.9% effective rate) in Beaumont vs $12,026 (17.3% effective rate) in Dallas. Property taxes on the median home are $3,510/year in Beaumont (1.8% rate) vs $6,660/year in Dallas (1.8% rate). Sales tax rates are 6.3% in Texas and 6.3% in Texas.

What is the median household income in Beaumont and Dallas?

Beaumont median household income: $57,200/yr. Dallas median household income: $69,400/yr (Census ACS).

How does rent compare in Beaumont vs Dallas?

Median monthly rent: $925 in Beaumont vs $1,275 in Dallas. Annualized that is $11,100 vs $15,300.

Which city is better for remote workers, Beaumont or Dallas?

Beaumont offers a lower cost of living (index 88 vs 105), which lets remote-workers keeping a coastal salary stretch further. Dallas typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Beaumont and Dallas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Beaumont vs Dallas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Beaumont vs Dallas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsBeaumont COL CalculatorDallas COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.