All values come directly from Freddie Mac via FRED (MORTGAGE30US). We do not modify, smooth, or interpolate published values.
The average interest rate for a 30-year fixed-rate mortgage in the United States, published weekly by Freddie Mac. Determines monthly payments on long-term home loans and typically tracks the 10-year Treasury yield plus a lender spread.
Weekly — we refresh daily; upstream source publishes once per week (check Next Update below).
We gate dateModified updates to actual value changes (threshold: 0.01% absolute or 0.5% relative) to prevent freshness spoofing. If the upstream value hasn't moved, we don't claim we updated the page.
Full historical series is available as CSV with primary-source attribution:
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CalcFi. (2026). 30-Year Fixed Mortgage Rate. Retrieved from https://calcfi.app/data/mortgage-rates/30-year-fixed/revisions. Source: Freddie Mac via FRED (MORTGAGE30US).
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