Newsletter

Every money decision, in your inbox

New calculators, source-cited data updates, and one sharp money idea a week. Free forever.

CalcFi.app

Every money decision, with the math shown. Free forever. No signup required.

  • About CalcFi
  • Methodology
  • Contact
  • Privacy Policy
  • AI Data Practices
  • Terms of Use
  • Disclosure
  • Editorial Standards
  • For pros + developers →
  • Get the weekly →
  • Español

Popular

  • FIRE Number
  • Mortgage Payment
  • Compound Interest
  • Debt Payoff
  • Tax Bracket
  • Retirement Savings
  • Net Worth
  • Budget Planner
  • Percentage Calculator
  • Teacher Salary
  • Minimum Wage

Hubs

  • Paycheck
  • Salary
  • Career
  • Tax
  • Mortgage & Real Estate
  • Debt & Credit
  • Home Costs
  • Auto & Vehicle
  • Investing & Wealth
  • Retirement
  • Personal Finance

More Hubs

  • Insurance
  • Business & Freelance
  • Business & Marketing
  • Crypto
  • Military
  • Education
  • Cost Guides
  • Pets
  • Immigration
  • Energy Efficiency

Learn

  • Reality Score (how it works)
  • Blog
  • Life Event Guides
  • Financial Glossary
  • Compare Tools
  • State Tax Guides
  • Buying Your First Home
  • Getting Out of Debt
  • Retirement Planning
  • Starting a Business

State Index

  • Salary by state
  • Tax burden by state
  • Cost of living by state
  • Mortgage rates by state
  • Rent by state
  • Home affordability by state
  • Full State Index hub →

Compare

  • Roth vs Traditional 401k
  • Rent vs Buy
  • 15 vs 30-Year Mortgage
  • ETF vs Mutual Fund
  • LLC vs S-Corp vs Sole Prop
  • HSA vs FSA
  • Term vs Whole Life Insurance
  • Index Funds vs Target Date

Planning

  • Planning in Your 20s
  • Planning in Your 30s
  • Planning in Your 40s
  • Planning in Your 50s
  • Planning in Your 60s
  • For Couples
  • For Freelancers
  • Financial Reality Score
  • Financial Journeys
  • Financial Picture

State Taxes

  • California Taxes
  • Texas Taxes
  • Florida Taxes
  • New York Taxes
  • Illinois Taxes
  • Pennsylvania Taxes
  • Ohio Taxes
  • Georgia Taxes
  • North Carolina Taxes
  • New Jersey Taxes
  • All 50 states →
Built onBEA·BLS·Census·FRED·Freddie Mac·HUD·IRSdata.See methodology

Built by Jere Salmisto, founder of CalcFi. Calculators reviewed against IRS, Fed, and Treasury data.

© 2026 Autonomatica · CalcFi (calcfi.app) — All calculators are for educational purposes only.

Featured on Dang.aiFeatured on Startup FameFeatured on neeed.directoryFeatured on ToolsFineLaunched on FazierFeatured on Wired BusinessFeatured on Findly.toolsFeatured on IndieHuntFeatured on Appa ListOpenHunts Club MemberFeatured on Super LaunchFeatured on Acid ToolsLive on FoundrListListed on Turbo0Featured on ToolPilot

Consult a qualified financial advisor for personalized financial advice.

Skip to main content
CalcFi.appEvery Money Decision
State IndexFinancial Picture
Home›Live Data›Average Household Income by State

Average Household Income by State (2026)

Real median household income for all 50 states — sourced from FRED and the Census ACS, with P75 and P90 percentile bands for context.

Written by Jere Salmisto·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19·Methodology

The median column is pulled directly from FRED series MEHOINUS{ABBR}A672N[1] — Census ACS 1-year estimates, inflation-adjusted to the current vintage year. National percentile benchmarks[2]come from the Census CPS ASEC public-use tables; state-level P75 / P90 percentile bands[3]use DQYDJ's IPUMS CPS calculator. When the FRED ETL refreshes, these numbers auto-update.

