Home›Compare›Cost of Living›Norman vs Beaumont

Cost of Living: Norman, OK vs Beaumont, TX

Wondering how far your dollar stretches in Norman compared to Beaumont? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Norman cost-of-living index is 88 vs 88 for Beaumont (US = 100). Median home: $235,000 vs $195,000. Median rent: $1,000/mo vs $925/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

=
Norman and Beaumont have similar costs of living
COL Index: Norman 88 vs Beaumont 88 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Norman vs Beaumont — At a Glance

NormanMetricBeaumontDifference
88Cost of Living Index88+0.0%
$235,000Median Home Price$195,000-17.0%
$1,000Median Monthly Rent$925-7.5%
$58,200Median Household Income$57,200-1.7%
1.0%Property Tax Rate1.8%+80.0%
3.2%Unemployment Rate5.2%+62.5%
21 minAverage Commute22 min+4.8%
30.5Median Age36.2+18.7%
130,000Metro Population395,000+203.8%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Norman vs Beaumont

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Norman

Median Home Price$235,000
Down Payment (20.0%)$47,000
Loan Amount$188,000
Principal & Interest$1,188/mo
Property Tax$196/mo
Insurance$69/mo
Monthly PITI$1,453/mo

Beaumont

Median Home Price$195,000
Down Payment (20.0%)$39,000
Loan Amount$156,000
Principal & Interest$986/mo
Property Tax$292/mo
Insurance$57/mo
Monthly PITI$1,335/mo

Rent & Affordability Ratios

Median Monthly Rent$1,000 vs $925 (-$75/mo)
Annual Rent Difference$900/yr more in Norman
Home Price-to-Income Ratio4.0x (Norman) vs 3.4x (Beaumont)
Years to Save 20% Down (15% savings rate)5.4 yrs (Norman) vs 4.5 yrs (Beaumont)

Buying a home in Norman costs $1,453/month (PITI) compared to $1,335/month in Beaumont — a difference of $118/month or $1,416/year. The price-to-income ratio is 4.0x in Norman versus 3.4x in Beaumont, suggesting Beaumont is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.4 years to save a down payment in Norman compared to 4.5 years in Beaumont.

Tax Comparison: Norman vs Beaumont

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryNormanBeaumont
Gross Income$58,200$57,200
State Income Tax$2,227None
Federal Income Tax$4,855$4,735
FICA (SS + Medicare)$4,452$4,375
Property Tax (on median home)$2,350/yr$3,510/yr
State Sales Tax Rate4.5%6.3%
Total Tax Burden$11,534 (19.8%)$9,110 (15.9%)
Take-Home Pay$46,666$48,090

Texas has no state income tax, giving Beaumont residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $11,534 in Norman (19.8% effective) versus $9,110 in Beaumont (15.9% effective). After taxes, take-home pay is $46,666 in Norman and $48,090 in Beaumont. Property taxes add $2,350/year on the median Norman home versus $3,510/year in Beaumont.

Salary Equivalence: What Your Income Is Worth

A $58,200 salary in Norman equals
$58,200
in Beaumont
A $57,200 salary in Beaumont equals
$57,200
in Norman

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $58,200 in Norman (COL 88) and relocate to Beaumont (COL 88), you would need $58,200 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Norman vs Beaumont

Average Commute
21 min
Norman
22 min
Beaumont
1 min shorter in Norman
Unemployment Rate
3.2%
Norman
5.2%
Beaumont
Norman lower
Metro Population
0.1M
Norman
0.4M
Beaumont
Beaumont is 3.0x larger

Beyond costs, quality of life matters. The average commute in Norman is 21 minutes versus 22 minutes in Beaumont, a difference of 1 minutes each way. Norman's lower unemployment rate of 3.2% versus 5.2% suggests a stronger job market. Beaumont skews slightly older with a median age of 36.2 vs 30.5 in Norman.

Other Cost of Living Comparisons

New York vs NormanCOL 187 vs 88Los Angeles vs NormanCOL 173 vs 88Chicago vs NormanCOL 114 vs 88Beaumont vs New YorkCOL 88 vs 187Beaumont vs Los AngelesCOL 88 vs 173Beaumont vs ChicagoCOL 88 vs 114

Related Calculators

🏙️
Cost of Living in Norman
Detailed COL breakdown
🏙️
Cost of Living in Beaumont
Detailed COL breakdown
🏠
Mortgage Affordability — Norman
How much house can you afford?
🏠
Mortgage Affordability — Beaumont
How much house can you afford?
🔑
Rent vs Buy — Norman
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $58,200 to hourly
Software Developer Salary — NormanSoftware Developer Salary — BeaumontRegistered Nurse Salary — NormanRegistered Nurse Salary — BeaumontAccountant Salary — NormanAccountant Salary — BeaumontRent vs Buy — BeaumontProperty Tax — NormanProperty Tax — Beaumont

Frequently Asked Questions

Is Norman or Beaumont more expensive?

Norman and Beaumont have very similar costs of living, with COL indices of 88 and 88 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Beaumont vs Norman?

The median home price in Beaumont is $195,000, which is $40,000 more than Norman's median of $235,000. Monthly rent follows a similar pattern: $925/month in Beaumont vs $1,000/month in Norman, a difference of $75/month or $900/year.

What salary do I need in Beaumont to match my Norman income?

To maintain the same standard of living, a $58,200 salary in Norman is equivalent to $58,200 in Beaumont. This is based on the cost of living index ratio: Norman's COL index of 88 vs Beaumont's 88. Conversely, $57,200 in Beaumont equals $57,200 in Norman.

Which city has lower taxes, Norman or Beaumont?

On a median household income, the combined federal, state, and FICA tax burden is $11,534 (19.8% effective rate) in Norman vs $9,110 (15.9% effective rate) in Beaumont. Property taxes on the median home are $2,350/year in Norman (1.0% rate) vs $3,510/year in Beaumont (1.8% rate). Sales tax rates are 4.5% in Oklahoma and 6.3% in Texas.

What is the median household income in Norman and Beaumont?

Norman median household income: $58,200/yr. Beaumont median household income: $57,200/yr (Census ACS).

How does rent compare in Norman vs Beaumont?

Median monthly rent: $1,000 in Norman vs $925 in Beaumont. Annualized that is $12,000 vs $11,100.

Which city is better for remote workers, Norman or Beaumont?

Norman offers a lower cost of living (index 88 vs 88), which lets remote-workers keeping a coastal salary stretch further. Beaumont typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Norman and Beaumont numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Norman vs Beaumont comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Norman vs Beaumont cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsNorman COL CalculatorBeaumont COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.