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Cost of Living: Goodyear, AZ vs Gilbert, AZ

Wondering how far your dollar stretches in Goodyear compared to Gilbert? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Goodyear cost-of-living index is 104 vs 108 for Gilbert (US = 100). Median home: $445,000 vs $495,000. Median rent: $1,650/mo vs $1,750/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Gilbert is 3.8% more expensive than Goodyear
COL Index: Goodyear 104 vs Gilbert 108 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Goodyear vs Gilbert — At a Glance

GoodyearMetricGilbertDifference
104Cost of Living Index108+3.8%
$445,000Median Home Price$495,000+11.2%
$1,650Median Monthly Rent$1,750+6.1%
$92,500Median Household Income$102,500+10.8%
0.7%Property Tax Rate0.7%+0.0%
3.0%Unemployment Rate2.9%-3.3%
32 minAverage Commute27 min-15.6%
34.8Median Age34.6-0.6%
105,000Metro Population280,000+166.7%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Goodyear vs Gilbert

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Goodyear

Median Home Price$445,000
Down Payment (20.0%)$89,000
Loan Amount$356,000
Principal & Interest$2,250/mo
Property Tax$260/mo
Insurance$130/mo
Monthly PITI$2,640/mo

Gilbert

Median Home Price$495,000
Down Payment (20.0%)$99,000
Loan Amount$396,000
Principal & Interest$2,503/mo
Property Tax$289/mo
Insurance$144/mo
Monthly PITI$2,936/mo

Rent & Affordability Ratios

Median Monthly Rent$1,650 vs $1,750 (+$100/mo)
Annual Rent Difference$1,200/yr more in Gilbert
Home Price-to-Income Ratio4.8x (Goodyear) vs 4.8x (Gilbert)
Years to Save 20% Down (15% savings rate)6.4 yrs (Goodyear) vs 6.4 yrs (Gilbert)

Buying a home in Goodyear costs $2,640/month (PITI) compared to $2,936/month in Gilbert — a difference of $296/month or $3,552/year. The price-to-income ratio is 4.8x in Goodyear versus 4.8x in Gilbert, suggesting Goodyear is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 6.4 years to save a down payment in Goodyear compared to 6.4 years in Gilbert.

Tax Comparison: Goodyear vs Gilbert

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryGoodyearGilbert
Gross Income$92,500$102,500
State Income Tax$1,938$2,188
Federal Income Tax$11,799$13,999
FICA (SS + Medicare)$7,076$7,841
Property Tax (on median home)$3,115/yr$3,465/yr
State Sales Tax Rate5.6%5.6%
Total Tax Burden$20,813 (22.5%)$24,028 (23.4%)
Take-Home Pay$71,688$78,473

On median household income, total taxes (federal + state + FICA) come to $20,813 in Goodyear (22.5% effective) versus $24,028 in Gilbert (23.4% effective). After taxes, take-home pay is $71,688 in Goodyear and $78,473 in Gilbert. Property taxes add $3,115/year on the median Goodyear home versus $3,465/year in Gilbert.

Salary Equivalence: What Your Income Is Worth

A $92,500 salary in Goodyear equals
$96,058
in Gilbert
A $102,500 salary in Gilbert equals
$98,704
in Goodyear

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $92,500 in Goodyear (COL 104) and relocate to Gilbert (COL 108), you would need $96,058 to maintain the same purchasing power. This means you would need a raise of $3,558 to maintain the same standard of living in Gilbert.

Quality of Life: Goodyear vs Gilbert

Average Commute
32 min
Goodyear
27 min
Gilbert
5 min longer in Goodyear
Unemployment Rate
3.0%
Goodyear
2.9%
Gilbert
Gilbert lower
Metro Population
0.1M
Goodyear
0.3M
Gilbert
Gilbert is 2.7x larger

Beyond costs, quality of life matters. The average commute in Goodyear is 32 minutes versus 27 minutes in Gilbert, a difference of 5 minutes each way. Gilbert's lower unemployment rate of 2.9% versus 3.0% suggests a stronger job market. Goodyear skews slightly older with a median age of 34.8 vs 34.6 in Gilbert.

Other Cost of Living Comparisons

Goodyear vs New YorkCOL 104 vs 187Goodyear vs Los AngelesCOL 104 vs 173Chicago vs GoodyearCOL 114 vs 104Gilbert vs New YorkCOL 108 vs 187Gilbert vs Los AngelesCOL 108 vs 173Chicago vs GilbertCOL 114 vs 108

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Frequently Asked Questions

Is Goodyear or Gilbert more expensive?

Gilbert is 3.8% more expensive than Goodyear overall. Gilbert has a cost of living index of 108 compared to 104 for Goodyear (national average = 100). The biggest difference is housing: the median home costs $495,000 in Gilbert vs $445,000 in Goodyear.

How much more does housing cost in Gilbert vs Goodyear?

The median home price in Gilbert is $495,000, which is $50,000 more than Goodyear's median of $445,000. Monthly rent follows a similar pattern: $1,750/month in Gilbert vs $1,650/month in Goodyear, a difference of $100/month or $1,200/year.

What salary do I need in Gilbert to match my Goodyear income?

To maintain the same standard of living, a $92,500 salary in Goodyear is equivalent to $96,058 in Gilbert. This is based on the cost of living index ratio: Goodyear's COL index of 104 vs Gilbert's 108. Conversely, $102,500 in Gilbert equals $98,704 in Goodyear.

Which city has lower taxes, Goodyear or Gilbert?

On a median household income, the combined federal, state, and FICA tax burden is $20,813 (22.5% effective rate) in Goodyear vs $24,028 (23.4% effective rate) in Gilbert. Property taxes on the median home are $3,115/year in Goodyear (0.7% rate) vs $3,465/year in Gilbert (0.7% rate). Sales tax rates are 5.6% in Arizona and 5.6% in Arizona.

What is the median household income in Goodyear and Gilbert?

Goodyear median household income: $92,500/yr. Gilbert median household income: $102,500/yr (Census ACS).

How does rent compare in Goodyear vs Gilbert?

Median monthly rent: $1,650 in Goodyear vs $1,750 in Gilbert. Annualized that is $19,800 vs $21,000.

Which city is better for remote workers, Goodyear or Gilbert?

Goodyear offers a lower cost of living (index 104 vs 108), which lets remote-workers keeping a coastal salary stretch further. Gilbert typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Goodyear and Gilbert numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Goodyear vs Gilbert comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Goodyear vs Gilbert cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsGoodyear COL CalculatorGilbert COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.