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Cost of Living: Cheyenne, WY vs Dallas, TX

Wondering how far your dollar stretches in Cheyenne compared to Dallas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Cheyenne cost-of-living index is 91 vs 105 for Dallas (US = 100). Median home: $310,000 vs $370,000. Median rent: $1,100/mo vs $1,275/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Dallas is 15.4% more expensive than Cheyenne
COL Index: Cheyenne 91 vs Dallas 105 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Cheyenne vs Dallas — At a Glance

CheyenneMetricDallasDifference
91Cost of Living Index105+15.4%
$310,000Median Home Price$370,000+19.4%
$1,100Median Monthly Rent$1,275+15.9%
$64,000Median Household Income$69,400+8.4%
0.6%Property Tax Rate1.8%+200.0%
3.2%Unemployment Rate3.8%+18.7%
17 minAverage Commute28 min+64.7%
34.6Median Age34.8+0.6%
100,000Metro Population7,760,000+7660.0%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Cheyenne vs Dallas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Cheyenne

Median Home Price$310,000
Down Payment (20.0%)$62,000
Loan Amount$248,000
Principal & Interest$1,568/mo
Property Tax$155/mo
Insurance$90/mo
Monthly PITI$1,813/mo

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Rent & Affordability Ratios

Median Monthly Rent$1,100 vs $1,275 (+$175/mo)
Annual Rent Difference$2,100/yr more in Dallas
Home Price-to-Income Ratio4.8x (Cheyenne) vs 5.3x (Dallas)
Years to Save 20% Down (15% savings rate)6.5 yrs (Cheyenne) vs 7.1 yrs (Dallas)

Buying a home in Cheyenne costs $1,813/month (PITI) compared to $2,534/month in Dallas — a difference of $721/month or $8,652/year. The price-to-income ratio is 4.8x in Cheyenne versus 5.3x in Dallas, suggesting Cheyenne is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 6.5 years to save a down payment in Cheyenne compared to 7.1 years in Dallas.

Tax Comparison: Cheyenne vs Dallas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryCheyenneDallas
Gross Income$64,000$69,400
State Income TaxNoneNone
Federal Income Tax$5,551$6,717
FICA (SS + Medicare)$4,896$5,309
Property Tax (on median home)$1,860/yr$6,660/yr
State Sales Tax Rate4.0%6.3%
Total Tax Burden$10,447 (16.3%)$12,026 (17.3%)
Take-Home Pay$53,553$57,374

Wyoming has no state income tax, giving Cheyenne residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $10,447 in Cheyenne (16.3% effective) versus $12,026 in Dallas (17.3% effective). After taxes, take-home pay is $53,553 in Cheyenne and $57,374 in Dallas. Property taxes add $1,860/year on the median Cheyenne home versus $6,660/year in Dallas.

Salary Equivalence: What Your Income Is Worth

A $64,000 salary in Cheyenne equals
$73,846
in Dallas
A $69,400 salary in Dallas equals
$60,147
in Cheyenne

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $64,000 in Cheyenne (COL 91) and relocate to Dallas (COL 105), you would need $73,846 to maintain the same purchasing power. This means you would need a raise of $9,846 to maintain the same standard of living in Dallas.

Quality of Life: Cheyenne vs Dallas

Average Commute
17 min
Cheyenne
28 min
Dallas
11 min shorter in Cheyenne
Unemployment Rate
3.2%
Cheyenne
3.8%
Dallas
Cheyenne lower
Metro Population
0.1M
Cheyenne
7.8M
Dallas
Dallas is 77.6x larger

Beyond costs, quality of life matters. The average commute in Cheyenne is 17 minutes versus 28 minutes in Dallas, a difference of 11 minutes each way. Cheyenne's lower unemployment rate of 3.2% versus 3.8% suggests a stronger job market. Dallas skews slightly older with a median age of 34.8 vs 34.6 in Cheyenne.

Other Cost of Living Comparisons

Cheyenne vs New YorkCOL 91 vs 187Cheyenne vs Los AngelesCOL 91 vs 173Cheyenne vs ChicagoCOL 91 vs 114Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105

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Frequently Asked Questions

Is Cheyenne or Dallas more expensive?

Dallas is 15.4% more expensive than Cheyenne overall. Dallas has a cost of living index of 105 compared to 91 for Cheyenne (national average = 100). The biggest difference is housing: the median home costs $370,000 in Dallas vs $310,000 in Cheyenne.

How much more does housing cost in Dallas vs Cheyenne?

The median home price in Dallas is $370,000, which is $60,000 more than Cheyenne's median of $310,000. Monthly rent follows a similar pattern: $1,275/month in Dallas vs $1,100/month in Cheyenne, a difference of $175/month or $2,100/year.

What salary do I need in Dallas to match my Cheyenne income?

To maintain the same standard of living, a $64,000 salary in Cheyenne is equivalent to $73,846 in Dallas. This is based on the cost of living index ratio: Cheyenne's COL index of 91 vs Dallas's 105. Conversely, $69,400 in Dallas equals $60,147 in Cheyenne.

Which city has lower taxes, Cheyenne or Dallas?

On a median household income, the combined federal, state, and FICA tax burden is $10,447 (16.3% effective rate) in Cheyenne vs $12,026 (17.3% effective rate) in Dallas. Property taxes on the median home are $1,860/year in Cheyenne (0.6% rate) vs $6,660/year in Dallas (1.8% rate). Sales tax rates are 4.0% in Wyoming and 6.3% in Texas.

What is the median household income in Cheyenne and Dallas?

Cheyenne median household income: $64,000/yr. Dallas median household income: $69,400/yr (Census ACS).

How does rent compare in Cheyenne vs Dallas?

Median monthly rent: $1,100 in Cheyenne vs $1,275 in Dallas. Annualized that is $13,200 vs $15,300.

Which city is better for remote workers, Cheyenne or Dallas?

Cheyenne offers a lower cost of living (index 91 vs 105), which lets remote-workers keeping a coastal salary stretch further. Dallas typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Cheyenne and Dallas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Cheyenne vs Dallas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Cheyenne vs Dallas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.