Home›Compare›Cost of Living›Dallas vs San Angelo

Cost of Living: Dallas, TX vs San Angelo, TX

Wondering how far your dollar stretches in Dallas compared to San Angelo? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Dallas cost-of-living index is 105 vs 84 for San Angelo (US = 100). Median home: $370,000 vs $195,000. Median rent: $1,275/mo vs $900/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

↓
San Angelo is 20.0% cheaper than Dallas
COL Index: Dallas 105 vs San Angelo 84 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Dallas vs San Angelo — At a Glance

DallasMetricSan AngeloDifference
105Cost of Living Index84-20.0%
$370,000Median Home Price$195,000-47.3%
$1,275Median Monthly Rent$900-29.4%
$69,400Median Household Income$52,500-24.4%
1.8%Property Tax Rate1.9%+5.6%
3.8%Unemployment Rate3.6%-5.3%
28 minAverage Commute17 min-39.3%
34.8Median Age33.8-2.9%
7,760,000Metro Population122,000-98.4%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Dallas vs San Angelo

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

San Angelo

Median Home Price$195,000
Down Payment (20.0%)$39,000
Loan Amount$156,000
Principal & Interest$986/mo
Property Tax$309/mo
Insurance$57/mo
Monthly PITI$1,352/mo

Rent & Affordability Ratios

Median Monthly Rent$1,275 vs $900 (-$375/mo)
Annual Rent Difference$4,500/yr more in Dallas
Home Price-to-Income Ratio5.3x (Dallas) vs 3.7x (San Angelo)
Years to Save 20% Down (15% savings rate)7.1 yrs (Dallas) vs 5.0 yrs (San Angelo)

Buying a home in Dallas costs $2,534/month (PITI) compared to $1,352/month in San Angelo — a difference of $1,182/month or $14,184/year. The price-to-income ratio is 5.3x in Dallas versus 3.7x in San Angelo, suggesting San Angelo is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.1 years to save a down payment in Dallas compared to 5.0 years in San Angelo.

Tax Comparison: Dallas vs San Angelo

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryDallasSan Angelo
Gross Income$69,400$52,500
State Income TaxNoneNone
Federal Income Tax$6,717$4,171
FICA (SS + Medicare)$5,309$4,016
Property Tax (on median home)$6,660/yr$3,705/yr
State Sales Tax Rate6.3%6.3%
Total Tax Burden$12,026 (17.3%)$8,187 (15.6%)
Take-Home Pay$57,374$44,313

Texas has no state income tax, giving Dallas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $12,026 in Dallas (17.3% effective) versus $8,187 in San Angelo (15.6% effective). After taxes, take-home pay is $57,374 in Dallas and $44,313 in San Angelo. Property taxes add $6,660/year on the median Dallas home versus $3,705/year in San Angelo.

Salary Equivalence: What Your Income Is Worth

A $69,400 salary in Dallas equals
$55,520
in San Angelo
A $52,500 salary in San Angelo equals
$65,625
in Dallas

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $69,400 in Dallas (COL 105) and relocate to San Angelo (COL 84), you would need $55,520 to maintain the same purchasing power. This means you can take a pay cut of $13,880 and still maintain your lifestyle in San Angelo.

Quality of Life: Dallas vs San Angelo

Average Commute
28 min
Dallas
17 min
San Angelo
11 min longer in Dallas
Unemployment Rate
3.8%
Dallas
3.6%
San Angelo
San Angelo lower
Metro Population
7.8M
Dallas
0.1M
San Angelo
Dallas is 63.6x larger

Beyond costs, quality of life matters. The average commute in Dallas is 28 minutes versus 17 minutes in San Angelo, a difference of 11 minutes each way. San Angelo's lower unemployment rate of 3.6% versus 3.8% suggests a stronger job market. Dallas skews slightly older with a median age of 34.8 vs 33.8 in San Angelo.

Other Cost of Living Comparisons

Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105New York vs San AngeloCOL 187 vs 84Los Angeles vs San AngeloCOL 173 vs 84Chicago vs San AngeloCOL 114 vs 84

Related Calculators

🏙️
Cost of Living in Dallas
Detailed COL breakdown
🏙️
Cost of Living in San Angelo
Detailed COL breakdown
🏠
Mortgage Affordability — Dallas
How much house can you afford?
🏠
Mortgage Affordability — San Angelo
How much house can you afford?
🔑
Rent vs Buy — Dallas
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $69,400 to hourly
Software Developer Salary — DallasSoftware Developer Salary — San AngeloRegistered Nurse Salary — DallasRegistered Nurse Salary — San AngeloAccountant Salary — DallasAccountant Salary — San AngeloRent vs Buy — San AngeloProperty Tax — DallasProperty Tax — San Angelo

Frequently Asked Questions

Is Dallas or San Angelo more expensive?

Dallas is 20.0% more expensive than San Angelo overall. Dallas has a cost of living index of 105 compared to 84 for San Angelo (national average = 100). The biggest difference is housing: the median home costs $370,000 in Dallas vs $195,000 in San Angelo.

How much more does housing cost in Dallas vs San Angelo?

The median home price in Dallas is $370,000, which is $175,000 more than San Angelo's median of $195,000. Monthly rent follows a similar pattern: $1,275/month in Dallas vs $900/month in San Angelo, a difference of $375/month or $4,500/year.

What salary do I need in San Angelo to match my Dallas income?

To maintain the same standard of living, a $69,400 salary in Dallas is equivalent to $55,520 in San Angelo. This is based on the cost of living index ratio: Dallas's COL index of 105 vs San Angelo's 84. Conversely, $52,500 in San Angelo equals $65,625 in Dallas.

Which city has lower taxes, Dallas or San Angelo?

On a median household income, the combined federal, state, and FICA tax burden is $12,026 (17.3% effective rate) in Dallas vs $8,187 (15.6% effective rate) in San Angelo. Property taxes on the median home are $6,660/year in Dallas (1.8% rate) vs $3,705/year in San Angelo (1.9% rate). Sales tax rates are 6.3% in Texas and 6.3% in Texas.

What is the median household income in Dallas and San Angelo?

Dallas median household income: $69,400/yr. San Angelo median household income: $52,500/yr (Census ACS).

How does rent compare in Dallas vs San Angelo?

Median monthly rent: $1,275 in Dallas vs $900 in San Angelo. Annualized that is $15,300 vs $10,800.

Which city is better for remote workers, Dallas or San Angelo?

San Angelo offers a lower cost of living (index 84 vs 105), which lets remote-workers keeping a coastal salary stretch further. Dallas typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Dallas and San Angelo numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Dallas vs San Angelo comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Dallas vs San Angelo cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsDallas COL CalculatorSan Angelo COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.