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Cost of Living: Wichita, KS vs Peoria, IL

Wondering how far your dollar stretches in Wichita compared to Peoria? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Wichita cost-of-living index is 84 vs 84 for Peoria (US = 100). Median home: $185,000 vs $155,000. Median rent: $695/mo vs $800/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Wichita and Peoria have similar costs of living
COL Index: Wichita 84 vs Peoria 84 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Wichita vs Peoria — At a Glance

WichitaMetricPeoriaDifference
84Cost of Living Index84+0.0%
$185,000Median Home Price$155,000-16.2%
$695Median Monthly Rent$800+15.1%
$58,800Median Household Income$57,800-1.7%
1.3%Property Tax Rate2.2%+69.2%
3.6%Unemployment Rate5.0%+38.9%
20 minAverage Commute20 min+0.0%
34.8Median Age37.8+8.6%
650,000Metro Population370,000-43.1%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Wichita vs Peoria

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Wichita

Median Home Price$185,000
Down Payment (20.0%)$37,000
Loan Amount$148,000
Principal & Interest$935/mo
Property Tax$200/mo
Insurance$54/mo
Monthly PITI$1,190/mo

Peoria

Median Home Price$155,000
Down Payment (20.0%)$31,000
Loan Amount$124,000
Principal & Interest$784/mo
Property Tax$284/mo
Insurance$45/mo
Monthly PITI$1,113/mo

Rent & Affordability Ratios

Median Monthly Rent$695 vs $800 (+$105/mo)
Annual Rent Difference$1,260/yr more in Peoria
Home Price-to-Income Ratio3.1x (Wichita) vs 2.7x (Peoria)
Years to Save 20% Down (15% savings rate)4.2 yrs (Wichita) vs 3.6 yrs (Peoria)

Buying a home in Wichita costs $1,190/month (PITI) compared to $1,113/month in Peoria — a difference of $77/month or $924/year. The price-to-income ratio is 3.1x in Wichita versus 2.7x in Peoria, suggesting Peoria is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.2 years to save a down payment in Wichita compared to 3.6 years in Peoria.

Tax Comparison: Wichita vs Peoria

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryWichitaPeoria
Gross Income$58,800$57,800
State Income Tax$2,481$2,720
Federal Income Tax$4,927$4,807
FICA (SS + Medicare)$4,499$4,422
Property Tax (on median home)$2,405/yr$3,410/yr
State Sales Tax Rate6.5%6.3%
Total Tax Burden$11,907 (20.3%)$11,949 (20.7%)
Take-Home Pay$46,893$45,851

On median household income, total taxes (federal + state + FICA) come to $11,907 in Wichita (20.3% effective) versus $11,949 in Peoria (20.7% effective). After taxes, take-home pay is $46,893 in Wichita and $45,851 in Peoria. Property taxes add $2,405/year on the median Wichita home versus $3,410/year in Peoria.

Salary Equivalence: What Your Income Is Worth

A $58,800 salary in Wichita equals
$58,800
in Peoria
A $57,800 salary in Peoria equals
$57,800
in Wichita

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $58,800 in Wichita (COL 84) and relocate to Peoria (COL 84), you would need $58,800 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Wichita vs Peoria

Average Commute
20 min
Wichita
20 min
Peoria
0 min same in Wichita
Unemployment Rate
3.6%
Wichita
5.0%
Peoria
Wichita lower
Metro Population
0.7M
Wichita
0.4M
Peoria
Wichita is 1.8x larger

Beyond costs, quality of life matters. The average commute in Wichita is 20 minutes versus 20 minutes in Peoria, a difference of 0 minutes each way. Wichita's lower unemployment rate of 3.6% versus 5.0% suggests a stronger job market. Peoria skews slightly older with a median age of 37.8 vs 34.8 in Wichita.

Other Cost of Living Comparisons

New York vs WichitaCOL 187 vs 84Los Angeles vs WichitaCOL 173 vs 84Chicago vs WichitaCOL 114 vs 84New York vs PeoriaCOL 187 vs 84Los Angeles vs PeoriaCOL 173 vs 84Chicago vs PeoriaCOL 114 vs 84

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Frequently Asked Questions

Is Wichita or Peoria more expensive?

Wichita and Peoria have very similar costs of living, with COL indices of 84 and 84 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Peoria vs Wichita?

The median home price in Peoria is $155,000, which is $30,000 more than Wichita's median of $185,000. Monthly rent follows a similar pattern: $800/month in Peoria vs $695/month in Wichita, a difference of $105/month or $1,260/year.

What salary do I need in Peoria to match my Wichita income?

To maintain the same standard of living, a $58,800 salary in Wichita is equivalent to $58,800 in Peoria. This is based on the cost of living index ratio: Wichita's COL index of 84 vs Peoria's 84. Conversely, $57,800 in Peoria equals $57,800 in Wichita.

Which city has lower taxes, Wichita or Peoria?

On a median household income, the combined federal, state, and FICA tax burden is $11,907 (20.3% effective rate) in Wichita vs $11,949 (20.7% effective rate) in Peoria. Property taxes on the median home are $2,405/year in Wichita (1.3% rate) vs $3,410/year in Peoria (2.2% rate). Sales tax rates are 6.5% in Kansas and 6.3% in Illinois.

What is the median household income in Wichita and Peoria?

Wichita median household income: $58,800/yr. Peoria median household income: $57,800/yr (Census ACS).

How does rent compare in Wichita vs Peoria?

Median monthly rent: $695 in Wichita vs $800 in Peoria. Annualized that is $8,340 vs $9,600.

Which city is better for remote workers, Wichita or Peoria?

Wichita offers a lower cost of living (index 84 vs 84), which lets remote-workers keeping a coastal salary stretch further. Peoria typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Wichita and Peoria numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Wichita vs Peoria comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Wichita vs Peoria cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.