Home›Compare›Cost of Living›Los Angeles vs Tulsa

Cost of Living: Los Angeles, CA vs Tulsa, OK

Wondering how far your dollar stretches in Los Angeles compared to Tulsa? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Los Angeles cost-of-living index is 173 vs 86 for Tulsa (US = 100). Median home: $860,000 vs $205,000. Median rent: $2,050/mo vs $875/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

↓
Tulsa is 50.3% cheaper than Los Angeles
COL Index: Los Angeles 173 vs Tulsa 86 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Los Angeles vs Tulsa — At a Glance

Los AngelesMetricTulsaDifference
173Cost of Living Index86-50.3%
$860,000Median Home Price$205,000-76.2%
$2,050Median Monthly Rent$875-57.3%
$76,000Median Household Income$57,400-24.5%
0.7%Property Tax Rate0.9%+23.3%
5.3%Unemployment Rate3.8%-28.3%
32 minAverage Commute21 min-34.4%
36.4Median Age35.8-1.6%
13,200,000Metro Population1,030,000-92.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Los Angeles vs Tulsa

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Tulsa

Median Home Price$205,000
Down Payment (20.0%)$41,000
Loan Amount$164,000
Principal & Interest$1,037/mo
Property Tax$154/mo
Insurance$60/mo
Monthly PITI$1,250/mo

Rent & Affordability Ratios

Median Monthly Rent$2,050 vs $875 (-$1,175/mo)
Annual Rent Difference$14,100/yr more in Los Angeles
Home Price-to-Income Ratio11.3x (Los Angeles) vs 3.6x (Tulsa)
Years to Save 20% Down (15% savings rate)15.1 yrs (Los Angeles) vs 4.8 yrs (Tulsa)

Buying a home in Los Angeles costs $5,123/month (PITI) compared to $1,250/month in Tulsa — a difference of $3,873/month or $46,476/year. The price-to-income ratio is 11.3x in Los Angeles versus 3.6x in Tulsa, suggesting Tulsa is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 15.1 years to save a down payment in Los Angeles compared to 4.8 years in Tulsa.

Tax Comparison: Los Angeles vs Tulsa

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLos AngelesTulsa
Gross Income$76,000$57,400
State Income Tax$3,097$2,189
Federal Income Tax$8,169$4,759
FICA (SS + Medicare)$5,814$4,391
Property Tax (on median home)$6,278/yr$1,845/yr
State Sales Tax Rate7.2%4.5%
Total Tax Burden$17,080 (22.5%)$11,339 (19.8%)
Take-Home Pay$58,920$46,061

On median household income, total taxes (federal + state + FICA) come to $17,080 in Los Angeles (22.5% effective) versus $11,339 in Tulsa (19.8% effective). After taxes, take-home pay is $58,920 in Los Angeles and $46,061 in Tulsa. Property taxes add $6,278/year on the median Los Angeles home versus $1,845/year in Tulsa.

Salary Equivalence: What Your Income Is Worth

A $76,000 salary in Los Angeles equals
$37,780
in Tulsa
A $57,400 salary in Tulsa equals
$115,467
in Los Angeles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,000 in Los Angeles (COL 173) and relocate to Tulsa (COL 86), you would need $37,780 to maintain the same purchasing power. This means you can take a pay cut of $38,220 and still maintain your lifestyle in Tulsa.

Quality of Life: Los Angeles vs Tulsa

Average Commute
32 min
Los Angeles
21 min
Tulsa
11 min longer in Los Angeles
Unemployment Rate
5.3%
Los Angeles
3.8%
Tulsa
Tulsa lower
Metro Population
13.2M
Los Angeles
1.0M
Tulsa
Los Angeles is 12.8x larger

Beyond costs, quality of life matters. The average commute in Los Angeles is 32 minutes versus 21 minutes in Tulsa, a difference of 11 minutes each way. Tulsa's lower unemployment rate of 3.8% versus 5.3% suggests a stronger job market. Los Angeles skews slightly older with a median age of 36.4 vs 35.8 in Tulsa.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173New York vs TulsaCOL 187 vs 86Chicago vs TulsaCOL 114 vs 86Dallas vs TulsaCOL 105 vs 86

Related Calculators

🏙️
Cost of Living in Los Angeles
Detailed COL breakdown
🏙️
Cost of Living in Tulsa
Detailed COL breakdown
🏠
Mortgage Affordability — Los Angeles
How much house can you afford?
🏠
Mortgage Affordability — Tulsa
How much house can you afford?
🔑
Rent vs Buy — Los Angeles
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $76,000 to hourly
Software Developer Salary — Los AngelesSoftware Developer Salary — TulsaRegistered Nurse Salary — Los AngelesRegistered Nurse Salary — TulsaAccountant Salary — Los AngelesAccountant Salary — TulsaRent vs Buy — TulsaProperty Tax — Los AngelesProperty Tax — Tulsa

Frequently Asked Questions

Is Los Angeles or Tulsa more expensive?

Los Angeles is 50.3% more expensive than Tulsa overall. Los Angeles has a cost of living index of 173 compared to 86 for Tulsa (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $205,000 in Tulsa.

How much more does housing cost in Los Angeles vs Tulsa?

The median home price in Los Angeles is $860,000, which is $655,000 more than Tulsa's median of $205,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $875/month in Tulsa, a difference of $1,175/month or $14,100/year.

What salary do I need in Tulsa to match my Los Angeles income?

To maintain the same standard of living, a $76,000 salary in Los Angeles is equivalent to $37,780 in Tulsa. This is based on the cost of living index ratio: Los Angeles's COL index of 173 vs Tulsa's 86. Conversely, $57,400 in Tulsa equals $115,467 in Los Angeles.

Which city has lower taxes, Los Angeles or Tulsa?

On a median household income, the combined federal, state, and FICA tax burden is $17,080 (22.5% effective rate) in Los Angeles vs $11,339 (19.8% effective rate) in Tulsa. Property taxes on the median home are $6,278/year in Los Angeles (0.7% rate) vs $1,845/year in Tulsa (0.9% rate). Sales tax rates are 7.2% in California and 4.5% in Oklahoma.

What is the median household income in Los Angeles and Tulsa?

Los Angeles median household income: $76,000/yr. Tulsa median household income: $57,400/yr (Census ACS).

How does rent compare in Los Angeles vs Tulsa?

Median monthly rent: $2,050 in Los Angeles vs $875 in Tulsa. Annualized that is $24,600 vs $10,500.

Which city is better for remote workers, Los Angeles or Tulsa?

Tulsa offers a lower cost of living (index 86 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Los Angeles and Tulsa numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Los Angeles vs Tulsa comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Los Angeles vs Tulsa cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsLos Angeles COL CalculatorTulsa COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.