Louisville, KY · Lexington, KY
Louisville is 3% cheaper than Lexington overall.
Home Price
Louisville: $235,000
Lexington: $265,000
Monthly Rent
Louisville: $895/mo
Lexington: $925/mo
COL Index
Louisville: 87
Lexington: 90
Median Income
Louisville: $59,600
Lexington: $61,200
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
A $100,000 salary in Louisville has the same purchasing power as $103,448 in Lexington — based on each city's cost of living index.
Homes in Lexington are 13% cheaper (-$30,000 less). That's a significant down payment and monthly payment difference.
Renting in Louisville saves you $30/month — $360 per year. Median rent: $895/mo in Louisville vs $925/mo in Lexington.
On a median-priced home, Louisville owners pay roughly $1,951/year in property taxes vs $2,200/year in Lexington. Rates are comparable.
Median household income is $59,600 in Louisville and $61,200 in Lexington. Incomes are similar, so cost of living differences matter more.
Average commute is 23 minutes in Louisville vs 22 minutes in Lexington. Commute times are nearly identical.
To maintain the same lifestyle when moving from Louisville to Lexington, here's the salary you'd need:
| Salary in Louisville | Equivalent in Lexington | Difference |
|---|---|---|
| $50,000 | $51,724 | +$1,724 |
| $75,000 | $77,586 | +$2,586 |
| $100,000 | $103,448 | +$3,448 |
| $150,000 | $155,172 | +$5,172 |
| $200,000 | $206,897 | +$6,897 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
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Cost of Living
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Based on cost of living indices, Louisville is cheaper overall. Louisville has a COL index of 87 while Lexington scores 90 (national average = 100).
The median home price in Louisville is $235,000 vs $265,000 in Lexington — a difference of $30,000 (13%).
Use the salary equivalence table above. For example, a $100K salary in Louisville is equivalent to $103,448 in Lexington in terms of purchasing power.
Lexington has a lower property tax rate (0.83% vs 0.83%). On a median-priced home, that means paying $1,951/year vs $2,200/year.
Median monthly rent: $895 in Louisville vs $925 in Lexington. Annualized: $10,740 vs $11,100.
Louisville: $59,600/yr. Lexington: $61,200/yr (Census ACS).
Lower-cost Louisville typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.
Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.
No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].
The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.
Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.
Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.
Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.
Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.
Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed .