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Cost of Living: Cleveland, OH vs Akron, OH

Wondering how far your dollar stretches in Cleveland compared to Akron? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Cleveland cost-of-living index is 85 vs 83 for Akron (US = 100). Median home: $175,000 vs $155,000. Median rent: $950/mo vs $820/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Akron is 2.4% cheaper than Cleveland
COL Index: Cleveland 85 vs Akron 83 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Cleveland vs Akron — At a Glance

ClevelandMetricAkronDifference
85Cost of Living Index83-2.4%
$175,000Median Home Price$155,000-11.4%
$950Median Monthly Rent$820-13.7%
$52,600Median Household Income$50,800-3.4%
1.6%Property Tax Rate1.6%+0.0%
5.4%Unemployment Rate5.0%-7.4%
25 minAverage Commute22 min-12.0%
37.8Median Age36.6-3.2%
2,010,000Metro Population700,000-65.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Cleveland vs Akron

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Cleveland

Median Home Price$175,000
Down Payment (20.0%)$35,000
Loan Amount$140,000
Principal & Interest$885/mo
Property Tax$233/mo
Insurance$51/mo
Monthly PITI$1,169/mo

Akron

Median Home Price$155,000
Down Payment (20.0%)$31,000
Loan Amount$124,000
Principal & Interest$784/mo
Property Tax$207/mo
Insurance$45/mo
Monthly PITI$1,036/mo

Rent & Affordability Ratios

Median Monthly Rent$950 vs $820 (-$130/mo)
Annual Rent Difference$1,560/yr more in Cleveland
Home Price-to-Income Ratio3.3x (Cleveland) vs 3.1x (Akron)
Years to Save 20% Down (15% savings rate)4.4 yrs (Cleveland) vs 4.1 yrs (Akron)

Buying a home in Cleveland costs $1,169/month (PITI) compared to $1,036/month in Akron — a difference of $133/month or $1,596/year. The price-to-income ratio is 3.3x in Cleveland versus 3.1x in Akron, suggesting Akron is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.4 years to save a down payment in Cleveland compared to 4.1 years in Akron.

Tax Comparison: Cleveland vs Akron

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryClevelandAkron
Gross Income$52,600$50,800
State Income Tax$664$615
Federal Income Tax$4,183$3,967
FICA (SS + Medicare)$4,024$3,887
Property Tax (on median home)$2,800/yr$2,480/yr
State Sales Tax Rate5.8%5.8%
Total Tax Burden$8,871 (16.9%)$8,469 (16.7%)
Take-Home Pay$43,729$42,331

On median household income, total taxes (federal + state + FICA) come to $8,871 in Cleveland (16.9% effective) versus $8,469 in Akron (16.7% effective). After taxes, take-home pay is $43,729 in Cleveland and $42,331 in Akron. Property taxes add $2,800/year on the median Cleveland home versus $2,480/year in Akron.

Salary Equivalence: What Your Income Is Worth

A $52,600 salary in Cleveland equals
$51,362
in Akron
A $50,800 salary in Akron equals
$52,024
in Cleveland

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $52,600 in Cleveland (COL 85) and relocate to Akron (COL 83), you would need $51,362 to maintain the same purchasing power. This means you can take a pay cut of $1,238 and still maintain your lifestyle in Akron.

Quality of Life: Cleveland vs Akron

Average Commute
25 min
Cleveland
22 min
Akron
3 min longer in Cleveland
Unemployment Rate
5.4%
Cleveland
5.0%
Akron
Akron lower
Metro Population
2.0M
Cleveland
0.7M
Akron
Cleveland is 2.9x larger

Beyond costs, quality of life matters. The average commute in Cleveland is 25 minutes versus 22 minutes in Akron, a difference of 3 minutes each way. Akron's lower unemployment rate of 5.0% versus 5.4% suggests a stronger job market. Cleveland skews slightly older with a median age of 37.8 vs 36.6 in Akron.

Other Cost of Living Comparisons

Cleveland vs New YorkCOL 85 vs 187Cleveland vs Los AngelesCOL 85 vs 173Chicago vs ClevelandCOL 114 vs 85Akron vs New YorkCOL 83 vs 187Akron vs Los AngelesCOL 83 vs 173Akron vs ChicagoCOL 83 vs 114

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Frequently Asked Questions

Is Cleveland or Akron more expensive?

Cleveland is 2.4% more expensive than Akron overall. Cleveland has a cost of living index of 85 compared to 83 for Akron (national average = 100). The biggest difference is housing: the median home costs $175,000 in Cleveland vs $155,000 in Akron.

How much more does housing cost in Cleveland vs Akron?

The median home price in Cleveland is $175,000, which is $20,000 more than Akron's median of $155,000. Monthly rent follows a similar pattern: $950/month in Cleveland vs $820/month in Akron, a difference of $130/month or $1,560/year.

What salary do I need in Akron to match my Cleveland income?

To maintain the same standard of living, a $52,600 salary in Cleveland is equivalent to $51,362 in Akron. This is based on the cost of living index ratio: Cleveland's COL index of 85 vs Akron's 83. Conversely, $50,800 in Akron equals $52,024 in Cleveland.

Which city has lower taxes, Cleveland or Akron?

On a median household income, the combined federal, state, and FICA tax burden is $8,871 (16.9% effective rate) in Cleveland vs $8,469 (16.7% effective rate) in Akron. Property taxes on the median home are $2,800/year in Cleveland (1.6% rate) vs $2,480/year in Akron (1.6% rate). Sales tax rates are 5.8% in Ohio and 5.8% in Ohio.

What is the median household income in Cleveland and Akron?

Cleveland median household income: $52,600/yr. Akron median household income: $50,800/yr (Census ACS).

How does rent compare in Cleveland vs Akron?

Median monthly rent: $950 in Cleveland vs $820 in Akron. Annualized that is $11,400 vs $9,840.

Which city is better for remote workers, Cleveland or Akron?

Akron offers a lower cost of living (index 83 vs 85), which lets remote-workers keeping a coastal salary stretch further. Cleveland typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Cleveland and Akron numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Cleveland vs Akron comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Cleveland vs Akron cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.