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Cost of Living: Dallas, TX vs Pasadena, CA

Wondering how far your dollar stretches in Dallas compared to Pasadena? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Dallas cost-of-living index is 105 vs 160 for Pasadena (US = 100). Median home: $370,000 vs $980,000. Median rent: $1,275/mo vs $2,500/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Pasadena is 52.4% more expensive than Dallas
COL Index: Dallas 105 vs Pasadena 160 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Dallas vs Pasadena — At a Glance

DallasMetricPasadenaDifference
105Cost of Living Index160+52.4%
$370,000Median Home Price$980,000+164.9%
$1,275Median Monthly Rent$2,500+96.1%
$69,400Median Household Income$83,600+20.5%
1.8%Property Tax Rate0.8%-55.6%
3.8%Unemployment Rate4.2%+10.5%
28 minAverage Commute29 min+3.6%
34.8Median Age37.4+7.5%
7,760,000Metro Population140,000-98.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Dallas vs Pasadena

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Pasadena

Median Home Price$980,000
Down Payment (20.0%)$196,000
Loan Amount$784,000
Principal & Interest$4,955/mo
Property Tax$653/mo
Insurance$286/mo
Monthly PITI$5,895/mo

Rent & Affordability Ratios

Median Monthly Rent$1,275 vs $2,500 (+$1,225/mo)
Annual Rent Difference$14,700/yr more in Pasadena
Home Price-to-Income Ratio5.3x (Dallas) vs 11.7x (Pasadena)
Years to Save 20% Down (15% savings rate)7.1 yrs (Dallas) vs 15.6 yrs (Pasadena)

Buying a home in Dallas costs $2,534/month (PITI) compared to $5,895/month in Pasadena — a difference of $3,361/month or $40,332/year. The price-to-income ratio is 5.3x in Dallas versus 11.7x in Pasadena, suggesting Dallas is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.1 years to save a down payment in Dallas compared to 15.6 years in Pasadena.

Tax Comparison: Dallas vs Pasadena

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryDallasPasadena
Gross Income$69,400$83,600
State Income TaxNone$3,802
Federal Income Tax$6,717$9,841
FICA (SS + Medicare)$5,309$6,395
Property Tax (on median home)$6,660/yr$7,840/yr
State Sales Tax Rate6.3%7.2%
Total Tax Burden$12,026 (17.3%)$20,038 (24.0%)
Take-Home Pay$57,374$63,562

Texas has no state income tax, giving Dallas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $12,026 in Dallas (17.3% effective) versus $20,038 in Pasadena (24.0% effective). After taxes, take-home pay is $57,374 in Dallas and $63,562 in Pasadena. Property taxes add $6,660/year on the median Dallas home versus $7,840/year in Pasadena.

Salary Equivalence: What Your Income Is Worth

A $69,400 salary in Dallas equals
$105,752
in Pasadena
A $83,600 salary in Pasadena equals
$54,863
in Dallas

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $69,400 in Dallas (COL 105) and relocate to Pasadena (COL 160), you would need $105,752 to maintain the same purchasing power. This means you would need a raise of $36,352 to maintain the same standard of living in Pasadena.

Quality of Life: Dallas vs Pasadena

Average Commute
28 min
Dallas
29 min
Pasadena
1 min shorter in Dallas
Unemployment Rate
3.8%
Dallas
4.2%
Pasadena
Dallas lower
Metro Population
7.8M
Dallas
0.1M
Pasadena
Dallas is 55.4x larger

Beyond costs, quality of life matters. The average commute in Dallas is 28 minutes versus 29 minutes in Pasadena, a difference of 1 minutes each way. Dallas's lower unemployment rate of 3.8% versus 4.2% suggests a stronger job market. Pasadena skews slightly older with a median age of 37.4 vs 34.8 in Dallas.

Other Cost of Living Comparisons

Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105New York vs PasadenaCOL 187 vs 160Los Angeles vs PasadenaCOL 173 vs 160Chicago vs PasadenaCOL 114 vs 160

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Frequently Asked Questions

Is Dallas or Pasadena more expensive?

Pasadena is 52.4% more expensive than Dallas overall. Pasadena has a cost of living index of 160 compared to 105 for Dallas (national average = 100). The biggest difference is housing: the median home costs $980,000 in Pasadena vs $370,000 in Dallas.

How much more does housing cost in Pasadena vs Dallas?

The median home price in Pasadena is $980,000, which is $610,000 more than Dallas's median of $370,000. Monthly rent follows a similar pattern: $2,500/month in Pasadena vs $1,275/month in Dallas, a difference of $1,225/month or $14,700/year.

What salary do I need in Pasadena to match my Dallas income?

To maintain the same standard of living, a $69,400 salary in Dallas is equivalent to $105,752 in Pasadena. This is based on the cost of living index ratio: Dallas's COL index of 105 vs Pasadena's 160. Conversely, $83,600 in Pasadena equals $54,863 in Dallas.

Which city has lower taxes, Dallas or Pasadena?

On a median household income, the combined federal, state, and FICA tax burden is $12,026 (17.3% effective rate) in Dallas vs $20,038 (24.0% effective rate) in Pasadena. Property taxes on the median home are $6,660/year in Dallas (1.8% rate) vs $7,840/year in Pasadena (0.8% rate). Sales tax rates are 6.3% in Texas and 7.2% in California.

What is the median household income in Dallas and Pasadena?

Dallas median household income: $69,400/yr. Pasadena median household income: $83,600/yr (Census ACS).

How does rent compare in Dallas vs Pasadena?

Median monthly rent: $1,275 in Dallas vs $2,500 in Pasadena. Annualized that is $15,300 vs $30,000.

Which city is better for remote workers, Dallas or Pasadena?

Dallas offers a lower cost of living (index 105 vs 160), which lets remote-workers keeping a coastal salary stretch further. Pasadena typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Dallas and Pasadena numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Dallas vs Pasadena comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Dallas vs Pasadena cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.