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Cost of Living: Los Angeles, CA vs Overland Park, KS

Wondering how far your dollar stretches in Los Angeles compared to Overland Park? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Los Angeles cost-of-living index is 173 vs 100 for Overland Park (US = 100). Median home: $860,000 vs $395,000. Median rent: $2,050/mo vs $1,400/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Overland Park is 42.2% cheaper than Los Angeles
COL Index: Los Angeles 173 vs Overland Park 100 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Los Angeles vs Overland Park — At a Glance

Los AngelesMetricOverland ParkDifference
173Cost of Living Index100-42.2%
$860,000Median Home Price$395,000-54.1%
$2,050Median Monthly Rent$1,400-31.7%
$76,000Median Household Income$92,500+21.7%
0.7%Property Tax Rate1.5%+105.5%
5.3%Unemployment Rate2.8%-47.2%
32 minAverage Commute22 min-31.3%
36.4Median Age38.5+5.8%
13,200,000Metro Population200,000-98.5%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Los Angeles vs Overland Park

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Overland Park

Median Home Price$395,000
Down Payment (20.0%)$79,000
Loan Amount$316,000
Principal & Interest$1,997/mo
Property Tax$494/mo
Insurance$115/mo
Monthly PITI$2,606/mo

Rent & Affordability Ratios

Median Monthly Rent$2,050 vs $1,400 (-$650/mo)
Annual Rent Difference$7,800/yr more in Los Angeles
Home Price-to-Income Ratio11.3x (Los Angeles) vs 4.3x (Overland Park)
Years to Save 20% Down (15% savings rate)15.1 yrs (Los Angeles) vs 5.7 yrs (Overland Park)

Buying a home in Los Angeles costs $5,123/month (PITI) compared to $2,606/month in Overland Park — a difference of $2,517/month or $30,204/year. The price-to-income ratio is 11.3x in Los Angeles versus 4.3x in Overland Park, suggesting Overland Park is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 15.1 years to save a down payment in Los Angeles compared to 5.7 years in Overland Park.

Tax Comparison: Los Angeles vs Overland Park

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLos AngelesOverland Park
Gross Income$76,000$92,500
State Income Tax$3,097$4,362
Federal Income Tax$8,169$11,799
FICA (SS + Medicare)$5,814$7,076
Property Tax (on median home)$6,278/yr$5,925/yr
State Sales Tax Rate7.2%6.5%
Total Tax Burden$17,080 (22.5%)$23,237 (25.1%)
Take-Home Pay$58,920$69,263

On median household income, total taxes (federal + state + FICA) come to $17,080 in Los Angeles (22.5% effective) versus $23,237 in Overland Park (25.1% effective). After taxes, take-home pay is $58,920 in Los Angeles and $69,263 in Overland Park. Property taxes add $6,278/year on the median Los Angeles home versus $5,925/year in Overland Park.

Salary Equivalence: What Your Income Is Worth

A $76,000 salary in Los Angeles equals
$43,931
in Overland Park
A $92,500 salary in Overland Park equals
$160,025
in Los Angeles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,000 in Los Angeles (COL 173) and relocate to Overland Park (COL 100), you would need $43,931 to maintain the same purchasing power. This means you can take a pay cut of $32,069 and still maintain your lifestyle in Overland Park.

Quality of Life: Los Angeles vs Overland Park

Average Commute
32 min
Los Angeles
22 min
Overland Park
10 min longer in Los Angeles
Unemployment Rate
5.3%
Los Angeles
2.8%
Overland Park
Overland Park lower
Metro Population
13.2M
Los Angeles
0.2M
Overland Park
Los Angeles is 66.0x larger

Beyond costs, quality of life matters. The average commute in Los Angeles is 32 minutes versus 22 minutes in Overland Park, a difference of 10 minutes each way. Overland Park's lower unemployment rate of 2.8% versus 5.3% suggests a stronger job market. Overland Park skews slightly older with a median age of 38.5 vs 36.4 in Los Angeles.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173New York vs Overland ParkCOL 187 vs 100Chicago vs Overland ParkCOL 114 vs 100Dallas vs Overland ParkCOL 105 vs 100

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Frequently Asked Questions

Is Los Angeles or Overland Park more expensive?

Los Angeles is 42.2% more expensive than Overland Park overall. Los Angeles has a cost of living index of 173 compared to 100 for Overland Park (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $395,000 in Overland Park.

How much more does housing cost in Los Angeles vs Overland Park?

The median home price in Los Angeles is $860,000, which is $465,000 more than Overland Park's median of $395,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $1,400/month in Overland Park, a difference of $650/month or $7,800/year.

What salary do I need in Overland Park to match my Los Angeles income?

To maintain the same standard of living, a $76,000 salary in Los Angeles is equivalent to $43,931 in Overland Park. This is based on the cost of living index ratio: Los Angeles's COL index of 173 vs Overland Park's 100. Conversely, $92,500 in Overland Park equals $160,025 in Los Angeles.

Which city has lower taxes, Los Angeles or Overland Park?

On a median household income, the combined federal, state, and FICA tax burden is $17,080 (22.5% effective rate) in Los Angeles vs $23,237 (25.1% effective rate) in Overland Park. Property taxes on the median home are $6,278/year in Los Angeles (0.7% rate) vs $5,925/year in Overland Park (1.5% rate). Sales tax rates are 7.2% in California and 6.5% in Kansas.

What is the median household income in Los Angeles and Overland Park?

Los Angeles median household income: $76,000/yr. Overland Park median household income: $92,500/yr (Census ACS).

How does rent compare in Los Angeles vs Overland Park?

Median monthly rent: $2,050 in Los Angeles vs $1,400 in Overland Park. Annualized that is $24,600 vs $16,800.

Which city is better for remote workers, Los Angeles or Overland Park?

Overland Park offers a lower cost of living (index 100 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Los Angeles and Overland Park numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Los Angeles vs Overland Park comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Los Angeles vs Overland Park cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.