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Cost of Living: Portland, ME vs Burlington, VT

Wondering how far your dollar stretches in Portland compared to Burlington? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Portland cost-of-living index is 119 vs 118 for Burlington (US = 100). Median home: $480,000 vs $440,000. Median rent: $1,850/mo vs $1,938/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Portland and Burlington have similar costs of living
COL Index: Portland 119 vs Burlington 118 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Portland vs Burlington — At a Glance

PortlandMetricBurlingtonDifference
119Cost of Living Index118-0.8%
$480,000Median Home Price$440,000-8.3%
$1,850Median Monthly Rent$1,938+4.8%
$72,600Median Household Income$65,800-9.4%
1.1%Property Tax Rate1.9%+72.7%
3.0%Unemployment Rate2.7%-10.0%
22 minAverage Commute20 min-9.1%
40.4Median Age35.4-12.4%
550,000Metro Population230,000-58.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Portland vs Burlington

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Portland

Median Home Price$480,000
Down Payment (20.0%)$96,000
Loan Amount$384,000
Principal & Interest$2,427/mo
Property Tax$440/mo
Insurance$140/mo
Monthly PITI$3,007/mo

Burlington

Median Home Price$440,000
Down Payment (20.0%)$88,000
Loan Amount$352,000
Principal & Interest$2,225/mo
Property Tax$697/mo
Insurance$128/mo
Monthly PITI$3,050/mo

Rent & Affordability Ratios

Median Monthly Rent$1,850 vs $1,938 (+$88/mo)
Annual Rent Difference$1,056/yr more in Burlington
Home Price-to-Income Ratio6.6x (Portland) vs 6.7x (Burlington)
Years to Save 20% Down (15% savings rate)8.8 yrs (Portland) vs 8.9 yrs (Burlington)

Buying a home in Portland costs $3,007/month (PITI) compared to $3,050/month in Burlington — a difference of $43/month or $516/year. The price-to-income ratio is 6.6x in Portland versus 6.7x in Burlington, suggesting Portland is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 8.8 years to save a down payment in Portland compared to 8.9 years in Burlington.

Tax Comparison: Portland vs Burlington

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryPortlandBurlington
Gross Income$72,600$65,800
State Income Tax$3,286$1,961
Federal Income Tax$7,421$5,925
FICA (SS + Medicare)$5,554$5,034
Property Tax (on median home)$5,280/yr$8,360/yr
State Sales Tax Rate5.5%6.0%
Total Tax Burden$16,261 (22.4%)$12,920 (19.6%)
Take-Home Pay$56,339$52,880

On median household income, total taxes (federal + state + FICA) come to $16,261 in Portland (22.4% effective) versus $12,920 in Burlington (19.6% effective). After taxes, take-home pay is $56,339 in Portland and $52,880 in Burlington. Property taxes add $5,280/year on the median Portland home versus $8,360/year in Burlington.

Salary Equivalence: What Your Income Is Worth

A $72,600 salary in Portland equals
$71,990
in Burlington
A $65,800 salary in Burlington equals
$66,358
in Portland

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $72,600 in Portland (COL 119) and relocate to Burlington (COL 118), you would need $71,990 to maintain the same purchasing power. This means you can take a pay cut of $610 and still maintain your lifestyle in Burlington.

Quality of Life: Portland vs Burlington

Average Commute
22 min
Portland
20 min
Burlington
2 min longer in Portland
Unemployment Rate
3.0%
Portland
2.7%
Burlington
Burlington lower
Metro Population
0.6M
Portland
0.2M
Burlington
Portland is 2.4x larger

Beyond costs, quality of life matters. The average commute in Portland is 22 minutes versus 20 minutes in Burlington, a difference of 2 minutes each way. Burlington's lower unemployment rate of 2.7% versus 3.0% suggests a stronger job market. Portland skews slightly older with a median age of 40.4 vs 35.4 in Burlington.

Other Cost of Living Comparisons

New York vs PortlandCOL 187 vs 119Los Angeles vs PortlandCOL 173 vs 119Chicago vs PortlandCOL 114 vs 119Burlington vs New YorkCOL 118 vs 187Burlington vs Los AngelesCOL 118 vs 173Burlington vs ChicagoCOL 118 vs 114

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Frequently Asked Questions

Is Portland or Burlington more expensive?

Portland and Burlington have very similar costs of living, with COL indices of 119 and 118 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Portland vs Burlington?

The median home price in Portland is $480,000, which is $40,000 more than Burlington's median of $440,000. Monthly rent follows a similar pattern: $1,850/month in Portland vs $1,938/month in Burlington, a difference of $88/month or $1,056/year.

What salary do I need in Burlington to match my Portland income?

To maintain the same standard of living, a $72,600 salary in Portland is equivalent to $71,990 in Burlington. This is based on the cost of living index ratio: Portland's COL index of 119 vs Burlington's 118. Conversely, $65,800 in Burlington equals $66,358 in Portland.

Which city has lower taxes, Portland or Burlington?

On a median household income, the combined federal, state, and FICA tax burden is $16,261 (22.4% effective rate) in Portland vs $12,920 (19.6% effective rate) in Burlington. Property taxes on the median home are $5,280/year in Portland (1.1% rate) vs $8,360/year in Burlington (1.9% rate). Sales tax rates are 5.5% in Maine and 6.0% in Vermont.

What is the median household income in Portland and Burlington?

Portland median household income: $72,600/yr. Burlington median household income: $65,800/yr (Census ACS).

How does rent compare in Portland vs Burlington?

Median monthly rent: $1,850 in Portland vs $1,938 in Burlington. Annualized that is $22,200 vs $23,256.

Which city is better for remote workers, Portland or Burlington?

Burlington offers a lower cost of living (index 118 vs 119), which lets remote-workers keeping a coastal salary stretch further. Portland typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Portland and Burlington numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Portland vs Burlington comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Portland vs Burlington cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.