Where Do You Stand? Income Percentile in Massachusetts
2024 household income distribution — see how your income compares
Median Income
$113,820
50th percentile
Top 25%
$202,603
75th percentile cutoff
Top 10%
$341,814
90th percentile cutoff
Top 1%
$1,117,501
99th percentile cutoff
The median household income in Massachusetts is $113,820, 36.2% above the national median of $83,592.
Massachusetts Income Percentile Cutoffs (2024)
Each row shows the minimum household income needed to be in that percentile or above. For example, earning more than $114k puts you above 50% of Massachusetts households.
| Percentile | Minimum Income | What It Means |
|---|---|---|
| 10th | $21,800 | Earns more than 10% of households |
| 20th | $39,000 | Earns more than 20% of households |
| 25th | $47,500 | Earns more than 25% of households |
| 30th | $60,800 | Below-median income |
| 40th | $87,300 | Below-median income |
| 50th (Median) | $113,800 | Below-median income |
| 60th | $149,300 | Above-median income |
| 70th | $184,800 | Above-median income |
| 75th | $202,600 | Above-median income |
| 80th | $249,000 | Upper-middle income |
| 90th | $341,800 | Upper-middle income |
| 95th | $456,900 | High income |
| 99th | $1,117,501 | Top 1% of earners |
Source: DQYDJ / IPUMS CPS 2024. Household income includes all earners in the household.
Median Income by Age Group — Massachusetts
Income typically peaks in the 45–54 age range, reflecting career progression and peak earning years. Estimates scaled from Census ACS 2023 data.
| Age Group | Median Household Income | vs. State Median |
|---|---|---|
| Under 25 | $51,000 | -55.2% |
| 25–34 | $97,000 | -14.8% |
| 35–44 | $127,000 | +11.6% |
| 45–54 | $134,000 | +17.7% |
| 55–64 | $120,000 | +5.4% |
| 65+ | $80,000 | -29.7% |
What It Means to Be Middle Class in Massachusetts
Using the Pew Research Center definition — households earning between 67% and 200% of the state median — the middle class income range in Massachusetts runs from $76,259 to $227,640 per year.
Lower Middle Class
$76k
67% of median
State Median
$114k
50th percentile
Upper Middle Class
$228k
200% of median
Cost of living significantly affects what it "feels like" to be middle class. A $114k income in Massachusetts has different purchasing power than the same income in another state. Massachusetts's above-average median partly reflects higher living costs.
Related Calculators
Compare to Similar States
| State | Median Income | Top 10% Threshold |
|---|---|---|
| New Hampshire | $112,318 | $337,303 |
| Maryland | $109,720 | $329,501 |
| Colorado | $105,855 | $317,894 |
| District of Columbia | $104,151 | $312,777 |
| Utah | $103,851 | $311,876 |
Curious about Massachusetts taxes? See the Massachusetts 2025 tax brackets to understand how much of your income goes to state taxes at each income level.
Frequently Asked Questions — Income Percentile in Massachusetts
What is the median household income in Massachusetts?
The median household income in Massachusetts is $113,820 as of 2024, according to the U.S. Census Bureau's American Community Survey (ACS). This means half of all households earn more and half earn less than this figure. The national median for comparison is $83,592.
What income puts you in the top 10% in Massachusetts?
To be in the top 10% of earners in Massachusetts, a household needs to earn at least $341,814 per year. The top 5% threshold is approximately $456,923, and the top 1% begins at $1,117,501.
What counts as middle class in Massachusetts?
Using the Pew Research Center's definition (67%–200% of the median income), the middle-class range in Massachusetts is roughly $76,259 to $227,640 per year for a household. Households below this range are lower income; above it are upper income.
Where does this income data come from?
All income percentile data is sourced from the U.S. Census Bureau's American Community Survey (ACS), 2024 1-Year Estimates. The ACS surveys approximately 3.5 million households annually and is the most comprehensive source of state-level income distribution data. CalcFi updates this data annually following each ACS release.
Data source: U.S. Census Bureau, American Community Survey (ACS) 2024 1-Year Estimates, Table B19001. Percentile calculations are approximate. Last updated: March 2025.