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Cost of Living: Lake Charles, LA vs Scranton, PA

Wondering how far your dollar stretches in Lake Charles compared to Scranton? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Lake Charles cost-of-living index is 85 vs 85 for Scranton (US = 100). Median home: $175,000 vs $155,000. Median rent: $850/mo vs $1,000/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Lake Charles and Scranton have similar costs of living
COL Index: Lake Charles 85 vs Scranton 85 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Lake Charles vs Scranton — At a Glance

Lake CharlesMetricScrantonDifference
85Cost of Living Index85+0.0%
$175,000Median Home Price$155,000-11.4%
$850Median Monthly Rent$1,000+17.6%
$48,500Median Household Income$52,400+8.0%
0.6%Property Tax Rate1.5%+150.0%
4.8%Unemployment Rate4.4%-8.3%
21 minAverage Commute22 min+4.8%
34.8Median Age40+14.9%
215,000Metro Population560,000+160.5%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Lake Charles vs Scranton

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Lake Charles

Median Home Price$175,000
Down Payment (20.0%)$35,000
Loan Amount$140,000
Principal & Interest$885/mo
Property Tax$88/mo
Insurance$51/mo
Monthly PITI$1,023/mo

Scranton

Median Home Price$155,000
Down Payment (20.0%)$31,000
Loan Amount$124,000
Principal & Interest$784/mo
Property Tax$194/mo
Insurance$45/mo
Monthly PITI$1,023/mo

Rent & Affordability Ratios

Median Monthly Rent$850 vs $1,000 (+$150/mo)
Annual Rent Difference$1,800/yr more in Scranton
Home Price-to-Income Ratio3.6x (Lake Charles) vs 3.0x (Scranton)
Years to Save 20% Down (15% savings rate)4.8 yrs (Lake Charles) vs 3.9 yrs (Scranton)

Buying a home in Lake Charles costs $1,023/month (PITI) compared to $1,023/month in Scranton — a difference of $0/month or $0/year. The price-to-income ratio is 3.6x in Lake Charles versus 3.0x in Scranton, suggesting Scranton is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.8 years to save a down payment in Lake Charles compared to 3.9 years in Scranton.

Tax Comparison: Lake Charles vs Scranton

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLake CharlesScranton
Gross Income$48,500$52,400
State Income Tax$1,080$1,609
Federal Income Tax$3,691$4,159
FICA (SS + Medicare)$3,710$4,009
Property Tax (on median home)$1,050/yr$2,325/yr
State Sales Tax Rate4.5%6.0%
Total Tax Burden$8,481 (17.5%)$9,777 (18.7%)
Take-Home Pay$40,019$42,623

On median household income, total taxes (federal + state + FICA) come to $8,481 in Lake Charles (17.5% effective) versus $9,777 in Scranton (18.7% effective). After taxes, take-home pay is $40,019 in Lake Charles and $42,623 in Scranton. Property taxes add $1,050/year on the median Lake Charles home versus $2,325/year in Scranton.

Salary Equivalence: What Your Income Is Worth

A $48,500 salary in Lake Charles equals
$48,500
in Scranton
A $52,400 salary in Scranton equals
$52,400
in Lake Charles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $48,500 in Lake Charles (COL 85) and relocate to Scranton (COL 85), you would need $48,500 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Lake Charles vs Scranton

Average Commute
21 min
Lake Charles
22 min
Scranton
1 min shorter in Lake Charles
Unemployment Rate
4.8%
Lake Charles
4.4%
Scranton
Scranton lower
Metro Population
0.2M
Lake Charles
0.6M
Scranton
Scranton is 2.6x larger

Beyond costs, quality of life matters. The average commute in Lake Charles is 21 minutes versus 22 minutes in Scranton, a difference of 1 minutes each way. Scranton's lower unemployment rate of 4.4% versus 4.8% suggests a stronger job market. Scranton skews slightly older with a median age of 40 vs 34.8 in Lake Charles.

Other Cost of Living Comparisons

Lake Charles vs New YorkCOL 85 vs 187Lake Charles vs Los AngelesCOL 85 vs 173Chicago vs Lake CharlesCOL 114 vs 85New York vs ScrantonCOL 187 vs 85Los Angeles vs ScrantonCOL 173 vs 85Chicago vs ScrantonCOL 114 vs 85

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Frequently Asked Questions

Is Lake Charles or Scranton more expensive?

Lake Charles and Scranton have very similar costs of living, with COL indices of 85 and 85 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Scranton vs Lake Charles?

The median home price in Scranton is $155,000, which is $20,000 more than Lake Charles's median of $175,000. Monthly rent follows a similar pattern: $1,000/month in Scranton vs $850/month in Lake Charles, a difference of $150/month or $1,800/year.

What salary do I need in Scranton to match my Lake Charles income?

To maintain the same standard of living, a $48,500 salary in Lake Charles is equivalent to $48,500 in Scranton. This is based on the cost of living index ratio: Lake Charles's COL index of 85 vs Scranton's 85. Conversely, $52,400 in Scranton equals $52,400 in Lake Charles.

Which city has lower taxes, Lake Charles or Scranton?

On a median household income, the combined federal, state, and FICA tax burden is $8,481 (17.5% effective rate) in Lake Charles vs $9,777 (18.7% effective rate) in Scranton. Property taxes on the median home are $1,050/year in Lake Charles (0.6% rate) vs $2,325/year in Scranton (1.5% rate). Sales tax rates are 4.5% in Louisiana and 6.0% in Pennsylvania.

What is the median household income in Lake Charles and Scranton?

Lake Charles median household income: $48,500/yr. Scranton median household income: $52,400/yr (Census ACS).

How does rent compare in Lake Charles vs Scranton?

Median monthly rent: $850 in Lake Charles vs $1,000 in Scranton. Annualized that is $10,200 vs $12,000.

Which city is better for remote workers, Lake Charles or Scranton?

Lake Charles offers a lower cost of living (index 85 vs 85), which lets remote-workers keeping a coastal salary stretch further. Scranton typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Lake Charles and Scranton numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Lake Charles vs Scranton comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Lake Charles vs Scranton cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsLake Charles COL CalculatorScranton COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.