National Median

$83,592

Top 25%

$153,000

Top 10%

$251,036

Top 1%

$659,060

Median Household Income by State — Ranked

RankState Median Income ▼Top 25%Top 10% vs. National
1Massachusetts$113,900[1]$202,603[3]$341,814[3]+36.3%
2New Hampshire$111,800[1]$185,100[3]$337,303[3]+33.7%
3Maryland$109,700[1]$189,201[3]$329,501[3]+31.2%
4Colorado$106,500[1]$176,554[3]$317,894[3]+27.4%
5District of Columbia$106,290[1]$215,996[3]$312,777[3]+27.2%
6Utah$104,000[1]$165,856[3]$311,876[3]+24.4%
7New Jersey$103,500[1]$196,239[3]$311,185[3]+23.8%
8California$100,600[1]$182,510[3]$300,332[3]+20.3%
9Connecticut$99,240[1]$183,921[3]$300,011[3]+18.7%
10Hawaii$98,240[1]$173,140[3]$294,611[3]+17.5%
11Washington$94,600[1]$166,045[3]$289,878[3]+13.2%
12Minnesota$92,350[1]$158,112[3]$277,707[3]+10.5%
13Rhode Island$92,290[1]$165,190[3]$274,788[3]+10.4%
14Alaska$91,260[1]$162,300[3]$270,947[3]+9.2%
15Maine$90,730[1]$156,000[3]$272,178[3]+8.5%
16Virginia$89,930[1]$180,050[3]$293,242[3]+7.6%
17Oregon$89,700[1]$152,459[3]$268,811[3]+7.3%
18North Dakota$88,080[1]$150,375[3]$262,772[3]+5.4%
19Kansas$87,690[1]$150,002[3]$263,244[3]+4.9%
20New York$86,830[1]$168,882[3]$260,574[3]+3.9%
21Nebraska$86,140[1]$163,000[3]$257,066[3]+3.0%
22Delaware$85,860[1]$141,160[3]$257,186[3]+2.7%
23Iowa$85,480[1]$135,696[3]$255,264[3]+2.3%
24Vermont$85,260[1]$144,229[3]$255,427[3]+2.0%
25Arizona$84,700[1]$145,084[3]$255,009[3]+1.3%
26Illinois$84,210[1]$158,064[3]$252,577[3]+0.7%
27Montana$81,920[1]$142,396[3]$246,255[3]-2.0%
28Idaho$81,650[1]$137,996[3]$245,354[3]-2.3%
29Texas$81,490[1]$152,118[3]$242,651[3]-2.5%
30Georgia$81,210[1]$149,001[3]$240,894[3]-2.8%
31Nevada$80,590[1]$140,000[3]$240,249[3]-3.6%
32Ohio$80,520[1]$143,857[3]$240,315[3]-3.7%
33Pennsylvania$80,060[1]$147,577[3]$240,249[3]-4.2%
34South Dakota$79,850[1]$130,002[3]$240,111[3]-4.5%
35Michigan$79,460[1]$140,940[3]$239,501[3]-4.9%
36Missouri$78,390[1]$137,432[3]$237,069[3]-6.2%
37South Carolina$76,780[1]$130,340[3]$225,389[3]-8.1%
38Indiana$76,710[1]$135,377[3]$228,837[3]-8.2%
39Tennessee$75,860[1]$132,597[3]$227,371[3]-9.2%
40Wisconsin$75,670[1]$149,605[3]$247,811[3]-9.5%
41Florida$75,630[1]$134,700[3]$225,834[3]-9.5%
42Wyoming$72,060[1]$130,300[3]$236,044[3]-13.8%
43North Carolina$67,220[1]$127,721[3]$201,545[3]-19.6%
44Alabama$65,560[1]$127,601[3]$196,349[3]-21.6%
45Oklahoma$65,310[1]$120,000[3]$195,223[3]-21.9%
46Arkansas$64,840[1]$115,675[3]$193,860[3]-22.4%
47Kentucky$64,790[1]$122,016[3]$193,860[3]-22.5%
48New Mexico$64,140[1]$122,600[3]$192,199[3]-23.3%
49Louisiana$60,740[1]$113,423[3]$180,187[3]-27.3%
50Mississippi$55,980[1]$99,000[3]$166,673[3]-33.0%
51West Virginia$55,948[1]$115,611[3]$189,211[3]-33.1%

