Home›Compare›Cost of Living›Lakewood vs Los Angeles

Cost of Living: Lakewood, CO vs Los Angeles, CA

Wondering how far your dollar stretches in Lakewood compared to Los Angeles? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Lakewood cost-of-living index is 109 vs 173 for Los Angeles (US = 100). Median home: $475,000 vs $860,000. Median rent: $1,650/mo vs $2,050/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

↑
Los Angeles is 58.7% more expensive than Lakewood
COL Index: Lakewood 109 vs Los Angeles 173 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Lakewood vs Los Angeles — At a Glance

LakewoodMetricLos AngelesDifference
109Cost of Living Index173+58.7%
$475,000Median Home Price$860,000+81.1%
$1,650Median Monthly Rent$2,050+24.2%
$72,500Median Household Income$76,000+4.8%
0.6%Property Tax Rate0.7%+21.7%
3.5%Unemployment Rate5.3%+51.4%
25 minAverage Commute32 min+28.0%
38.8Median Age36.4-6.2%
160,000Metro Population13,200,000+8150.0%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Lakewood vs Los Angeles

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Lakewood

Median Home Price$475,000
Down Payment (20.0%)$95,000
Loan Amount$380,000
Principal & Interest$2,402/mo
Property Tax$238/mo
Insurance$139/mo
Monthly PITI$2,778/mo

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Rent & Affordability Ratios

Median Monthly Rent$1,650 vs $2,050 (+$400/mo)
Annual Rent Difference$4,800/yr more in Los Angeles
Home Price-to-Income Ratio6.6x (Lakewood) vs 11.3x (Los Angeles)
Years to Save 20% Down (15% savings rate)8.7 yrs (Lakewood) vs 15.1 yrs (Los Angeles)

Buying a home in Lakewood costs $2,778/month (PITI) compared to $5,123/month in Los Angeles — a difference of $2,345/month or $28,140/year. The price-to-income ratio is 6.6x in Lakewood versus 11.3x in Los Angeles, suggesting Lakewood is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 8.7 years to save a down payment in Lakewood compared to 15.1 years in Los Angeles.

Tax Comparison: Lakewood vs Los Angeles

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLakewoodLos Angeles
Gross Income$72,500$76,000
State Income Tax$2,530$3,097
Federal Income Tax$7,399$8,169
FICA (SS + Medicare)$5,546$5,814
Property Tax (on median home)$2,850/yr$6,278/yr
State Sales Tax Rate2.9%7.2%
Total Tax Burden$15,475 (21.3%)$17,080 (22.5%)
Take-Home Pay$57,025$58,920

On median household income, total taxes (federal + state + FICA) come to $15,475 in Lakewood (21.3% effective) versus $17,080 in Los Angeles (22.5% effective). After taxes, take-home pay is $57,025 in Lakewood and $58,920 in Los Angeles. Property taxes add $2,850/year on the median Lakewood home versus $6,278/year in Los Angeles.

Salary Equivalence: What Your Income Is Worth

A $72,500 salary in Lakewood equals
$115,069
in Los Angeles
A $76,000 salary in Los Angeles equals
$47,884
in Lakewood

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $72,500 in Lakewood (COL 109) and relocate to Los Angeles (COL 173), you would need $115,069 to maintain the same purchasing power. This means you would need a raise of $42,569 to maintain the same standard of living in Los Angeles.

Quality of Life: Lakewood vs Los Angeles

Average Commute
25 min
Lakewood
32 min
Los Angeles
7 min shorter in Lakewood
Unemployment Rate
3.5%
Lakewood
5.3%
Los Angeles
Lakewood lower
Metro Population
0.2M
Lakewood
13.2M
Los Angeles
Los Angeles is 82.5x larger

Beyond costs, quality of life matters. The average commute in Lakewood is 25 minutes versus 32 minutes in Los Angeles, a difference of 7 minutes each way. Lakewood's lower unemployment rate of 3.5% versus 5.3% suggests a stronger job market. Lakewood skews slightly older with a median age of 38.8 vs 36.4 in Los Angeles.

Other Cost of Living Comparisons

Lakewood vs New YorkCOL 109 vs 187Chicago vs LakewoodCOL 114 vs 109Dallas vs LakewoodCOL 105 vs 109Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173

Related Calculators

🏙️
Cost of Living in Lakewood
Detailed COL breakdown
🏙️
Cost of Living in Los Angeles
Detailed COL breakdown
🏠
Mortgage Affordability — Lakewood
How much house can you afford?
🏠
Mortgage Affordability — Los Angeles
How much house can you afford?
🔑
Rent vs Buy — Lakewood
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $72,500 to hourly
Software Developer Salary — LakewoodSoftware Developer Salary — Los AngelesRegistered Nurse Salary — LakewoodRegistered Nurse Salary — Los AngelesAccountant Salary — LakewoodAccountant Salary — Los AngelesRent vs Buy — Los AngelesProperty Tax — LakewoodProperty Tax — Los Angeles

Frequently Asked Questions

Is Lakewood or Los Angeles more expensive?

Los Angeles is 58.7% more expensive than Lakewood overall. Los Angeles has a cost of living index of 173 compared to 109 for Lakewood (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $475,000 in Lakewood.

How much more does housing cost in Los Angeles vs Lakewood?

The median home price in Los Angeles is $860,000, which is $385,000 more than Lakewood's median of $475,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $1,650/month in Lakewood, a difference of $400/month or $4,800/year.

What salary do I need in Los Angeles to match my Lakewood income?

To maintain the same standard of living, a $72,500 salary in Lakewood is equivalent to $115,069 in Los Angeles. This is based on the cost of living index ratio: Lakewood's COL index of 109 vs Los Angeles's 173. Conversely, $76,000 in Los Angeles equals $47,884 in Lakewood.

Which city has lower taxes, Lakewood or Los Angeles?

On a median household income, the combined federal, state, and FICA tax burden is $15,475 (21.3% effective rate) in Lakewood vs $17,080 (22.5% effective rate) in Los Angeles. Property taxes on the median home are $2,850/year in Lakewood (0.6% rate) vs $6,278/year in Los Angeles (0.7% rate). Sales tax rates are 2.9% in Colorado and 7.2% in California.

What is the median household income in Lakewood and Los Angeles?

Lakewood median household income: $72,500/yr. Los Angeles median household income: $76,000/yr (Census ACS).

How does rent compare in Lakewood vs Los Angeles?

Median monthly rent: $1,650 in Lakewood vs $2,050 in Los Angeles. Annualized that is $19,800 vs $24,600.

Which city is better for remote workers, Lakewood or Los Angeles?

Lakewood offers a lower cost of living (index 109 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Lakewood and Los Angeles numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Lakewood vs Los Angeles comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Lakewood vs Los Angeles cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsLakewood COL CalculatorLos Angeles COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.