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Cost of Living: Winston-Salem, NC vs Greensboro, NC

Wondering how far your dollar stretches in Winston-Salem compared to Greensboro? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Winston-Salem cost-of-living index is 88 vs 88 for Greensboro (US = 100). Median home: $230,000 vs $235,000. Median rent: $950/mo vs $949/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Winston-Salem and Greensboro have similar costs of living
COL Index: Winston-Salem 88 vs Greensboro 88 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Winston-Salem vs Greensboro — At a Glance

Winston-SalemMetricGreensboroDifference
88Cost of Living Index88+0.0%
$230,000Median Home Price$235,000+2.2%
$950Median Monthly Rent$949-0.1%
$52,600Median Household Income$55,800+6.1%
0.8%Property Tax Rate0.8%+0.0%
4.2%Unemployment Rate3.9%-7.1%
22 minAverage Commute23 min+4.5%
35.7Median Age35.2-1.4%
680,000Metro Population775,000+14.0%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Winston-Salem vs Greensboro

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Winston-Salem

Median Home Price$230,000
Down Payment (20.0%)$46,000
Loan Amount$184,000
Principal & Interest$1,163/mo
Property Tax$151/mo
Insurance$67/mo
Monthly PITI$1,382/mo

Greensboro

Median Home Price$235,000
Down Payment (20.0%)$47,000
Loan Amount$188,000
Principal & Interest$1,188/mo
Property Tax$155/mo
Insurance$69/mo
Monthly PITI$1,412/mo

Rent & Affordability Ratios

Median Monthly Rent$950 vs $949 (-$1/mo)
Annual Rent Difference$12/yr more in Winston-Salem
Home Price-to-Income Ratio4.4x (Winston-Salem) vs 4.2x (Greensboro)
Years to Save 20% Down (15% savings rate)5.8 yrs (Winston-Salem) vs 5.6 yrs (Greensboro)

Buying a home in Winston-Salem costs $1,382/month (PITI) compared to $1,412/month in Greensboro — a difference of $30/month or $360/year. The price-to-income ratio is 4.4x in Winston-Salem versus 4.2x in Greensboro, suggesting Greensboro is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.8 years to save a down payment in Winston-Salem compared to 5.6 years in Greensboro.

Tax Comparison: Winston-Salem vs Greensboro

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryWinston-SalemGreensboro
Gross Income$52,600$55,800
State Income Tax$1,694$1,830
Federal Income Tax$4,183$4,567
FICA (SS + Medicare)$4,024$4,269
Property Tax (on median home)$1,817/yr$1,857/yr
State Sales Tax Rate4.8%4.8%
Total Tax Burden$9,901 (18.8%)$10,666 (19.1%)
Take-Home Pay$42,699$45,134

On median household income, total taxes (federal + state + FICA) come to $9,901 in Winston-Salem (18.8% effective) versus $10,666 in Greensboro (19.1% effective). After taxes, take-home pay is $42,699 in Winston-Salem and $45,134 in Greensboro. Property taxes add $1,817/year on the median Winston-Salem home versus $1,857/year in Greensboro.

Salary Equivalence: What Your Income Is Worth

A $52,600 salary in Winston-Salem equals
$52,600
in Greensboro
A $55,800 salary in Greensboro equals
$55,800
in Winston-Salem

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $52,600 in Winston-Salem (COL 88) and relocate to Greensboro (COL 88), you would need $52,600 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Winston-Salem vs Greensboro

Average Commute
22 min
Winston-Salem
23 min
Greensboro
1 min shorter in Winston-Salem
Unemployment Rate
4.2%
Winston-Salem
3.9%
Greensboro
Greensboro lower
Metro Population
0.7M
Winston-Salem
0.8M
Greensboro
Greensboro is 1.1x larger

Beyond costs, quality of life matters. The average commute in Winston-Salem is 22 minutes versus 23 minutes in Greensboro, a difference of 1 minutes each way. Greensboro's lower unemployment rate of 3.9% versus 4.2% suggests a stronger job market. Winston-Salem skews slightly older with a median age of 35.7 vs 35.2 in Greensboro.

Other Cost of Living Comparisons

New York vs Winston-SalemCOL 187 vs 88Los Angeles vs Winston-SalemCOL 173 vs 88Chicago vs Winston-SalemCOL 114 vs 88Greensboro vs New YorkCOL 88 vs 187Greensboro vs Los AngelesCOL 88 vs 173Chicago vs GreensboroCOL 114 vs 88

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Frequently Asked Questions

Is Winston-Salem or Greensboro more expensive?

Winston-Salem and Greensboro have very similar costs of living, with COL indices of 88 and 88 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Greensboro vs Winston-Salem?

The median home price in Greensboro is $235,000, which is $5,000 more than Winston-Salem's median of $230,000. Monthly rent follows a similar pattern: $949/month in Greensboro vs $950/month in Winston-Salem, a difference of $1/month or $12/year.

What salary do I need in Greensboro to match my Winston-Salem income?

To maintain the same standard of living, a $52,600 salary in Winston-Salem is equivalent to $52,600 in Greensboro. This is based on the cost of living index ratio: Winston-Salem's COL index of 88 vs Greensboro's 88. Conversely, $55,800 in Greensboro equals $55,800 in Winston-Salem.

Which city has lower taxes, Winston-Salem or Greensboro?

On a median household income, the combined federal, state, and FICA tax burden is $9,901 (18.8% effective rate) in Winston-Salem vs $10,666 (19.1% effective rate) in Greensboro. Property taxes on the median home are $1,817/year in Winston-Salem (0.8% rate) vs $1,857/year in Greensboro (0.8% rate). Sales tax rates are 4.8% in North Carolina and 4.8% in North Carolina.

What is the median household income in Winston-Salem and Greensboro?

Winston-Salem median household income: $52,600/yr. Greensboro median household income: $55,800/yr (Census ACS).

How does rent compare in Winston-Salem vs Greensboro?

Median monthly rent: $950 in Winston-Salem vs $949 in Greensboro. Annualized that is $11,400 vs $11,388.

Which city is better for remote workers, Winston-Salem or Greensboro?

Winston-Salem offers a lower cost of living (index 88 vs 88), which lets remote-workers keeping a coastal salary stretch further. Greensboro typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Winston-Salem and Greensboro numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Winston-Salem vs Greensboro comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Winston-Salem vs Greensboro cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsWinston-Salem COL CalculatorGreensboro COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.