Home›Compare›Cost of Living›Dayton vs Los Angeles

Cost of Living: Dayton, OH vs Los Angeles, CA

Wondering how far your dollar stretches in Dayton compared to Los Angeles? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Dayton cost-of-living index is 83 vs 173 for Los Angeles (US = 100). Median home: $170,000 vs $860,000. Median rent: $875/mo vs $2,050/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

↑
Los Angeles is 108.4% more expensive than Dayton
COL Index: Dayton 83 vs Los Angeles 173 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Dayton vs Los Angeles — At a Glance

DaytonMetricLos AngelesDifference
83Cost of Living Index173+108.4%
$170,000Median Home Price$860,000+405.9%
$875Median Monthly Rent$2,050+134.3%
$54,600Median Household Income$76,000+39.2%
1.6%Property Tax Rate0.7%-54.4%
4.7%Unemployment Rate5.3%+12.8%
22 minAverage Commute32 min+45.5%
36.4Median Age36.4+0.0%
820,000Metro Population13,200,000+1509.8%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Dayton vs Los Angeles

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Dayton

Median Home Price$170,000
Down Payment (20.0%)$34,000
Loan Amount$136,000
Principal & Interest$860/mo
Property Tax$227/mo
Insurance$50/mo
Monthly PITI$1,136/mo

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Rent & Affordability Ratios

Median Monthly Rent$875 vs $2,050 (+$1,175/mo)
Annual Rent Difference$14,100/yr more in Los Angeles
Home Price-to-Income Ratio3.1x (Dayton) vs 11.3x (Los Angeles)
Years to Save 20% Down (15% savings rate)4.2 yrs (Dayton) vs 15.1 yrs (Los Angeles)

Buying a home in Dayton costs $1,136/month (PITI) compared to $5,123/month in Los Angeles — a difference of $3,987/month or $47,844/year. The price-to-income ratio is 3.1x in Dayton versus 11.3x in Los Angeles, suggesting Dayton is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.2 years to save a down payment in Dayton compared to 15.1 years in Los Angeles.

Tax Comparison: Dayton vs Los Angeles

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryDaytonLos Angeles
Gross Income$54,600$76,000
State Income Tax$719$3,097
Federal Income Tax$4,423$8,169
FICA (SS + Medicare)$4,177$5,814
Property Tax (on median home)$2,720/yr$6,278/yr
State Sales Tax Rate5.8%7.2%
Total Tax Burden$9,319 (17.1%)$17,080 (22.5%)
Take-Home Pay$45,281$58,920

On median household income, total taxes (federal + state + FICA) come to $9,319 in Dayton (17.1% effective) versus $17,080 in Los Angeles (22.5% effective). After taxes, take-home pay is $45,281 in Dayton and $58,920 in Los Angeles. Property taxes add $2,720/year on the median Dayton home versus $6,278/year in Los Angeles.

Salary Equivalence: What Your Income Is Worth

A $54,600 salary in Dayton equals
$113,805
in Los Angeles
A $76,000 salary in Los Angeles equals
$36,462
in Dayton

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $54,600 in Dayton (COL 83) and relocate to Los Angeles (COL 173), you would need $113,805 to maintain the same purchasing power. This means you would need a raise of $59,205 to maintain the same standard of living in Los Angeles.

Quality of Life: Dayton vs Los Angeles

Average Commute
22 min
Dayton
32 min
Los Angeles
10 min shorter in Dayton
Unemployment Rate
4.7%
Dayton
5.3%
Los Angeles
Dayton lower
Metro Population
0.8M
Dayton
13.2M
Los Angeles
Los Angeles is 16.1x larger

Beyond costs, quality of life matters. The average commute in Dayton is 22 minutes versus 32 minutes in Los Angeles, a difference of 10 minutes each way. Dayton's lower unemployment rate of 4.7% versus 5.3% suggests a stronger job market. Los Angeles skews slightly older with a median age of 36.4 vs 36.4 in Dayton.

Other Cost of Living Comparisons

Dayton vs New YorkCOL 83 vs 187Chicago vs DaytonCOL 114 vs 83Dallas vs DaytonCOL 105 vs 83Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173

Related Calculators

🏙️
Cost of Living in Dayton
Detailed COL breakdown
🏙️
Cost of Living in Los Angeles
Detailed COL breakdown
🏠
Mortgage Affordability — Dayton
How much house can you afford?
🏠
Mortgage Affordability — Los Angeles
How much house can you afford?
🔑
Rent vs Buy — Dayton
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $54,600 to hourly
Software Developer Salary — DaytonSoftware Developer Salary — Los AngelesRegistered Nurse Salary — DaytonRegistered Nurse Salary — Los AngelesAccountant Salary — DaytonAccountant Salary — Los AngelesRent vs Buy — Los AngelesProperty Tax — DaytonProperty Tax — Los Angeles

Frequently Asked Questions

Is Dayton or Los Angeles more expensive?

Los Angeles is 108.4% more expensive than Dayton overall. Los Angeles has a cost of living index of 173 compared to 83 for Dayton (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $170,000 in Dayton.

How much more does housing cost in Los Angeles vs Dayton?

The median home price in Los Angeles is $860,000, which is $690,000 more than Dayton's median of $170,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $875/month in Dayton, a difference of $1,175/month or $14,100/year.

What salary do I need in Los Angeles to match my Dayton income?

To maintain the same standard of living, a $54,600 salary in Dayton is equivalent to $113,805 in Los Angeles. This is based on the cost of living index ratio: Dayton's COL index of 83 vs Los Angeles's 173. Conversely, $76,000 in Los Angeles equals $36,462 in Dayton.

Which city has lower taxes, Dayton or Los Angeles?

On a median household income, the combined federal, state, and FICA tax burden is $9,319 (17.1% effective rate) in Dayton vs $17,080 (22.5% effective rate) in Los Angeles. Property taxes on the median home are $2,720/year in Dayton (1.6% rate) vs $6,278/year in Los Angeles (0.7% rate). Sales tax rates are 5.8% in Ohio and 7.2% in California.

What is the median household income in Dayton and Los Angeles?

Dayton median household income: $54,600/yr. Los Angeles median household income: $76,000/yr (Census ACS).

How does rent compare in Dayton vs Los Angeles?

Median monthly rent: $875 in Dayton vs $2,050 in Los Angeles. Annualized that is $10,500 vs $24,600.

Which city is better for remote workers, Dayton or Los Angeles?

Dayton offers a lower cost of living (index 83 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Dayton and Los Angeles numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Dayton vs Los Angeles comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Dayton vs Los Angeles cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsDayton COL CalculatorLos Angeles COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.