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Cost of Living: Kent, WA vs Kennewick, WA

Wondering how far your dollar stretches in Kent compared to Kennewick? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Kent cost-of-living index is 115 vs 98 for Kennewick (US = 100). Median home: $495,000 vs $325,000. Median rent: $1,750/mo vs $1,200/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Kennewick is 14.8% cheaper than Kent
COL Index: Kent 115 vs Kennewick 98 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Kent vs Kennewick — At a Glance

KentMetricKennewickDifference
115Cost of Living Index98-14.8%
$495,000Median Home Price$325,000-34.3%
$1,750Median Monthly Rent$1,200-31.4%
$75,800Median Household Income$66,400-12.4%
1.0%Property Tax Rate0.9%-8.0%
4.0%Unemployment Rate4.6%+15.0%
30 minAverage Commute21 min-30.0%
34.5Median Age34-1.4%
138,000Metro Population310,000+124.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Kent vs Kennewick

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Kent

Median Home Price$495,000
Down Payment (20.0%)$99,000
Loan Amount$396,000
Principal & Interest$2,503/mo
Property Tax$413/mo
Insurance$144/mo
Monthly PITI$3,060/mo

Kennewick

Median Home Price$325,000
Down Payment (20.0%)$65,000
Loan Amount$260,000
Principal & Interest$1,643/mo
Property Tax$249/mo
Insurance$95/mo
Monthly PITI$1,987/mo

Rent & Affordability Ratios

Median Monthly Rent$1,750 vs $1,200 (-$550/mo)
Annual Rent Difference$6,600/yr more in Kent
Home Price-to-Income Ratio6.5x (Kent) vs 4.9x (Kennewick)
Years to Save 20% Down (15% savings rate)8.7 yrs (Kent) vs 6.5 yrs (Kennewick)

Buying a home in Kent costs $3,060/month (PITI) compared to $1,987/month in Kennewick — a difference of $1,073/month or $12,876/year. The price-to-income ratio is 6.5x in Kent versus 4.9x in Kennewick, suggesting Kennewick is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 8.7 years to save a down payment in Kent compared to 6.5 years in Kennewick.

Tax Comparison: Kent vs Kennewick

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryKentKennewick
Gross Income$75,800$66,400
State Income TaxNoneNone
Federal Income Tax$8,125$6,057
FICA (SS + Medicare)$5,799$5,080
Property Tax (on median home)$4,950/yr$2,990/yr
State Sales Tax Rate6.5%6.5%
Total Tax Burden$13,924 (18.4%)$11,137 (16.8%)
Take-Home Pay$61,876$55,263

Washington has no state income tax, giving Kent residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $13,924 in Kent (18.4% effective) versus $11,137 in Kennewick (16.8% effective). After taxes, take-home pay is $61,876 in Kent and $55,263 in Kennewick. Property taxes add $4,950/year on the median Kent home versus $2,990/year in Kennewick.

Salary Equivalence: What Your Income Is Worth

A $75,800 salary in Kent equals
$64,595
in Kennewick
A $66,400 salary in Kennewick equals
$77,918
in Kent

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $75,800 in Kent (COL 115) and relocate to Kennewick (COL 98), you would need $64,595 to maintain the same purchasing power. This means you can take a pay cut of $11,205 and still maintain your lifestyle in Kennewick.

Quality of Life: Kent vs Kennewick

Average Commute
30 min
Kent
21 min
Kennewick
9 min longer in Kent
Unemployment Rate
4.0%
Kent
4.6%
Kennewick
Kent lower
Metro Population
0.1M
Kent
0.3M
Kennewick
Kennewick is 2.2x larger

Beyond costs, quality of life matters. The average commute in Kent is 30 minutes versus 21 minutes in Kennewick, a difference of 9 minutes each way. Kent's lower unemployment rate of 4.0% versus 4.6% suggests a stronger job market. Kent skews slightly older with a median age of 34.5 vs 34 in Kennewick.

Other Cost of Living Comparisons

Kent vs New YorkCOL 115 vs 187Kent vs Los AngelesCOL 115 vs 173Chicago vs KentCOL 114 vs 115Kennewick vs New YorkCOL 98 vs 187Kennewick vs Los AngelesCOL 98 vs 173Chicago vs KennewickCOL 114 vs 98

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Frequently Asked Questions

Is Kent or Kennewick more expensive?

Kent is 14.8% more expensive than Kennewick overall. Kent has a cost of living index of 115 compared to 98 for Kennewick (national average = 100). The biggest difference is housing: the median home costs $495,000 in Kent vs $325,000 in Kennewick.

How much more does housing cost in Kent vs Kennewick?

The median home price in Kent is $495,000, which is $170,000 more than Kennewick's median of $325,000. Monthly rent follows a similar pattern: $1,750/month in Kent vs $1,200/month in Kennewick, a difference of $550/month or $6,600/year.

What salary do I need in Kennewick to match my Kent income?

To maintain the same standard of living, a $75,800 salary in Kent is equivalent to $64,595 in Kennewick. This is based on the cost of living index ratio: Kent's COL index of 115 vs Kennewick's 98. Conversely, $66,400 in Kennewick equals $77,918 in Kent.

Which city has lower taxes, Kent or Kennewick?

On a median household income, the combined federal, state, and FICA tax burden is $13,924 (18.4% effective rate) in Kent vs $11,137 (16.8% effective rate) in Kennewick. Property taxes on the median home are $4,950/year in Kent (1.0% rate) vs $2,990/year in Kennewick (0.9% rate). Sales tax rates are 6.5% in Washington and 6.5% in Washington.

What is the median household income in Kent and Kennewick?

Kent median household income: $75,800/yr. Kennewick median household income: $66,400/yr (Census ACS).

How does rent compare in Kent vs Kennewick?

Median monthly rent: $1,750 in Kent vs $1,200 in Kennewick. Annualized that is $21,000 vs $14,400.

Which city is better for remote workers, Kent or Kennewick?

Kennewick offers a lower cost of living (index 98 vs 115), which lets remote-workers keeping a coastal salary stretch further. Kent typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Kent and Kennewick numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Kent vs Kennewick comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Kent vs Kennewick cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.