Wondering how far your dollar stretches in Spokane compared to Kennewick? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.
| Spokane | Metric | Kennewick | Difference |
|---|---|---|---|
| 94 | Cost of Living Index | 98 | +4.3% |
| $310,000 | Median Home Price | $325,000 | +4.8% |
| $1,050 | Median Monthly Rent | $1,200 | +14.3% |
| $59,200 | Median Household Income | $66,400 | +12.2% |
| 0.9% | Property Tax Rate | 0.9% | +0.0% |
| 4.2% | Unemployment Rate | 4.6% | +9.5% |
| 21 min | Average Commute | 21 min | +0.0% |
| 37 | Median Age | 34 | -8.1% |
| 590,000 | Metro Population | 310,000 | -47.5% |
Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.
Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.
Buying a home in Spokane costs $1,896/month (PITI) compared to $1,987/month in Kennewick — a difference of $91/month or $1,092/year. The price-to-income ratio is 5.2x in Spokane versus 4.9x in Kennewick, suggesting Kennewick is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.0 years to save a down payment in Spokane compared to 6.5 years in Kennewick.
Estimated on each city's median household income, single filer, standard deduction, 2025 rates.
| Tax Category | Spokane | Kennewick |
|---|---|---|
| Gross Income | $59,200 | $66,400 |
| State Income Tax | None | None |
| Federal Income Tax | $4,975 | $6,057 |
| FICA (SS + Medicare) | $4,528 | $5,080 |
| Property Tax (on median home) | $2,852/yr | $2,990/yr |
| State Sales Tax Rate | 6.5% | 6.5% |
| Total Tax Burden | $9,503 (16.1%) | $11,137 (16.8%) |
| Take-Home Pay | $49,697 | $55,263 |
Washington has no state income tax, giving Spokane residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $9,503 in Spokane (16.1% effective) versus $11,137 in Kennewick (16.8% effective). After taxes, take-home pay is $49,697 in Spokane and $55,263 in Kennewick. Property taxes add $2,852/year on the median Spokane home versus $2,990/year in Kennewick.
These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $59,200 in Spokane (COL 94) and relocate to Kennewick (COL 98), you would need $61,719 to maintain the same purchasing power. This means you would need a raise of $2,519 to maintain the same standard of living in Kennewick.
Beyond costs, quality of life matters. The average commute in Spokane is 21 minutes versus 21 minutes in Kennewick, a difference of 0 minutes each way. Spokane's lower unemployment rate of 4.2% versus 4.6% suggests a stronger job market. Spokane skews slightly older with a median age of 37 vs 34 in Kennewick.
Kennewick is 4.3% more expensive than Spokane overall. Kennewick has a cost of living index of 98 compared to 94 for Spokane (national average = 100). The biggest difference is housing: the median home costs $325,000 in Kennewick vs $310,000 in Spokane.
The median home price in Kennewick is $325,000, which is $15,000 more than Spokane's median of $310,000. Monthly rent follows a similar pattern: $1,200/month in Kennewick vs $1,050/month in Spokane, a difference of $150/month or $1,800/year.
To maintain the same standard of living, a $59,200 salary in Spokane is equivalent to $61,719 in Kennewick. This is based on the cost of living index ratio: Spokane's COL index of 94 vs Kennewick's 98. Conversely, $66,400 in Kennewick equals $63,690 in Spokane.
On a median household income, the combined federal, state, and FICA tax burden is $9,503 (16.1% effective rate) in Spokane vs $11,137 (16.8% effective rate) in Kennewick. Property taxes on the median home are $2,852/year in Spokane (0.9% rate) vs $2,990/year in Kennewick (0.9% rate). Sales tax rates are 6.5% in Washington and 6.5% in Washington.
Spokane median household income: $59,200/yr. Kennewick median household income: $66,400/yr (Census ACS).
Median monthly rent: $1,050 in Spokane vs $1,200 in Kennewick. Annualized that is $12,600 vs $14,400.
Spokane offers a lower cost of living (index 94 vs 98), which lets remote-workers keeping a coastal salary stretch further. Kennewick typically wins on amenities and labor-market depth.
Spokane and Kennewick numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.
No. The Spokane vs Kennewick cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].
COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.
Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.
Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.
Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.
Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].
Last reviewed is computed from the maximum retrievedAt across every source this page consumes.
City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed .