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Cost of Living: Little Rock, AR vs Scranton, PA

Wondering how far your dollar stretches in Little Rock compared to Scranton? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Little Rock cost-of-living index is 85 vs 85 for Scranton (US = 100). Median home: $195,000 vs $155,000. Median rent: $825/mo vs $1,000/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Little Rock and Scranton have similar costs of living
COL Index: Little Rock 85 vs Scranton 85 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Little Rock vs Scranton — At a Glance

Little RockMetricScrantonDifference
85Cost of Living Index85+0.0%
$195,000Median Home Price$155,000-20.5%
$825Median Monthly Rent$1,000+21.2%
$56,600Median Household Income$52,400-7.4%
0.6%Property Tax Rate1.5%+138.1%
3.8%Unemployment Rate4.4%+15.8%
22 minAverage Commute22 min+0.0%
36.2Median Age40+10.5%
750,000Metro Population560,000-25.3%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Little Rock vs Scranton

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Little Rock

Median Home Price$195,000
Down Payment (20.0%)$39,000
Loan Amount$156,000
Principal & Interest$986/mo
Property Tax$102/mo
Insurance$57/mo
Monthly PITI$1,145/mo

Scranton

Median Home Price$155,000
Down Payment (20.0%)$31,000
Loan Amount$124,000
Principal & Interest$784/mo
Property Tax$194/mo
Insurance$45/mo
Monthly PITI$1,023/mo

Rent & Affordability Ratios

Median Monthly Rent$825 vs $1,000 (+$175/mo)
Annual Rent Difference$2,100/yr more in Scranton
Home Price-to-Income Ratio3.4x (Little Rock) vs 3.0x (Scranton)
Years to Save 20% Down (15% savings rate)4.6 yrs (Little Rock) vs 3.9 yrs (Scranton)

Buying a home in Little Rock costs $1,145/month (PITI) compared to $1,023/month in Scranton — a difference of $122/month or $1,464/year. The price-to-income ratio is 3.4x in Little Rock versus 3.0x in Scranton, suggesting Scranton is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.6 years to save a down payment in Little Rock compared to 3.9 years in Scranton.

Tax Comparison: Little Rock vs Scranton

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLittle RockScranton
Gross Income$56,600$52,400
State Income Tax$2,028$1,609
Federal Income Tax$4,663$4,159
FICA (SS + Medicare)$4,330$4,009
Property Tax (on median home)$1,229/yr$2,325/yr
State Sales Tax Rate6.5%6.0%
Total Tax Burden$11,021 (19.5%)$9,777 (18.7%)
Take-Home Pay$45,579$42,623

On median household income, total taxes (federal + state + FICA) come to $11,021 in Little Rock (19.5% effective) versus $9,777 in Scranton (18.7% effective). After taxes, take-home pay is $45,579 in Little Rock and $42,623 in Scranton. Property taxes add $1,229/year on the median Little Rock home versus $2,325/year in Scranton.

Salary Equivalence: What Your Income Is Worth

A $56,600 salary in Little Rock equals
$56,600
in Scranton
A $52,400 salary in Scranton equals
$52,400
in Little Rock

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $56,600 in Little Rock (COL 85) and relocate to Scranton (COL 85), you would need $56,600 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Little Rock vs Scranton

Average Commute
22 min
Little Rock
22 min
Scranton
0 min same in Little Rock
Unemployment Rate
3.8%
Little Rock
4.4%
Scranton
Little Rock lower
Metro Population
0.8M
Little Rock
0.6M
Scranton
Little Rock is 1.3x larger

Beyond costs, quality of life matters. The average commute in Little Rock is 22 minutes versus 22 minutes in Scranton, a difference of 0 minutes each way. Little Rock's lower unemployment rate of 3.8% versus 4.4% suggests a stronger job market. Scranton skews slightly older with a median age of 40 vs 36.2 in Little Rock.

Other Cost of Living Comparisons

Little Rock vs New YorkCOL 85 vs 187Little Rock vs Los AngelesCOL 85 vs 173Chicago vs Little RockCOL 114 vs 85New York vs ScrantonCOL 187 vs 85Los Angeles vs ScrantonCOL 173 vs 85Chicago vs ScrantonCOL 114 vs 85

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Frequently Asked Questions

Is Little Rock or Scranton more expensive?

Little Rock and Scranton have very similar costs of living, with COL indices of 85 and 85 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Scranton vs Little Rock?

The median home price in Scranton is $155,000, which is $40,000 more than Little Rock's median of $195,000. Monthly rent follows a similar pattern: $1,000/month in Scranton vs $825/month in Little Rock, a difference of $175/month or $2,100/year.

What salary do I need in Scranton to match my Little Rock income?

To maintain the same standard of living, a $56,600 salary in Little Rock is equivalent to $56,600 in Scranton. This is based on the cost of living index ratio: Little Rock's COL index of 85 vs Scranton's 85. Conversely, $52,400 in Scranton equals $52,400 in Little Rock.

Which city has lower taxes, Little Rock or Scranton?

On a median household income, the combined federal, state, and FICA tax burden is $11,021 (19.5% effective rate) in Little Rock vs $9,777 (18.7% effective rate) in Scranton. Property taxes on the median home are $1,229/year in Little Rock (0.6% rate) vs $2,325/year in Scranton (1.5% rate). Sales tax rates are 6.5% in Arkansas and 6.0% in Pennsylvania.

What is the median household income in Little Rock and Scranton?

Little Rock median household income: $56,600/yr. Scranton median household income: $52,400/yr (Census ACS).

How does rent compare in Little Rock vs Scranton?

Median monthly rent: $825 in Little Rock vs $1,000 in Scranton. Annualized that is $9,900 vs $12,000.

Which city is better for remote workers, Little Rock or Scranton?

Little Rock offers a lower cost of living (index 85 vs 85), which lets remote-workers keeping a coastal salary stretch further. Scranton typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Little Rock and Scranton numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Little Rock vs Scranton comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Little Rock vs Scranton cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsLittle Rock COL CalculatorScranton COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.