Home›Compare›Cost of Living›Orlando vs Las Vegas

Cost of Living: Orlando, FL vs Las Vegas, NV

Wondering how far your dollar stretches in Orlando compared to Las Vegas? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Orlando cost-of-living index is 104 vs 103 for Las Vegas (US = 100). Median home: $360,000 vs $415,000. Median rent: $1,314/mo vs $1,068/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

=
Orlando and Las Vegas have similar costs of living
COL Index: Orlando 104 vs Las Vegas 103 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Orlando vs Las Vegas — At a Glance

OrlandoMetricLas VegasDifference
104Cost of Living Index103-1.0%
$360,000Median Home Price$415,000+15.3%
$1,314Median Monthly Rent$1,068-18.7%
$61,200Median Household Income$62,600+2.3%
0.9%Property Tax Rate0.6%-34.1%
3.3%Unemployment Rate5.0%+51.5%
29 minAverage Commute25 min-13.8%
36.4Median Age37.7+3.6%
2,730,000Metro Population2,340,000-14.3%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Orlando vs Las Vegas

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Orlando

Median Home Price$360,000
Down Payment (20.0%)$72,000
Loan Amount$288,000
Principal & Interest$1,820/mo
Property Tax$273/mo
Insurance$105/mo
Monthly PITI$2,198/mo

Las Vegas

Median Home Price$415,000
Down Payment (20.0%)$83,000
Loan Amount$332,000
Principal & Interest$2,098/mo
Property Tax$208/mo
Insurance$121/mo
Monthly PITI$2,427/mo

Rent & Affordability Ratios

Median Monthly Rent$1,314 vs $1,068 (-$246/mo)
Annual Rent Difference$2,952/yr more in Orlando
Home Price-to-Income Ratio5.9x (Orlando) vs 6.6x (Las Vegas)
Years to Save 20% Down (15% savings rate)7.8 yrs (Orlando) vs 8.8 yrs (Las Vegas)

Buying a home in Orlando costs $2,198/month (PITI) compared to $2,427/month in Las Vegas — a difference of $229/month or $2,748/year. The price-to-income ratio is 5.9x in Orlando versus 6.6x in Las Vegas, suggesting Orlando is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.8 years to save a down payment in Orlando compared to 8.8 years in Las Vegas.

Tax Comparison: Orlando vs Las Vegas

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryOrlandoLas Vegas
Gross Income$61,200$62,600
State Income TaxNoneNone
Federal Income Tax$5,215$5,383
FICA (SS + Medicare)$4,681$4,789
Property Tax (on median home)$3,276/yr$2,490/yr
State Sales Tax Rate6.0%6.9%
Total Tax Burden$9,896 (16.2%)$10,172 (16.2%)
Take-Home Pay$51,304$52,428

Florida has no state income tax, giving Orlando residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $9,896 in Orlando (16.2% effective) versus $10,172 in Las Vegas (16.2% effective). After taxes, take-home pay is $51,304 in Orlando and $52,428 in Las Vegas. Property taxes add $3,276/year on the median Orlando home versus $2,490/year in Las Vegas.

Salary Equivalence: What Your Income Is Worth

A $61,200 salary in Orlando equals
$60,612
in Las Vegas
A $62,600 salary in Las Vegas equals
$63,208
in Orlando

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $61,200 in Orlando (COL 104) and relocate to Las Vegas (COL 103), you would need $60,612 to maintain the same purchasing power. This means you can take a pay cut of $588 and still maintain your lifestyle in Las Vegas.

Quality of Life: Orlando vs Las Vegas

Average Commute
29 min
Orlando
25 min
Las Vegas
4 min longer in Orlando
Unemployment Rate
3.3%
Orlando
5.0%
Las Vegas
Orlando lower
Metro Population
2.7M
Orlando
2.3M
Las Vegas
Orlando is 1.2x larger

Beyond costs, quality of life matters. The average commute in Orlando is 29 minutes versus 25 minutes in Las Vegas, a difference of 4 minutes each way. Orlando's lower unemployment rate of 3.3% versus 5.0% suggests a stronger job market. Las Vegas skews slightly older with a median age of 37.7 vs 36.4 in Orlando.

Other Cost of Living Comparisons

New York vs OrlandoCOL 187 vs 104Los Angeles vs OrlandoCOL 173 vs 104Chicago vs OrlandoCOL 114 vs 104Las Vegas vs New YorkCOL 103 vs 187Las Vegas vs Los AngelesCOL 103 vs 173Chicago vs Las VegasCOL 114 vs 103

Related Calculators

🏙️
Cost of Living in Orlando
Detailed COL breakdown
🏙️
Cost of Living in Las Vegas
Detailed COL breakdown
🏠
Mortgage Affordability — Orlando
How much house can you afford?
🏠
Mortgage Affordability — Las Vegas
How much house can you afford?
🔑
Rent vs Buy — Orlando
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $61,200 to hourly
Software Developer Salary — OrlandoSoftware Developer Salary — Las VegasRegistered Nurse Salary — OrlandoRegistered Nurse Salary — Las VegasAccountant Salary — OrlandoAccountant Salary — Las VegasRent vs Buy — Las VegasProperty Tax — OrlandoProperty Tax — Las Vegas

Frequently Asked Questions

Is Orlando or Las Vegas more expensive?

Orlando and Las Vegas have very similar costs of living, with COL indices of 104 and 103 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Orlando vs Las Vegas?

The median home price in Orlando is $360,000, which is $55,000 more than Las Vegas's median of $415,000. Monthly rent follows a similar pattern: $1,314/month in Orlando vs $1,068/month in Las Vegas, a difference of $246/month or $2,952/year.

What salary do I need in Las Vegas to match my Orlando income?

To maintain the same standard of living, a $61,200 salary in Orlando is equivalent to $60,612 in Las Vegas. This is based on the cost of living index ratio: Orlando's COL index of 104 vs Las Vegas's 103. Conversely, $62,600 in Las Vegas equals $63,208 in Orlando.

Which city has lower taxes, Orlando or Las Vegas?

On a median household income, the combined federal, state, and FICA tax burden is $9,896 (16.2% effective rate) in Orlando vs $10,172 (16.2% effective rate) in Las Vegas. Property taxes on the median home are $3,276/year in Orlando (0.9% rate) vs $2,490/year in Las Vegas (0.6% rate). Sales tax rates are 6.0% in Florida and 6.9% in Nevada.

What is the median household income in Orlando and Las Vegas?

Orlando median household income: $61,200/yr. Las Vegas median household income: $62,600/yr (Census ACS).

How does rent compare in Orlando vs Las Vegas?

Median monthly rent: $1,314 in Orlando vs $1,068 in Las Vegas. Annualized that is $15,768 vs $12,816.

Which city is better for remote workers, Orlando or Las Vegas?

Las Vegas offers a lower cost of living (index 103 vs 104), which lets remote-workers keeping a coastal salary stretch further. Orlando typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Orlando and Las Vegas numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Orlando vs Las Vegas comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Orlando vs Las Vegas cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsOrlando COL CalculatorLas Vegas COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.