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Cost of Living: Pittsburgh, PA vs Raleigh, NC

Wondering how far your dollar stretches in Pittsburgh compared to Raleigh? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Pittsburgh cost-of-living index is 91 vs 105 for Raleigh (US = 100). Median home: $200,000 vs $380,000. Median rent: $1,295/mo vs $1,131/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Raleigh is 15.4% more expensive than Pittsburgh
COL Index: Pittsburgh 91 vs Raleigh 105 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Pittsburgh vs Raleigh — At a Glance

PittsburghMetricRaleighDifference
91Cost of Living Index105+15.4%
$200,000Median Home Price$380,000+90.0%
$1,295Median Monthly Rent$1,131-12.7%
$60,800Median Household Income$75,200+23.7%
1.4%Property Tax Rate0.8%-43.6%
3.7%Unemployment Rate3.0%-18.9%
26 minAverage Commute25 min-3.8%
38.8Median Age35.1-9.5%
2,410,000Metro Population1,540,000-36.1%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Pittsburgh vs Raleigh

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Pittsburgh

Median Home Price$200,000
Down Payment (20.0%)$40,000
Loan Amount$160,000
Principal & Interest$1,011/mo
Property Tax$233/mo
Insurance$58/mo
Monthly PITI$1,303/mo

Raleigh

Median Home Price$380,000
Down Payment (20.0%)$76,000
Loan Amount$304,000
Principal & Interest$1,921/mo
Property Tax$250/mo
Insurance$111/mo
Monthly PITI$2,282/mo

Rent & Affordability Ratios

Median Monthly Rent$1,295 vs $1,131 (-$164/mo)
Annual Rent Difference$1,968/yr more in Pittsburgh
Home Price-to-Income Ratio3.3x (Pittsburgh) vs 5.1x (Raleigh)
Years to Save 20% Down (15% savings rate)4.4 yrs (Pittsburgh) vs 6.7 yrs (Raleigh)

Buying a home in Pittsburgh costs $1,303/month (PITI) compared to $2,282/month in Raleigh — a difference of $979/month or $11,748/year. The price-to-income ratio is 3.3x in Pittsburgh versus 5.1x in Raleigh, suggesting Pittsburgh is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.4 years to save a down payment in Pittsburgh compared to 6.7 years in Raleigh.

Tax Comparison: Pittsburgh vs Raleigh

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryPittsburghRaleigh
Gross Income$60,800$75,200
State Income Tax$1,867$2,654
Federal Income Tax$5,167$7,993
FICA (SS + Medicare)$4,652$5,752
Property Tax (on median home)$2,800/yr$3,002/yr
State Sales Tax Rate6.0%4.8%
Total Tax Burden$11,686 (19.2%)$16,399 (21.8%)
Take-Home Pay$49,114$58,801

On median household income, total taxes (federal + state + FICA) come to $11,686 in Pittsburgh (19.2% effective) versus $16,399 in Raleigh (21.8% effective). After taxes, take-home pay is $49,114 in Pittsburgh and $58,801 in Raleigh. Property taxes add $2,800/year on the median Pittsburgh home versus $3,002/year in Raleigh.

Salary Equivalence: What Your Income Is Worth

A $60,800 salary in Pittsburgh equals
$70,154
in Raleigh
A $75,200 salary in Raleigh equals
$65,173
in Pittsburgh

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $60,800 in Pittsburgh (COL 91) and relocate to Raleigh (COL 105), you would need $70,154 to maintain the same purchasing power. This means you would need a raise of $9,354 to maintain the same standard of living in Raleigh.

Quality of Life: Pittsburgh vs Raleigh

Average Commute
26 min
Pittsburgh
25 min
Raleigh
1 min longer in Pittsburgh
Unemployment Rate
3.7%
Pittsburgh
3.0%
Raleigh
Raleigh lower
Metro Population
2.4M
Pittsburgh
1.5M
Raleigh
Pittsburgh is 1.6x larger

Beyond costs, quality of life matters. The average commute in Pittsburgh is 26 minutes versus 25 minutes in Raleigh, a difference of 1 minutes each way. Raleigh's lower unemployment rate of 3.0% versus 3.7% suggests a stronger job market. Pittsburgh skews slightly older with a median age of 38.8 vs 35.1 in Raleigh.

Other Cost of Living Comparisons

New York vs PittsburghCOL 187 vs 91Los Angeles vs PittsburghCOL 173 vs 91Chicago vs PittsburghCOL 114 vs 91New York vs RaleighCOL 187 vs 105Los Angeles vs RaleighCOL 173 vs 105Chicago vs RaleighCOL 114 vs 105

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Frequently Asked Questions

Is Pittsburgh or Raleigh more expensive?

Raleigh is 15.4% more expensive than Pittsburgh overall. Raleigh has a cost of living index of 105 compared to 91 for Pittsburgh (national average = 100). The biggest difference is housing: the median home costs $380,000 in Raleigh vs $200,000 in Pittsburgh.

How much more does housing cost in Raleigh vs Pittsburgh?

The median home price in Raleigh is $380,000, which is $180,000 more than Pittsburgh's median of $200,000. Monthly rent follows a similar pattern: $1,131/month in Raleigh vs $1,295/month in Pittsburgh, a difference of $164/month or $1,968/year.

What salary do I need in Raleigh to match my Pittsburgh income?

To maintain the same standard of living, a $60,800 salary in Pittsburgh is equivalent to $70,154 in Raleigh. This is based on the cost of living index ratio: Pittsburgh's COL index of 91 vs Raleigh's 105. Conversely, $75,200 in Raleigh equals $65,173 in Pittsburgh.

Which city has lower taxes, Pittsburgh or Raleigh?

On a median household income, the combined federal, state, and FICA tax burden is $11,686 (19.2% effective rate) in Pittsburgh vs $16,399 (21.8% effective rate) in Raleigh. Property taxes on the median home are $2,800/year in Pittsburgh (1.4% rate) vs $3,002/year in Raleigh (0.8% rate). Sales tax rates are 6.0% in Pennsylvania and 4.8% in North Carolina.

What is the median household income in Pittsburgh and Raleigh?

Pittsburgh median household income: $60,800/yr. Raleigh median household income: $75,200/yr (Census ACS).

How does rent compare in Pittsburgh vs Raleigh?

Median monthly rent: $1,295 in Pittsburgh vs $1,131 in Raleigh. Annualized that is $15,540 vs $13,572.

Which city is better for remote workers, Pittsburgh or Raleigh?

Pittsburgh offers a lower cost of living (index 91 vs 105), which lets remote-workers keeping a coastal salary stretch further. Raleigh typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Pittsburgh and Raleigh numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Pittsburgh vs Raleigh comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Pittsburgh vs Raleigh cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.