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Cost of Living: Burlington, VT vs Fort Lauderdale, FL

Wondering how far your dollar stretches in Burlington compared to Fort Lauderdale? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Burlington cost-of-living index is 118 vs 118 for Fort Lauderdale (US = 100). Median home: $440,000 vs $450,000. Median rent: $1,938/mo vs $2,100/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Burlington and Fort Lauderdale have similar costs of living
COL Index: Burlington 118 vs Fort Lauderdale 118 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Burlington vs Fort Lauderdale — At a Glance

BurlingtonMetricFort LauderdaleDifference
118Cost of Living Index118+0.0%
$440,000Median Home Price$450,000+2.3%
$1,938Median Monthly Rent$2,100+8.4%
$65,800Median Household Income$63,500-3.5%
1.9%Property Tax Rate1.0%-47.4%
2.7%Unemployment Rate3.7%+37.0%
20 minAverage Commute27 min+35.0%
35.4Median Age42.8+20.9%
230,000Metro Population185,000-19.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Burlington vs Fort Lauderdale

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Burlington

Median Home Price$440,000
Down Payment (20.0%)$88,000
Loan Amount$352,000
Principal & Interest$2,225/mo
Property Tax$697/mo
Insurance$128/mo
Monthly PITI$3,050/mo

Fort Lauderdale

Median Home Price$450,000
Down Payment (20.0%)$90,000
Loan Amount$360,000
Principal & Interest$2,275/mo
Property Tax$375/mo
Insurance$131/mo
Monthly PITI$2,782/mo

Rent & Affordability Ratios

Median Monthly Rent$1,938 vs $2,100 (+$162/mo)
Annual Rent Difference$1,944/yr more in Fort Lauderdale
Home Price-to-Income Ratio6.7x (Burlington) vs 7.1x (Fort Lauderdale)
Years to Save 20% Down (15% savings rate)8.9 yrs (Burlington) vs 9.4 yrs (Fort Lauderdale)

Buying a home in Burlington costs $3,050/month (PITI) compared to $2,782/month in Fort Lauderdale — a difference of $268/month or $3,216/year. The price-to-income ratio is 6.7x in Burlington versus 7.1x in Fort Lauderdale, suggesting Burlington is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 8.9 years to save a down payment in Burlington compared to 9.4 years in Fort Lauderdale.

Tax Comparison: Burlington vs Fort Lauderdale

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryBurlingtonFort Lauderdale
Gross Income$65,800$63,500
State Income Tax$1,961None
Federal Income Tax$5,925$5,491
FICA (SS + Medicare)$5,034$4,858
Property Tax (on median home)$8,360/yr$4,500/yr
State Sales Tax Rate6.0%6.0%
Total Tax Burden$12,920 (19.6%)$10,349 (16.3%)
Take-Home Pay$52,880$53,151

Florida has no state income tax, giving Fort Lauderdale residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $12,920 in Burlington (19.6% effective) versus $10,349 in Fort Lauderdale (16.3% effective). After taxes, take-home pay is $52,880 in Burlington and $53,151 in Fort Lauderdale. Property taxes add $8,360/year on the median Burlington home versus $4,500/year in Fort Lauderdale.

Salary Equivalence: What Your Income Is Worth

A $65,800 salary in Burlington equals
$65,800
in Fort Lauderdale
A $63,500 salary in Fort Lauderdale equals
$63,500
in Burlington

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $65,800 in Burlington (COL 118) and relocate to Fort Lauderdale (COL 118), you would need $65,800 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Burlington vs Fort Lauderdale

Average Commute
20 min
Burlington
27 min
Fort Lauderdale
7 min shorter in Burlington
Unemployment Rate
2.7%
Burlington
3.7%
Fort Lauderdale
Burlington lower
Metro Population
0.2M
Burlington
0.2M
Fort Lauderdale
Burlington is 1.2x larger

Beyond costs, quality of life matters. The average commute in Burlington is 20 minutes versus 27 minutes in Fort Lauderdale, a difference of 7 minutes each way. Burlington's lower unemployment rate of 2.7% versus 3.7% suggests a stronger job market. Fort Lauderdale skews slightly older with a median age of 42.8 vs 35.4 in Burlington.

Other Cost of Living Comparisons

Burlington vs New YorkCOL 118 vs 187Burlington vs Los AngelesCOL 118 vs 173Burlington vs ChicagoCOL 118 vs 114Fort Lauderdale vs New YorkCOL 118 vs 187Fort Lauderdale vs Los AngelesCOL 118 vs 173Chicago vs Fort LauderdaleCOL 114 vs 118

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Frequently Asked Questions

Is Burlington or Fort Lauderdale more expensive?

Burlington and Fort Lauderdale have very similar costs of living, with COL indices of 118 and 118 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Fort Lauderdale vs Burlington?

The median home price in Fort Lauderdale is $450,000, which is $10,000 more than Burlington's median of $440,000. Monthly rent follows a similar pattern: $2,100/month in Fort Lauderdale vs $1,938/month in Burlington, a difference of $162/month or $1,944/year.

What salary do I need in Fort Lauderdale to match my Burlington income?

To maintain the same standard of living, a $65,800 salary in Burlington is equivalent to $65,800 in Fort Lauderdale. This is based on the cost of living index ratio: Burlington's COL index of 118 vs Fort Lauderdale's 118. Conversely, $63,500 in Fort Lauderdale equals $63,500 in Burlington.

Which city has lower taxes, Burlington or Fort Lauderdale?

On a median household income, the combined federal, state, and FICA tax burden is $12,920 (19.6% effective rate) in Burlington vs $10,349 (16.3% effective rate) in Fort Lauderdale. Property taxes on the median home are $8,360/year in Burlington (1.9% rate) vs $4,500/year in Fort Lauderdale (1.0% rate). Sales tax rates are 6.0% in Vermont and 6.0% in Florida.

What is the median household income in Burlington and Fort Lauderdale?

Burlington median household income: $65,800/yr. Fort Lauderdale median household income: $63,500/yr (Census ACS).

How does rent compare in Burlington vs Fort Lauderdale?

Median monthly rent: $1,938 in Burlington vs $2,100 in Fort Lauderdale. Annualized that is $23,256 vs $25,200.

Which city is better for remote workers, Burlington or Fort Lauderdale?

Burlington offers a lower cost of living (index 118 vs 118), which lets remote-workers keeping a coastal salary stretch further. Fort Lauderdale typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Burlington and Fort Lauderdale numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Burlington vs Fort Lauderdale comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Burlington vs Fort Lauderdale cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsBurlington COL CalculatorFort Lauderdale COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.