Wondering how far your dollar stretches in Green Bay compared to Lubbock? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.
| Green Bay | Metric | Lubbock | Difference |
|---|---|---|---|
| 87 | Cost of Living Index | 87 | +0.0% |
| $225,000 | Median Home Price | $195,000 | -13.3% |
| $900 | Median Monthly Rent | $875 | -2.8% |
| $55,800 | Median Household Income | $52,400 | -6.1% |
| 2.0% | Property Tax Rate | 1.8% | -10.0% |
| 3.3% | Unemployment Rate | 3.9% | +18.2% |
| 20 min | Average Commute | 20 min | +0.0% |
| 36.2 | Median Age | 29.6 | -18.2% |
| 320,000 | Metro Population | 340,000 | +6.3% |
Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.
Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.
Buying a home in Green Bay costs $1,578/month (PITI) compared to $1,335/month in Lubbock — a difference of $243/month or $2,916/year. The price-to-income ratio is 4.0x in Green Bay versus 3.7x in Lubbock, suggesting Lubbock is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.4 years to save a down payment in Green Bay compared to 5.0 years in Lubbock.
Estimated on each city's median household income, single filer, standard deduction, 2025 rates.
| Tax Category | Green Bay | Lubbock |
|---|---|---|
| Gross Income | $55,800 | $52,400 |
| State Income Tax | $1,805 | None |
| Federal Income Tax | $4,567 | $4,159 |
| FICA (SS + Medicare) | $4,269 | $4,009 |
| Property Tax (on median home) | $4,500/yr | $3,510/yr |
| State Sales Tax Rate | 5.0% | 6.3% |
| Total Tax Burden | $10,641 (19.1%) | $8,168 (15.6%) |
| Take-Home Pay | $45,159 | $44,232 |
Texas has no state income tax, giving Lubbock residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $10,641 in Green Bay (19.1% effective) versus $8,168 in Lubbock (15.6% effective). After taxes, take-home pay is $45,159 in Green Bay and $44,232 in Lubbock. Property taxes add $4,500/year on the median Green Bay home versus $3,510/year in Lubbock.
These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $55,800 in Green Bay (COL 87) and relocate to Lubbock (COL 87), you would need $55,800 to maintain the same purchasing power. This means your salary should stay roughly the same.
Beyond costs, quality of life matters. The average commute in Green Bay is 20 minutes versus 20 minutes in Lubbock, a difference of 0 minutes each way. Green Bay's lower unemployment rate of 3.3% versus 3.9% suggests a stronger job market. Green Bay skews slightly older with a median age of 36.2 vs 29.6 in Lubbock.
Green Bay and Lubbock have very similar costs of living, with COL indices of 87 and 87 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.
The median home price in Lubbock is $195,000, which is $30,000 more than Green Bay's median of $225,000. Monthly rent follows a similar pattern: $875/month in Lubbock vs $900/month in Green Bay, a difference of $25/month or $300/year.
To maintain the same standard of living, a $55,800 salary in Green Bay is equivalent to $55,800 in Lubbock. This is based on the cost of living index ratio: Green Bay's COL index of 87 vs Lubbock's 87. Conversely, $52,400 in Lubbock equals $52,400 in Green Bay.
On a median household income, the combined federal, state, and FICA tax burden is $10,641 (19.1% effective rate) in Green Bay vs $8,168 (15.6% effective rate) in Lubbock. Property taxes on the median home are $4,500/year in Green Bay (2.0% rate) vs $3,510/year in Lubbock (1.8% rate). Sales tax rates are 5.0% in Wisconsin and 6.3% in Texas.
Green Bay median household income: $55,800/yr. Lubbock median household income: $52,400/yr (Census ACS).
Median monthly rent: $900 in Green Bay vs $875 in Lubbock. Annualized that is $10,800 vs $10,500.
Green Bay offers a lower cost of living (index 87 vs 87), which lets remote-workers keeping a coastal salary stretch further. Lubbock typically wins on amenities and labor-market depth.
Green Bay and Lubbock numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.
No. The Green Bay vs Lubbock cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].
COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.
Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.
Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.
Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.
Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].
Last reviewed is computed from the maximum retrievedAt across every source this page consumes.
City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed .