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Cost of Living: Bridgeport, CT vs New Haven, CT

Wondering how far your dollar stretches in Bridgeport compared to New Haven? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Bridgeport cost-of-living index is 142 vs 116 for New Haven (US = 100). Median home: $440,000 vs $295,000. Median rent: $1,750/mo vs $1,550/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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New Haven is 18.3% cheaper than Bridgeport
COL Index: Bridgeport 142 vs New Haven 116 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Bridgeport vs New Haven — At a Glance

BridgeportMetricNew HavenDifference
142Cost of Living Index116-18.3%
$440,000Median Home Price$295,000-33.0%
$1,750Median Monthly Rent$1,550-11.4%
$84,600Median Household Income$68,200-19.4%
2.1%Property Tax Rate2.1%+0.0%
4.0%Unemployment Rate4.3%+7.5%
33 minAverage Commute25 min-24.2%
40.2Median Age33-17.9%
980,000Metro Population870,000-11.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Bridgeport vs New Haven

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Bridgeport

Median Home Price$440,000
Down Payment (20.0%)$88,000
Loan Amount$352,000
Principal & Interest$2,225/mo
Property Tax$770/mo
Insurance$128/mo
Monthly PITI$3,123/mo

New Haven

Median Home Price$295,000
Down Payment (20.0%)$59,000
Loan Amount$236,000
Principal & Interest$1,492/mo
Property Tax$516/mo
Insurance$86/mo
Monthly PITI$2,094/mo

Rent & Affordability Ratios

Median Monthly Rent$1,750 vs $1,550 (-$200/mo)
Annual Rent Difference$2,400/yr more in Bridgeport
Home Price-to-Income Ratio5.2x (Bridgeport) vs 4.3x (New Haven)
Years to Save 20% Down (15% savings rate)6.9 yrs (Bridgeport) vs 5.8 yrs (New Haven)

Buying a home in Bridgeport costs $3,123/month (PITI) compared to $2,094/month in New Haven — a difference of $1,029/month or $12,348/year. The price-to-income ratio is 5.2x in Bridgeport versus 4.3x in New Haven, suggesting New Haven is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 6.9 years to save a down payment in Bridgeport compared to 5.8 years in New Haven.

Tax Comparison: Bridgeport vs New Haven

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryBridgeportNew Haven
Gross Income$84,600$68,200
State Income Tax$3,078$2,176
Federal Income Tax$10,061$6,453
FICA (SS + Medicare)$6,472$5,217
Property Tax (on median home)$9,240/yr$6,195/yr
State Sales Tax Rate6.3%6.3%
Total Tax Burden$19,611 (23.2%)$13,846 (20.3%)
Take-Home Pay$64,989$54,354

On median household income, total taxes (federal + state + FICA) come to $19,611 in Bridgeport (23.2% effective) versus $13,846 in New Haven (20.3% effective). After taxes, take-home pay is $64,989 in Bridgeport and $54,354 in New Haven. Property taxes add $9,240/year on the median Bridgeport home versus $6,195/year in New Haven.

Salary Equivalence: What Your Income Is Worth

A $84,600 salary in Bridgeport equals
$69,110
in New Haven
A $68,200 salary in New Haven equals
$83,486
in Bridgeport

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $84,600 in Bridgeport (COL 142) and relocate to New Haven (COL 116), you would need $69,110 to maintain the same purchasing power. This means you can take a pay cut of $15,490 and still maintain your lifestyle in New Haven.

Quality of Life: Bridgeport vs New Haven

Average Commute
33 min
Bridgeport
25 min
New Haven
8 min longer in Bridgeport
Unemployment Rate
4.0%
Bridgeport
4.3%
New Haven
Bridgeport lower
Metro Population
1.0M
Bridgeport
0.9M
New Haven
Bridgeport is 1.1x larger

Beyond costs, quality of life matters. The average commute in Bridgeport is 33 minutes versus 25 minutes in New Haven, a difference of 8 minutes each way. Bridgeport's lower unemployment rate of 4.0% versus 4.3% suggests a stronger job market. Bridgeport skews slightly older with a median age of 40.2 vs 33 in New Haven.

Other Cost of Living Comparisons

Bridgeport vs New YorkCOL 142 vs 187Bridgeport vs Los AngelesCOL 142 vs 173Bridgeport vs ChicagoCOL 142 vs 114New Haven vs New YorkCOL 116 vs 187Los Angeles vs New HavenCOL 173 vs 116Chicago vs New HavenCOL 114 vs 116

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Frequently Asked Questions

Is Bridgeport or New Haven more expensive?

Bridgeport is 18.3% more expensive than New Haven overall. Bridgeport has a cost of living index of 142 compared to 116 for New Haven (national average = 100). The biggest difference is housing: the median home costs $440,000 in Bridgeport vs $295,000 in New Haven.

How much more does housing cost in Bridgeport vs New Haven?

The median home price in Bridgeport is $440,000, which is $145,000 more than New Haven's median of $295,000. Monthly rent follows a similar pattern: $1,750/month in Bridgeport vs $1,550/month in New Haven, a difference of $200/month or $2,400/year.

What salary do I need in New Haven to match my Bridgeport income?

To maintain the same standard of living, a $84,600 salary in Bridgeport is equivalent to $69,110 in New Haven. This is based on the cost of living index ratio: Bridgeport's COL index of 142 vs New Haven's 116. Conversely, $68,200 in New Haven equals $83,486 in Bridgeport.

Which city has lower taxes, Bridgeport or New Haven?

On a median household income, the combined federal, state, and FICA tax burden is $19,611 (23.2% effective rate) in Bridgeport vs $13,846 (20.3% effective rate) in New Haven. Property taxes on the median home are $9,240/year in Bridgeport (2.1% rate) vs $6,195/year in New Haven (2.1% rate). Sales tax rates are 6.3% in Connecticut and 6.3% in Connecticut.

What is the median household income in Bridgeport and New Haven?

Bridgeport median household income: $84,600/yr. New Haven median household income: $68,200/yr (Census ACS).

How does rent compare in Bridgeport vs New Haven?

Median monthly rent: $1,750 in Bridgeport vs $1,550 in New Haven. Annualized that is $21,000 vs $18,600.

Which city is better for remote workers, Bridgeport or New Haven?

New Haven offers a lower cost of living (index 116 vs 142), which lets remote-workers keeping a coastal salary stretch further. Bridgeport typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Bridgeport and New Haven numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Bridgeport vs New Haven comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Bridgeport vs New Haven cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsBridgeport COL CalculatorNew Haven COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.