Key Findings

Household income varies dramatically across the United States. The highest-income states (Maryland, New Jersey, Massachusetts, Hawaii) have median household incomes more than 50% above the lowest-income states (Mississippi, West Virginia, Arkansas). That disparity reflects differences in industry concentration, cost of living, educational attainment, and urbanization.

Northeast + DC-Metro Dominate

Northeastern states consistently rank at the top due to concentration of finance, tech, healthcare, and professional services. Maryland's high median reflects federal-government employment clustered around the DC beltway, which pulls the state-level number sharply above the national average.

Income Without Cost Context Is Half the Story

Raw income figures don't tell the whole story. A household earning $80,000 in Mississippi has materially more purchasing power than the same income in California or New York. Cross-reference this table with BEA cost-of-living by state — the income-ranking order and the RPP-adjusted order can differ by 10+ positions.

Related Data

Cost of Living by State

Real purchasing-power adjustment

State Economic Snapshot

Unemployment + HPI YoY + CPI

Salary by State and Occupation

BLS OEWS P10/P50/P90 by SOC

States With No Income Tax

Take-home pay in tax-free states

Net Worth by Age

How income becomes wealth

Current Interest Rates

PMMS + Treasury yields

How we compute this — methodology

The median column is read from listStateMacro()— CalcFi's unified data-repo accessor backed by the state_macroSupabase table. Each row's median_household_income is a SourcedValue<number> pointing directly to the FRED series landing page, so clicking any inline citation takes you to the primary source. The percentile columns (P75, P90) still come from src/data/income-percentiles.tsbecause the data-repo doesn't expose CPS percentile tables yet; that's an open exception.

National benchmarks: the national median ($83,592), Top 25% ($153,000), Top 10% ($251,036), and Top 1% ($659,060) come from Census CPS ASEC and DQYDJ's IPUMS CPS calculator.

Refresh cadence:FRED's ACS 1-year series refreshes annually (September release for prior calendar year). DQYDJ rolls its IPUMS-based percentile tables annually after CPS ASEC microdata is released in the fall.

Known limits: the series is inflation-adjusted to a reference year — absolute dollar figures change slightly when the base year is updated (last done 2023 → 2024). Ratios across states are unaffected.

Sources

  1. FRED — Real Median Household Income by State (MEHOINUS{ABBR}A672N) — Census ACS 1-year estimates, real (inflation-adjusted) dollars, state-level. fred.stlouisfed.org/release/tables?rid=249. Retrieved 2026-04-19. License: Public domain (Federal Reserve / Census).
  2. U.S. Census Bureau — Current Population Survey (CPS) ASEC — National income benchmarks and percentile tables. www.census.gov/programs-surveys/cps.html. Retrieved 2026-04-19.
  3. DQYDJ — Household Income Percentile Calculator (IPUMS CPS) — State-level P10 / P75 / P90 percentile estimates (derived from IPUMS CPS). dqydj.com/. Retrieved 2026-04-19.

CalcFi does not sell data. If you spot an error, email hello@calcfi.app with the URL and the correct figure.

  • Fed Funds3.63%
  • 30yr Fixed6.37%
  • 10yr Treasury4.42%
  • CPI332.4
  • Unemployment4.30%
  • Savings APY0.38%
  • Fed Funds3.63%
  • 30yr Fixed6.37%
  • 10yr Treasury4.42%
  • CPI332.4
  • Unemployment4.30%
  • Savings APY0.38%

FRED + BLS + Treasury · refreshed 2m ago