What is the current new car auto loan rate (48-month, commercial banks)?

The New Car Auto Loan Rate (48-Month, Commercial Banks) is currently unavailable as of the latest available reading, sourced from Federal Reserve G.19 via FRED (RIFLPBCIANM48NM).

Where does the auto loan 48mo data come from?

Data is pulled from Federal Reserve G.19 via FRED (RIFLPBCIANM48NM) (https://fred.stlouisfed.org/series/RIFLPBCIANM48NM). CalcFi caches the latest reading and historical series on an monthly cadence.

How often is the auto loan 48mo updated?

Update cadence: monthly. The freshness pill at the top of the page shows the exact "as of" timestamp for the latest cached value.

What unit is the auto loan 48mo reported in?

Values are reported in percent (annualized where applicable). The chart and historical table use the same unit.

Can I download Auto Loan 48mo data?

Yes. The full historical series is available as JSON at https://calcfi.app/api/data/auto-loan-rate-48mo and as CSV at https://calcfi.app/api/data/auto-loan-rate-48mo/history.csv. Both are CC BY 4.0.

Is New Car Auto Loan Rate (48-Month, Commercial Banks) data free to use?

Yes. CalcFi-distributed data is licensed CC BY 4.0 (attribution required). Upstream public-source data (FRED, BLS, Census) remains in its original license.

How accurate is the auto loan 48mo on this page?

Values mirror the upstream Federal Reserve G.19 via FRED (RIFLPBCIANM48NM) feed at fetch time. Brief upstream revisions can cause small discrepancies between the live source and CalcFi's cache; the freshness pill flags stale data.

Which calculators use auto loan 48mo?

Related calculators on CalcFi: Auto Loan Calculator. Each prefills the latest auto loan 48mo value.

Does this data replace financial advice?

No. New Car Auto Loan Rate (48-Month, Commercial Banks) data is published for educational reference. It is not personalized investment, tax, or legal advice. For decisions with material consequences, consult a licensed professional.

New Car Auto Loan Rate (48-Month, Commercial Banks) — Live Data with AI Context | CalcFi

New Car Auto Loan Rate (48-Month, Commercial Banks)Unavailable· no data

—

As of —

Calculate auto loan calculator

Historical chart

About this data

Average finance rate on 48-month new car loans at commercial banks. Published monthly by the Federal Reserve in the G.19 Consumer Credit release. Benchmark for comparing dealer financing offers.

Data sourced directly from Federal Reserve G.19 via FRED (RIFLPBCIANM48NM). Updated monthly. Published by CalcFi Editorial. See our methodology.

CalcFi publishes publicly available government economic data. We do not provide financial advice. Consult a licensed advisor before making financial decisions.

Download historical CSV ↓Methodology & revisionsCompare with another series

Use this rate

Auto Loan Calculator

Related data

New Car Auto Loan Rate (48-Month, Commercial Banks)Unavailable· no data

—

As of —

Calculate auto loan calculator

Historical chart

About this data

Average finance rate on 48-month new car loans at commercial banks. Published monthly by the Federal Reserve in the G.19 Consumer Credit release. Benchmark for comparing dealer financing offers.

Data sourced directly from Federal Reserve G.19 via FRED (RIFLPBCIANM48NM). Updated monthly. Published by CalcFi Editorial. See our methodology.

CalcFi publishes publicly available government economic data. We do not provide financial advice. Consult a licensed advisor before making financial decisions.

Download historical CSV ↓Methodology & revisionsCompare with another series

Use this rate

Auto Loan Calculator