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Cost of Living: Los Angeles, CA vs Salt Lake City, UT

Wondering how far your dollar stretches in Los Angeles compared to Salt Lake City? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Los Angeles cost-of-living index is 173 vs 111 for Salt Lake City (US = 100). Median home: $860,000 vs $485,000. Median rent: $2,050/mo vs $1,149/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Salt Lake City is 35.8% cheaper than Los Angeles
COL Index: Los Angeles 173 vs Salt Lake City 111 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Los Angeles vs Salt Lake City — At a Glance

Los AngelesMetricSalt Lake CityDifference
173Cost of Living Index111-35.8%
$860,000Median Home Price$485,000-43.6%
$2,050Median Monthly Rent$1,149-44.0%
$76,000Median Household Income$77,200+1.6%
0.7%Property Tax Rate0.5%-27.4%
5.3%Unemployment Rate2.8%-47.2%
32 minAverage Commute23 min-28.1%
36.4Median Age32.2-11.5%
13,200,000Metro Population1,270,000-90.4%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Los Angeles vs Salt Lake City

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Salt Lake City

Median Home Price$485,000
Down Payment (20.0%)$97,000
Loan Amount$388,000
Principal & Interest$2,452/mo
Property Tax$214/mo
Insurance$141/mo
Monthly PITI$2,808/mo

Rent & Affordability Ratios

Median Monthly Rent$2,050 vs $1,149 (-$901/mo)
Annual Rent Difference$10,812/yr more in Los Angeles
Home Price-to-Income Ratio11.3x (Los Angeles) vs 6.3x (Salt Lake City)
Years to Save 20% Down (15% savings rate)15.1 yrs (Los Angeles) vs 8.4 yrs (Salt Lake City)

Buying a home in Los Angeles costs $5,123/month (PITI) compared to $2,808/month in Salt Lake City — a difference of $2,315/month or $27,780/year. The price-to-income ratio is 11.3x in Los Angeles versus 6.3x in Salt Lake City, suggesting Salt Lake City is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 15.1 years to save a down payment in Los Angeles compared to 8.4 years in Salt Lake City.

Tax Comparison: Los Angeles vs Salt Lake City

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLos AngelesSalt Lake City
Gross Income$76,000$77,200
State Income Tax$3,097$3,513
Federal Income Tax$8,169$8,433
FICA (SS + Medicare)$5,814$5,905
Property Tax (on median home)$6,278/yr$2,571/yr
State Sales Tax Rate7.2%4.9%
Total Tax Burden$17,080 (22.5%)$17,851 (23.1%)
Take-Home Pay$58,920$59,349

On median household income, total taxes (federal + state + FICA) come to $17,080 in Los Angeles (22.5% effective) versus $17,851 in Salt Lake City (23.1% effective). After taxes, take-home pay is $58,920 in Los Angeles and $59,349 in Salt Lake City. Property taxes add $6,278/year on the median Los Angeles home versus $2,571/year in Salt Lake City.

Salary Equivalence: What Your Income Is Worth

A $76,000 salary in Los Angeles equals
$48,763
in Salt Lake City
A $77,200 salary in Salt Lake City equals
$120,321
in Los Angeles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,000 in Los Angeles (COL 173) and relocate to Salt Lake City (COL 111), you would need $48,763 to maintain the same purchasing power. This means you can take a pay cut of $27,237 and still maintain your lifestyle in Salt Lake City.

Quality of Life: Los Angeles vs Salt Lake City

Average Commute
32 min
Los Angeles
23 min
Salt Lake City
9 min longer in Los Angeles
Unemployment Rate
5.3%
Los Angeles
2.8%
Salt Lake City
Salt Lake City lower
Metro Population
13.2M
Los Angeles
1.3M
Salt Lake City
Los Angeles is 10.4x larger

Beyond costs, quality of life matters. The average commute in Los Angeles is 32 minutes versus 23 minutes in Salt Lake City, a difference of 9 minutes each way. Salt Lake City's lower unemployment rate of 2.8% versus 5.3% suggests a stronger job market. Los Angeles skews slightly older with a median age of 36.4 vs 32.2 in Salt Lake City.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173New York vs Salt Lake CityCOL 187 vs 111Chicago vs Salt Lake CityCOL 114 vs 111Dallas vs Salt Lake CityCOL 105 vs 111

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Frequently Asked Questions

Is Los Angeles or Salt Lake City more expensive?

Los Angeles is 35.8% more expensive than Salt Lake City overall. Los Angeles has a cost of living index of 173 compared to 111 for Salt Lake City (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $485,000 in Salt Lake City.

How much more does housing cost in Los Angeles vs Salt Lake City?

The median home price in Los Angeles is $860,000, which is $375,000 more than Salt Lake City's median of $485,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $1,149/month in Salt Lake City, a difference of $901/month or $10,812/year.

What salary do I need in Salt Lake City to match my Los Angeles income?

To maintain the same standard of living, a $76,000 salary in Los Angeles is equivalent to $48,763 in Salt Lake City. This is based on the cost of living index ratio: Los Angeles's COL index of 173 vs Salt Lake City's 111. Conversely, $77,200 in Salt Lake City equals $120,321 in Los Angeles.

Which city has lower taxes, Los Angeles or Salt Lake City?

On a median household income, the combined federal, state, and FICA tax burden is $17,080 (22.5% effective rate) in Los Angeles vs $17,851 (23.1% effective rate) in Salt Lake City. Property taxes on the median home are $6,278/year in Los Angeles (0.7% rate) vs $2,571/year in Salt Lake City (0.5% rate). Sales tax rates are 7.2% in California and 4.9% in Utah.

What is the median household income in Los Angeles and Salt Lake City?

Los Angeles median household income: $76,000/yr. Salt Lake City median household income: $77,200/yr (Census ACS).

How does rent compare in Los Angeles vs Salt Lake City?

Median monthly rent: $2,050 in Los Angeles vs $1,149 in Salt Lake City. Annualized that is $24,600 vs $13,788.

Which city is better for remote workers, Los Angeles or Salt Lake City?

Salt Lake City offers a lower cost of living (index 111 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Los Angeles and Salt Lake City numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Los Angeles vs Salt Lake City comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Los Angeles vs Salt Lake City cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.