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Cost of Living: Colorado Springs, CO vs Los Angeles, CA

Wondering how far your dollar stretches in Colorado Springs compared to Los Angeles? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Colorado Springs cost-of-living index is 103 vs 173 for Los Angeles (US = 100). Median home: $420,000 vs $860,000. Median rent: $995/mo vs $2,050/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Los Angeles is 68.0% more expensive than Colorado Springs
COL Index: Colorado Springs 103 vs Los Angeles 173 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Colorado Springs vs Los Angeles — At a Glance

Colorado SpringsMetricLos AngelesDifference
103Cost of Living Index173+68.0%
$420,000Median Home Price$860,000+104.8%
$995Median Monthly Rent$2,050+106.0%
$71,200Median Household Income$76,000+6.7%
0.5%Property Tax Rate0.7%+32.7%
3.5%Unemployment Rate5.3%+51.4%
24 minAverage Commute32 min+33.3%
34.8Median Age36.4+4.6%
760,000Metro Population13,200,000+1636.8%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Colorado Springs vs Los Angeles

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Colorado Springs

Median Home Price$420,000
Down Payment (20.0%)$84,000
Loan Amount$336,000
Principal & Interest$2,124/mo
Property Tax$193/mo
Insurance$123/mo
Monthly PITI$2,439/mo

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Rent & Affordability Ratios

Median Monthly Rent$995 vs $2,050 (+$1,055/mo)
Annual Rent Difference$12,660/yr more in Los Angeles
Home Price-to-Income Ratio5.9x (Colorado Springs) vs 11.3x (Los Angeles)
Years to Save 20% Down (15% savings rate)7.9 yrs (Colorado Springs) vs 15.1 yrs (Los Angeles)

Buying a home in Colorado Springs costs $2,439/month (PITI) compared to $5,123/month in Los Angeles — a difference of $2,684/month or $32,208/year. The price-to-income ratio is 5.9x in Colorado Springs versus 11.3x in Los Angeles, suggesting Colorado Springs is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.9 years to save a down payment in Colorado Springs compared to 15.1 years in Los Angeles.

Tax Comparison: Colorado Springs vs Los Angeles

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryColorado SpringsLos Angeles
Gross Income$71,200$76,000
State Income Tax$2,473$3,097
Federal Income Tax$7,113$8,169
FICA (SS + Medicare)$5,446$5,814
Property Tax (on median home)$2,310/yr$6,278/yr
State Sales Tax Rate2.9%7.2%
Total Tax Burden$15,032 (21.1%)$17,080 (22.5%)
Take-Home Pay$56,168$58,920

On median household income, total taxes (federal + state + FICA) come to $15,032 in Colorado Springs (21.1% effective) versus $17,080 in Los Angeles (22.5% effective). After taxes, take-home pay is $56,168 in Colorado Springs and $58,920 in Los Angeles. Property taxes add $2,310/year on the median Colorado Springs home versus $6,278/year in Los Angeles.

Salary Equivalence: What Your Income Is Worth

A $71,200 salary in Colorado Springs equals
$119,588
in Los Angeles
A $76,000 salary in Los Angeles equals
$45,249
in Colorado Springs

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $71,200 in Colorado Springs (COL 103) and relocate to Los Angeles (COL 173), you would need $119,588 to maintain the same purchasing power. This means you would need a raise of $48,388 to maintain the same standard of living in Los Angeles.

Quality of Life: Colorado Springs vs Los Angeles

Average Commute
24 min
Colorado Springs
32 min
Los Angeles
8 min shorter in Colorado Springs
Unemployment Rate
3.5%
Colorado Springs
5.3%
Los Angeles
Colorado Springs lower
Metro Population
0.8M
Colorado Springs
13.2M
Los Angeles
Los Angeles is 17.4x larger

Beyond costs, quality of life matters. The average commute in Colorado Springs is 24 minutes versus 32 minutes in Los Angeles, a difference of 8 minutes each way. Colorado Springs's lower unemployment rate of 3.5% versus 5.3% suggests a stronger job market. Los Angeles skews slightly older with a median age of 36.4 vs 34.8 in Colorado Springs.

Other Cost of Living Comparisons

Colorado Springs vs New YorkCOL 103 vs 187Chicago vs Colorado SpringsCOL 114 vs 103Colorado Springs vs DallasCOL 103 vs 105Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173

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Frequently Asked Questions

Is Colorado Springs or Los Angeles more expensive?

Los Angeles is 68.0% more expensive than Colorado Springs overall. Los Angeles has a cost of living index of 173 compared to 103 for Colorado Springs (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $420,000 in Colorado Springs.

How much more does housing cost in Los Angeles vs Colorado Springs?

The median home price in Los Angeles is $860,000, which is $440,000 more than Colorado Springs's median of $420,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $995/month in Colorado Springs, a difference of $1,055/month or $12,660/year.

What salary do I need in Los Angeles to match my Colorado Springs income?

To maintain the same standard of living, a $71,200 salary in Colorado Springs is equivalent to $119,588 in Los Angeles. This is based on the cost of living index ratio: Colorado Springs's COL index of 103 vs Los Angeles's 173. Conversely, $76,000 in Los Angeles equals $45,249 in Colorado Springs.

Which city has lower taxes, Colorado Springs or Los Angeles?

On a median household income, the combined federal, state, and FICA tax burden is $15,032 (21.1% effective rate) in Colorado Springs vs $17,080 (22.5% effective rate) in Los Angeles. Property taxes on the median home are $2,310/year in Colorado Springs (0.5% rate) vs $6,278/year in Los Angeles (0.7% rate). Sales tax rates are 2.9% in Colorado and 7.2% in California.

What is the median household income in Colorado Springs and Los Angeles?

Colorado Springs median household income: $71,200/yr. Los Angeles median household income: $76,000/yr (Census ACS).

How does rent compare in Colorado Springs vs Los Angeles?

Median monthly rent: $995 in Colorado Springs vs $2,050 in Los Angeles. Annualized that is $11,940 vs $24,600.

Which city is better for remote workers, Colorado Springs or Los Angeles?

Colorado Springs offers a lower cost of living (index 103 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Colorado Springs and Los Angeles numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Colorado Springs vs Los Angeles comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Colorado Springs vs Los Angeles cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.