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Cost of Living: Erie, PA vs Scranton, PA

Wondering how far your dollar stretches in Erie compared to Scranton? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Erie cost-of-living index is 84 vs 85 for Scranton (US = 100). Median home: $160,000 vs $155,000. Median rent: $850/mo vs $1,000/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Erie and Scranton have similar costs of living
COL Index: Erie 84 vs Scranton 85 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Erie vs Scranton — At a Glance

ErieMetricScrantonDifference
84Cost of Living Index85+1.2%
$160,000Median Home Price$155,000-3.1%
$850Median Monthly Rent$1,000+17.6%
$51,400Median Household Income$52,400+1.9%
1.5%Property Tax Rate1.5%+0.0%
5.0%Unemployment Rate4.4%-12.0%
21 minAverage Commute22 min+4.8%
38.6Median Age40+3.6%
270,000Metro Population560,000+107.4%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Erie vs Scranton

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Erie

Median Home Price$160,000
Down Payment (20.0%)$32,000
Loan Amount$128,000
Principal & Interest$809/mo
Property Tax$200/mo
Insurance$47/mo
Monthly PITI$1,056/mo

Scranton

Median Home Price$155,000
Down Payment (20.0%)$31,000
Loan Amount$124,000
Principal & Interest$784/mo
Property Tax$194/mo
Insurance$45/mo
Monthly PITI$1,023/mo

Rent & Affordability Ratios

Median Monthly Rent$850 vs $1,000 (+$150/mo)
Annual Rent Difference$1,800/yr more in Scranton
Home Price-to-Income Ratio3.1x (Erie) vs 3.0x (Scranton)
Years to Save 20% Down (15% savings rate)4.2 yrs (Erie) vs 3.9 yrs (Scranton)

Buying a home in Erie costs $1,056/month (PITI) compared to $1,023/month in Scranton — a difference of $33/month or $396/year. The price-to-income ratio is 3.1x in Erie versus 3.0x in Scranton, suggesting Scranton is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.2 years to save a down payment in Erie compared to 3.9 years in Scranton.

Tax Comparison: Erie vs Scranton

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryErieScranton
Gross Income$51,400$52,400
State Income Tax$1,578$1,609
Federal Income Tax$4,039$4,159
FICA (SS + Medicare)$3,932$4,009
Property Tax (on median home)$2,400/yr$2,325/yr
State Sales Tax Rate6.0%6.0%
Total Tax Burden$9,549 (18.6%)$9,777 (18.7%)
Take-Home Pay$41,851$42,623

On median household income, total taxes (federal + state + FICA) come to $9,549 in Erie (18.6% effective) versus $9,777 in Scranton (18.7% effective). After taxes, take-home pay is $41,851 in Erie and $42,623 in Scranton. Property taxes add $2,400/year on the median Erie home versus $2,325/year in Scranton.

Salary Equivalence: What Your Income Is Worth

A $51,400 salary in Erie equals
$52,012
in Scranton
A $52,400 salary in Scranton equals
$51,784
in Erie

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $51,400 in Erie (COL 84) and relocate to Scranton (COL 85), you would need $52,012 to maintain the same purchasing power. This means you would need a raise of $612 to maintain the same standard of living in Scranton.

Quality of Life: Erie vs Scranton

Average Commute
21 min
Erie
22 min
Scranton
1 min shorter in Erie
Unemployment Rate
5.0%
Erie
4.4%
Scranton
Scranton lower
Metro Population
0.3M
Erie
0.6M
Scranton
Scranton is 2.1x larger

Beyond costs, quality of life matters. The average commute in Erie is 21 minutes versus 22 minutes in Scranton, a difference of 1 minutes each way. Scranton's lower unemployment rate of 4.4% versus 5.0% suggests a stronger job market. Scranton skews slightly older with a median age of 40 vs 38.6 in Erie.

Other Cost of Living Comparisons

Erie vs New YorkCOL 84 vs 187Erie vs Los AngelesCOL 84 vs 173Chicago vs ErieCOL 114 vs 84New York vs ScrantonCOL 187 vs 85Los Angeles vs ScrantonCOL 173 vs 85Chicago vs ScrantonCOL 114 vs 85

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Frequently Asked Questions

Is Erie or Scranton more expensive?

Erie and Scranton have very similar costs of living, with COL indices of 84 and 85 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Scranton vs Erie?

The median home price in Scranton is $155,000, which is $5,000 more than Erie's median of $160,000. Monthly rent follows a similar pattern: $1,000/month in Scranton vs $850/month in Erie, a difference of $150/month or $1,800/year.

What salary do I need in Scranton to match my Erie income?

To maintain the same standard of living, a $51,400 salary in Erie is equivalent to $52,012 in Scranton. This is based on the cost of living index ratio: Erie's COL index of 84 vs Scranton's 85. Conversely, $52,400 in Scranton equals $51,784 in Erie.

Which city has lower taxes, Erie or Scranton?

On a median household income, the combined federal, state, and FICA tax burden is $9,549 (18.6% effective rate) in Erie vs $9,777 (18.7% effective rate) in Scranton. Property taxes on the median home are $2,400/year in Erie (1.5% rate) vs $2,325/year in Scranton (1.5% rate). Sales tax rates are 6.0% in Pennsylvania and 6.0% in Pennsylvania.

What is the median household income in Erie and Scranton?

Erie median household income: $51,400/yr. Scranton median household income: $52,400/yr (Census ACS).

How does rent compare in Erie vs Scranton?

Median monthly rent: $850 in Erie vs $1,000 in Scranton. Annualized that is $10,200 vs $12,000.

Which city is better for remote workers, Erie or Scranton?

Erie offers a lower cost of living (index 84 vs 85), which lets remote-workers keeping a coastal salary stretch further. Scranton typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Erie and Scranton numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Erie vs Scranton comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Erie vs Scranton cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsErie COL CalculatorScranton COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.