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Cost of Living: New Haven, CT vs Bridgeport, CT

Wondering how far your dollar stretches in New Haven compared to Bridgeport? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

New Haven cost-of-living index is 116 vs 142 for Bridgeport (US = 100). Median home: $295,000 vs $440,000. Median rent: $1,550/mo vs $1,750/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Bridgeport is 22.4% more expensive than New Haven
COL Index: New Haven 116 vs Bridgeport 142 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

New Haven vs Bridgeport — At a Glance

New HavenMetricBridgeportDifference
116Cost of Living Index142+22.4%
$295,000Median Home Price$440,000+49.2%
$1,550Median Monthly Rent$1,750+12.9%
$68,200Median Household Income$84,600+24.0%
2.1%Property Tax Rate2.1%+0.0%
4.3%Unemployment Rate4.0%-7.0%
25 minAverage Commute33 min+32.0%
33Median Age40.2+21.8%
870,000Metro Population980,000+12.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: New Haven vs Bridgeport

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

New Haven

Median Home Price$295,000
Down Payment (20.0%)$59,000
Loan Amount$236,000
Principal & Interest$1,492/mo
Property Tax$516/mo
Insurance$86/mo
Monthly PITI$2,094/mo

Bridgeport

Median Home Price$440,000
Down Payment (20.0%)$88,000
Loan Amount$352,000
Principal & Interest$2,225/mo
Property Tax$770/mo
Insurance$128/mo
Monthly PITI$3,123/mo

Rent & Affordability Ratios

Median Monthly Rent$1,550 vs $1,750 (+$200/mo)
Annual Rent Difference$2,400/yr more in Bridgeport
Home Price-to-Income Ratio4.3x (New Haven) vs 5.2x (Bridgeport)
Years to Save 20% Down (15% savings rate)5.8 yrs (New Haven) vs 6.9 yrs (Bridgeport)

Buying a home in New Haven costs $2,094/month (PITI) compared to $3,123/month in Bridgeport — a difference of $1,029/month or $12,348/year. The price-to-income ratio is 4.3x in New Haven versus 5.2x in Bridgeport, suggesting New Haven is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.8 years to save a down payment in New Haven compared to 6.9 years in Bridgeport.

Tax Comparison: New Haven vs Bridgeport

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryNew HavenBridgeport
Gross Income$68,200$84,600
State Income Tax$2,176$3,078
Federal Income Tax$6,453$10,061
FICA (SS + Medicare)$5,217$6,472
Property Tax (on median home)$6,195/yr$9,240/yr
State Sales Tax Rate6.3%6.3%
Total Tax Burden$13,846 (20.3%)$19,611 (23.2%)
Take-Home Pay$54,354$64,989

On median household income, total taxes (federal + state + FICA) come to $13,846 in New Haven (20.3% effective) versus $19,611 in Bridgeport (23.2% effective). After taxes, take-home pay is $54,354 in New Haven and $64,989 in Bridgeport. Property taxes add $6,195/year on the median New Haven home versus $9,240/year in Bridgeport.

Salary Equivalence: What Your Income Is Worth

A $68,200 salary in New Haven equals
$83,486
in Bridgeport
A $84,600 salary in Bridgeport equals
$69,110
in New Haven

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $68,200 in New Haven (COL 116) and relocate to Bridgeport (COL 142), you would need $83,486 to maintain the same purchasing power. This means you would need a raise of $15,286 to maintain the same standard of living in Bridgeport.

Quality of Life: New Haven vs Bridgeport

Average Commute
25 min
New Haven
33 min
Bridgeport
8 min shorter in New Haven
Unemployment Rate
4.3%
New Haven
4.0%
Bridgeport
Bridgeport lower
Metro Population
0.9M
New Haven
1.0M
Bridgeport
Bridgeport is 1.1x larger

Beyond costs, quality of life matters. The average commute in New Haven is 25 minutes versus 33 minutes in Bridgeport, a difference of 8 minutes each way. Bridgeport's lower unemployment rate of 4.0% versus 4.3% suggests a stronger job market. Bridgeport skews slightly older with a median age of 40.2 vs 33 in New Haven.

Other Cost of Living Comparisons

New Haven vs New YorkCOL 116 vs 187Los Angeles vs New HavenCOL 173 vs 116Chicago vs New HavenCOL 114 vs 116Bridgeport vs New YorkCOL 142 vs 187Bridgeport vs Los AngelesCOL 142 vs 173Bridgeport vs ChicagoCOL 142 vs 114

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Frequently Asked Questions

Is New Haven or Bridgeport more expensive?

Bridgeport is 22.4% more expensive than New Haven overall. Bridgeport has a cost of living index of 142 compared to 116 for New Haven (national average = 100). The biggest difference is housing: the median home costs $440,000 in Bridgeport vs $295,000 in New Haven.

How much more does housing cost in Bridgeport vs New Haven?

The median home price in Bridgeport is $440,000, which is $145,000 more than New Haven's median of $295,000. Monthly rent follows a similar pattern: $1,750/month in Bridgeport vs $1,550/month in New Haven, a difference of $200/month or $2,400/year.

What salary do I need in Bridgeport to match my New Haven income?

To maintain the same standard of living, a $68,200 salary in New Haven is equivalent to $83,486 in Bridgeport. This is based on the cost of living index ratio: New Haven's COL index of 116 vs Bridgeport's 142. Conversely, $84,600 in Bridgeport equals $69,110 in New Haven.

Which city has lower taxes, New Haven or Bridgeport?

On a median household income, the combined federal, state, and FICA tax burden is $13,846 (20.3% effective rate) in New Haven vs $19,611 (23.2% effective rate) in Bridgeport. Property taxes on the median home are $6,195/year in New Haven (2.1% rate) vs $9,240/year in Bridgeport (2.1% rate). Sales tax rates are 6.3% in Connecticut and 6.3% in Connecticut.

What is the median household income in New Haven and Bridgeport?

New Haven median household income: $68,200/yr. Bridgeport median household income: $84,600/yr (Census ACS).

How does rent compare in New Haven vs Bridgeport?

Median monthly rent: $1,550 in New Haven vs $1,750 in Bridgeport. Annualized that is $18,600 vs $21,000.

Which city is better for remote workers, New Haven or Bridgeport?

New Haven offers a lower cost of living (index 116 vs 142), which lets remote-workers keeping a coastal salary stretch further. Bridgeport typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

New Haven and Bridgeport numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this New Haven vs Bridgeport comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The New Haven vs Bridgeport cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsNew Haven COL CalculatorBridgeport COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.