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Cost of Living: Los Angeles, CA vs Pueblo, CO

Wondering how far your dollar stretches in Los Angeles compared to Pueblo? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Los Angeles cost-of-living index is 173 vs 88 for Pueblo (US = 100). Median home: $860,000 vs $265,000. Median rent: $2,050/mo vs $1,050/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Pueblo is 49.1% cheaper than Los Angeles
COL Index: Los Angeles 173 vs Pueblo 88 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Los Angeles vs Pueblo — At a Glance

Los AngelesMetricPuebloDifference
173Cost of Living Index88-49.1%
$860,000Median Home Price$265,000-69.2%
$2,050Median Monthly Rent$1,050-48.8%
$76,000Median Household Income$45,800-39.7%
0.7%Property Tax Rate0.6%-17.8%
5.3%Unemployment Rate4.8%-9.4%
32 minAverage Commute20 min-37.5%
36.4Median Age36.2-0.5%
13,200,000Metro Population185,000-98.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Los Angeles vs Pueblo

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Pueblo

Median Home Price$265,000
Down Payment (20.0%)$53,000
Loan Amount$212,000
Principal & Interest$1,340/mo
Property Tax$133/mo
Insurance$77/mo
Monthly PITI$1,550/mo

Rent & Affordability Ratios

Median Monthly Rent$2,050 vs $1,050 (-$1,000/mo)
Annual Rent Difference$12,000/yr more in Los Angeles
Home Price-to-Income Ratio11.3x (Los Angeles) vs 5.8x (Pueblo)
Years to Save 20% Down (15% savings rate)15.1 yrs (Los Angeles) vs 7.7 yrs (Pueblo)

Buying a home in Los Angeles costs $5,123/month (PITI) compared to $1,550/month in Pueblo — a difference of $3,573/month or $42,876/year. The price-to-income ratio is 11.3x in Los Angeles versus 5.8x in Pueblo, suggesting Pueblo is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 15.1 years to save a down payment in Los Angeles compared to 7.7 years in Pueblo.

Tax Comparison: Los Angeles vs Pueblo

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLos AngelesPueblo
Gross Income$76,000$45,800
State Income Tax$3,097$1,355
Federal Income Tax$8,169$3,367
FICA (SS + Medicare)$5,814$3,504
Property Tax (on median home)$6,278/yr$1,590/yr
State Sales Tax Rate7.2%2.9%
Total Tax Burden$17,080 (22.5%)$8,226 (18.0%)
Take-Home Pay$58,920$37,574

On median household income, total taxes (federal + state + FICA) come to $17,080 in Los Angeles (22.5% effective) versus $8,226 in Pueblo (18.0% effective). After taxes, take-home pay is $58,920 in Los Angeles and $37,574 in Pueblo. Property taxes add $6,278/year on the median Los Angeles home versus $1,590/year in Pueblo.

Salary Equivalence: What Your Income Is Worth

A $76,000 salary in Los Angeles equals
$38,659
in Pueblo
A $45,800 salary in Pueblo equals
$90,039
in Los Angeles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,000 in Los Angeles (COL 173) and relocate to Pueblo (COL 88), you would need $38,659 to maintain the same purchasing power. This means you can take a pay cut of $37,341 and still maintain your lifestyle in Pueblo.

Quality of Life: Los Angeles vs Pueblo

Average Commute
32 min
Los Angeles
20 min
Pueblo
12 min longer in Los Angeles
Unemployment Rate
5.3%
Los Angeles
4.8%
Pueblo
Pueblo lower
Metro Population
13.2M
Los Angeles
0.2M
Pueblo
Los Angeles is 71.4x larger

Beyond costs, quality of life matters. The average commute in Los Angeles is 32 minutes versus 20 minutes in Pueblo, a difference of 12 minutes each way. Pueblo's lower unemployment rate of 4.8% versus 5.3% suggests a stronger job market. Los Angeles skews slightly older with a median age of 36.4 vs 36.2 in Pueblo.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173New York vs PuebloCOL 187 vs 88Chicago vs PuebloCOL 114 vs 88Dallas vs PuebloCOL 105 vs 88

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Frequently Asked Questions

Is Los Angeles or Pueblo more expensive?

Los Angeles is 49.1% more expensive than Pueblo overall. Los Angeles has a cost of living index of 173 compared to 88 for Pueblo (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $265,000 in Pueblo.

How much more does housing cost in Los Angeles vs Pueblo?

The median home price in Los Angeles is $860,000, which is $595,000 more than Pueblo's median of $265,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $1,050/month in Pueblo, a difference of $1,000/month or $12,000/year.

What salary do I need in Pueblo to match my Los Angeles income?

To maintain the same standard of living, a $76,000 salary in Los Angeles is equivalent to $38,659 in Pueblo. This is based on the cost of living index ratio: Los Angeles's COL index of 173 vs Pueblo's 88. Conversely, $45,800 in Pueblo equals $90,039 in Los Angeles.

Which city has lower taxes, Los Angeles or Pueblo?

On a median household income, the combined federal, state, and FICA tax burden is $17,080 (22.5% effective rate) in Los Angeles vs $8,226 (18.0% effective rate) in Pueblo. Property taxes on the median home are $6,278/year in Los Angeles (0.7% rate) vs $1,590/year in Pueblo (0.6% rate). Sales tax rates are 7.2% in California and 2.9% in Colorado.

What is the median household income in Los Angeles and Pueblo?

Los Angeles median household income: $76,000/yr. Pueblo median household income: $45,800/yr (Census ACS).

How does rent compare in Los Angeles vs Pueblo?

Median monthly rent: $2,050 in Los Angeles vs $1,050 in Pueblo. Annualized that is $24,600 vs $12,600.

Which city is better for remote workers, Los Angeles or Pueblo?

Pueblo offers a lower cost of living (index 88 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Los Angeles and Pueblo numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Los Angeles vs Pueblo comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Los Angeles vs Pueblo cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.