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Cost of Living: New York, NY vs North Las Vegas, NV

Wondering how far your dollar stretches in New York compared to North Las Vegas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

New York cost-of-living index is 187 vs 99 for North Las Vegas (US = 100). Median home: $750,000 vs $370,000. Median rent: $3,600/mo vs $1,450/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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North Las Vegas is 47.1% cheaper than New York
COL Index: New York 187 vs North Las Vegas 99 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

New York vs North Las Vegas — At a Glance

New YorkMetricNorth Las VegasDifference
187Cost of Living Index99-47.1%
$750,000Median Home Price$370,000-50.7%
$3,600Median Monthly Rent$1,450-59.7%
$76,607Median Household Income$62,800-18.0%
1.7%Property Tax Rate0.7%-58.8%
4.3%Unemployment Rate4.5%+4.7%
36 minAverage Commute28 min-22.2%
37.1Median Age33.2-10.5%
20,140,470Metro Population280,000-98.6%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: New York vs North Las Vegas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

New York

Median Home Price$750,000
Down Payment (20.0%)$150,000
Loan Amount$600,000
Principal & Interest$3,792/mo
Property Tax$1,063/mo
Insurance$219/mo
Monthly PITI$5,074/mo

North Las Vegas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$216/mo
Insurance$108/mo
Monthly PITI$2,195/mo

Rent & Affordability Ratios

Median Monthly Rent$3,600 vs $1,450 (-$2,150/mo)
Annual Rent Difference$25,800/yr more in New York
Home Price-to-Income Ratio9.8x (New York) vs 5.9x (North Las Vegas)
Years to Save 20% Down (15% savings rate)13.1 yrs (New York) vs 7.9 yrs (North Las Vegas)

Buying a home in New York costs $5,074/month (PITI) compared to $2,195/month in North Las Vegas — a difference of $2,879/month or $34,548/year. The price-to-income ratio is 9.8x in New York versus 5.9x in North Las Vegas, suggesting North Las Vegas is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 13.1 years to save a down payment in New York compared to 7.9 years in North Las Vegas.

Tax Comparison: New York vs North Las Vegas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryNew YorkNorth Las Vegas
Gross Income$76,607$62,800
State Income Tax$3,608None
Federal Income Tax$8,302$5,407
FICA (SS + Medicare)$5,861$4,805
Property Tax (on median home)$12,750/yr$2,590/yr
State Sales Tax Rate4.0%6.9%
Total Tax Burden$17,771 (23.2%)$10,212 (16.3%)
Take-Home Pay$58,836$52,588

Nevada has no state income tax, giving North Las Vegas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $17,771 in New York (23.2% effective) versus $10,212 in North Las Vegas (16.3% effective). After taxes, take-home pay is $58,836 in New York and $52,588 in North Las Vegas. Property taxes add $12,750/year on the median New York home versus $2,590/year in North Las Vegas.

Salary Equivalence: What Your Income Is Worth

A $76,607 salary in New York equals
$40,557
in North Las Vegas
A $62,800 salary in North Las Vegas equals
$118,622
in New York

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,607 in New York (COL 187) and relocate to North Las Vegas (COL 99), you would need $40,557 to maintain the same purchasing power. This means you can take a pay cut of $36,050 and still maintain your lifestyle in North Las Vegas.

Quality of Life: New York vs North Las Vegas

Average Commute
36 min
New York
28 min
North Las Vegas
8 min longer in New York
Unemployment Rate
4.3%
New York
4.5%
North Las Vegas
New York lower
Metro Population
20.1M
New York
0.3M
North Las Vegas
New York is 71.9x larger

Beyond costs, quality of life matters. The average commute in New York is 36 minutes versus 28 minutes in North Las Vegas, a difference of 8 minutes each way. New York's lower unemployment rate of 4.3% versus 4.5% suggests a stronger job market. New York skews slightly older with a median age of 37.1 vs 33.2 in North Las Vegas.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs New YorkCOL 114 vs 187Dallas vs New YorkCOL 105 vs 187Los Angeles vs North Las VegasCOL 173 vs 99Chicago vs North Las VegasCOL 114 vs 99Dallas vs North Las VegasCOL 105 vs 99

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Frequently Asked Questions

Is New York or North Las Vegas more expensive?

New York is 47.1% more expensive than North Las Vegas overall. New York has a cost of living index of 187 compared to 99 for North Las Vegas (national average = 100). The biggest difference is housing: the median home costs $750,000 in New York vs $370,000 in North Las Vegas.

How much more does housing cost in New York vs North Las Vegas?

The median home price in New York is $750,000, which is $380,000 more than North Las Vegas's median of $370,000. Monthly rent follows a similar pattern: $3,600/month in New York vs $1,450/month in North Las Vegas, a difference of $2,150/month or $25,800/year.

What salary do I need in North Las Vegas to match my New York income?

To maintain the same standard of living, a $76,607 salary in New York is equivalent to $40,557 in North Las Vegas. This is based on the cost of living index ratio: New York's COL index of 187 vs North Las Vegas's 99. Conversely, $62,800 in North Las Vegas equals $118,622 in New York.

Which city has lower taxes, New York or North Las Vegas?

On a median household income, the combined federal, state, and FICA tax burden is $17,771 (23.2% effective rate) in New York vs $10,212 (16.3% effective rate) in North Las Vegas. Property taxes on the median home are $12,750/year in New York (1.7% rate) vs $2,590/year in North Las Vegas (0.7% rate). Sales tax rates are 4.0% in New York and 6.9% in Nevada.

What is the median household income in New York and North Las Vegas?

New York median household income: $76,607/yr. North Las Vegas median household income: $62,800/yr (Census ACS).

How does rent compare in New York vs North Las Vegas?

Median monthly rent: $3,600 in New York vs $1,450 in North Las Vegas. Annualized that is $43,200 vs $17,400.

Which city is better for remote workers, New York or North Las Vegas?

North Las Vegas offers a lower cost of living (index 99 vs 187), which lets remote-workers keeping a coastal salary stretch further. New York typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

New York and North Las Vegas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this New York vs North Las Vegas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The New York vs North Las Vegas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.