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Cost of Living: Newport News, VA vs Roanoke, VA

Wondering how far your dollar stretches in Newport News compared to Roanoke? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Newport News cost-of-living index is 93 vs 88 for Roanoke (US = 100). Median home: $255,000 vs $215,000. Median rent: $1,200/mo vs $950/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Roanoke is 5.4% cheaper than Newport News
COL Index: Newport News 93 vs Roanoke 88 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Newport News vs Roanoke — At a Glance

Newport NewsMetricRoanokeDifference
93Cost of Living Index88-5.4%
$255,000Median Home Price$215,000-15.7%
$1,200Median Monthly Rent$950-20.8%
$55,200Median Household Income$55,800+1.1%
1.1%Property Tax Rate0.8%-25.5%
4.1%Unemployment Rate3.6%-12.2%
24 minAverage Commute22 min-8.3%
34.8Median Age39.5+13.5%
188,000Metro Population320,000+70.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Newport News vs Roanoke

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Newport News

Median Home Price$255,000
Down Payment (20.0%)$51,000
Loan Amount$204,000
Principal & Interest$1,289/mo
Property Tax$234/mo
Insurance$74/mo
Monthly PITI$1,598/mo

Roanoke

Median Home Price$215,000
Down Payment (20.0%)$43,000
Loan Amount$172,000
Principal & Interest$1,087/mo
Property Tax$147/mo
Insurance$63/mo
Monthly PITI$1,297/mo

Rent & Affordability Ratios

Median Monthly Rent$1,200 vs $950 (-$250/mo)
Annual Rent Difference$3,000/yr more in Newport News
Home Price-to-Income Ratio4.6x (Newport News) vs 3.9x (Roanoke)
Years to Save 20% Down (15% savings rate)6.2 yrs (Newport News) vs 5.1 yrs (Roanoke)

Buying a home in Newport News costs $1,598/month (PITI) compared to $1,297/month in Roanoke — a difference of $301/month or $3,612/year. The price-to-income ratio is 4.6x in Newport News versus 3.9x in Roanoke, suggesting Roanoke is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 6.2 years to save a down payment in Newport News compared to 5.1 years in Roanoke.

Tax Comparison: Newport News vs Roanoke

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryNewport NewsRoanoke
Gross Income$55,200$55,800
State Income Tax$2,374$2,409
Federal Income Tax$4,495$4,567
FICA (SS + Medicare)$4,222$4,269
Property Tax (on median home)$2,805/yr$1,763/yr
State Sales Tax Rate5.3%5.3%
Total Tax Burden$11,091 (20.1%)$11,245 (20.2%)
Take-Home Pay$44,109$44,555

On median household income, total taxes (federal + state + FICA) come to $11,091 in Newport News (20.1% effective) versus $11,245 in Roanoke (20.2% effective). After taxes, take-home pay is $44,109 in Newport News and $44,555 in Roanoke. Property taxes add $2,805/year on the median Newport News home versus $1,763/year in Roanoke.

Salary Equivalence: What Your Income Is Worth

A $55,200 salary in Newport News equals
$52,232
in Roanoke
A $55,800 salary in Roanoke equals
$58,970
in Newport News

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $55,200 in Newport News (COL 93) and relocate to Roanoke (COL 88), you would need $52,232 to maintain the same purchasing power. This means you can take a pay cut of $2,968 and still maintain your lifestyle in Roanoke.

Quality of Life: Newport News vs Roanoke

Average Commute
24 min
Newport News
22 min
Roanoke
2 min longer in Newport News
Unemployment Rate
4.1%
Newport News
3.6%
Roanoke
Roanoke lower
Metro Population
0.2M
Newport News
0.3M
Roanoke
Roanoke is 1.7x larger

Beyond costs, quality of life matters. The average commute in Newport News is 24 minutes versus 22 minutes in Roanoke, a difference of 2 minutes each way. Roanoke's lower unemployment rate of 3.6% versus 4.1% suggests a stronger job market. Roanoke skews slightly older with a median age of 39.5 vs 34.8 in Newport News.

Other Cost of Living Comparisons

New York vs Newport NewsCOL 187 vs 93Los Angeles vs Newport NewsCOL 173 vs 93Chicago vs Newport NewsCOL 114 vs 93New York vs RoanokeCOL 187 vs 88Los Angeles vs RoanokeCOL 173 vs 88Chicago vs RoanokeCOL 114 vs 88

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Frequently Asked Questions

Is Newport News or Roanoke more expensive?

Newport News is 5.4% more expensive than Roanoke overall. Newport News has a cost of living index of 93 compared to 88 for Roanoke (national average = 100). The biggest difference is housing: the median home costs $255,000 in Newport News vs $215,000 in Roanoke.

How much more does housing cost in Newport News vs Roanoke?

The median home price in Newport News is $255,000, which is $40,000 more than Roanoke's median of $215,000. Monthly rent follows a similar pattern: $1,200/month in Newport News vs $950/month in Roanoke, a difference of $250/month or $3,000/year.

What salary do I need in Roanoke to match my Newport News income?

To maintain the same standard of living, a $55,200 salary in Newport News is equivalent to $52,232 in Roanoke. This is based on the cost of living index ratio: Newport News's COL index of 93 vs Roanoke's 88. Conversely, $55,800 in Roanoke equals $58,970 in Newport News.

Which city has lower taxes, Newport News or Roanoke?

On a median household income, the combined federal, state, and FICA tax burden is $11,091 (20.1% effective rate) in Newport News vs $11,245 (20.2% effective rate) in Roanoke. Property taxes on the median home are $2,805/year in Newport News (1.1% rate) vs $1,763/year in Roanoke (0.8% rate). Sales tax rates are 5.3% in Virginia and 5.3% in Virginia.

What is the median household income in Newport News and Roanoke?

Newport News median household income: $55,200/yr. Roanoke median household income: $55,800/yr (Census ACS).

How does rent compare in Newport News vs Roanoke?

Median monthly rent: $1,200 in Newport News vs $950 in Roanoke. Annualized that is $14,400 vs $11,400.

Which city is better for remote workers, Newport News or Roanoke?

Roanoke offers a lower cost of living (index 88 vs 93), which lets remote-workers keeping a coastal salary stretch further. Newport News typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Newport News and Roanoke numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Newport News vs Roanoke comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Newport News vs Roanoke cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsNewport News COL CalculatorRoanoke COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.