All values come directly from Federal Reserve G.19 via FRED (TERMCBPER24NS). We do not modify, smooth, or interpolate published values.
Average interest rate on 24-month personal loans at commercial banks. Published quarterly by the Federal Reserve. Used to benchmark personal loan offers from banks, credit unions, and online lenders.
Quarterly — we refresh daily; upstream publishes four times per year.
We gate dateModified updates to actual value changes (threshold: 0.01% absolute or 0.5% relative) to prevent freshness spoofing. If the upstream value hasn't moved, we don't claim we updated the page.
Full historical series is available as CSV with primary-source attribution:
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No corrections issued on this series.
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CalcFi. (2026). Personal Loan Rate (24-Month, Commercial Banks). Retrieved from https://calcfi.app/data/credit/personal-loan-rate-24mo/revisions. Source: Federal Reserve G.19 via FRED (TERMCBPER24NS).
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