All values come directly from FDIC National Rates and Rate Caps. We do not modify, smooth, or interpolate published values.
The FDIC National Rate Cap for 60-month certificates of deposit — weighted average APY. Longest-duration CD commonly offered; typically highest APY but locks funds for 5 years with early-withdrawal penalty.
Weekly — we refresh daily; upstream source publishes once per week (check Next Update below).
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