How does a Accountant's salary in Miami compare to the rest of Florida?

Miami's cost of living index is 131 vs. the national average of 100, so salaries are adjusted upward accordingly. A Accountant earning the city-adjusted median of $104,643 earns $39,643 more than the median household income in Miami ($65,000).

Accountant Salary in Miami, FL — 2026 Guide

Estimated salaries are adjusted for Miami's cost of living (index: 131). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Accountant Salary in Miami — Key Numbers

$104,643

Median Salary

$76,714

25th Percentile

$143,419

75th Percentile

$189,413

90th Percentile

National median (Accountant)$79,880

vs. National median+31.0%

Miami median household income$65,000

vs. City household income+61.0%

Cost of Living in Miami

Cost of Living Index

131(100 = avg)

Median Monthly Rent$1,951/mo

Rent-to-Income Ratio22.4%

Annual rent cost$23,412

Median Home Price$620,000

Home Price / Salary5.9×

20% Down Payment$124,000

Years to save (20% rate)5.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Miami

3.5%

Unemployment Rate

6,270,000

Metro Population

30 min

Avg Commute

40.9

Median Age

Miami has a metro population of 6,270,000, offering a large, diverse job market with many employers across all industries. The 3.5% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Miami

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Cost of Living — Miami

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Accountant Salary in Florida

Statewide salary breakdown

Other Professions in Miami

Physician$300,383 Chief Executive Officer$275,100 Dentist$229,918 IT Manager$222,058 Marketing Manager$206,482 Lawyer$190,946

Accountant Salary — Other Florida Cities

Tampa, FL$86,270 Orlando, FL$83,075 Jacksonville, FL$76,685 Cape Coral, FL$85,472 St. Petersburg, FL$87,868

Frequently Asked Questions

How much does a Accountant make in Miami, FL?

The estimated median salary for a Accountant in Miami is $104,643 per year (2026). This is derived from the national BLS median of $79,880 adjusted by Miami's cost of living index (131). The typical salary range runs from $76,714 (25th percentile) to $143,419 (75th percentile), with top earners reaching $189,413.

Is Miami affordable for a Accountant?

On a $104,643 annual salary, a Accountant in Miami would spend approximately 22.4% of gross monthly income on median rent ($1,951/month). This is well within the 28% affordability threshold, making Miami relatively affordable for this profession. The median home price of $620,000 is 5.9× the annual salary.

How does a Accountant's salary compare to Miami's overall income?

Miami's median household income is $65,000. A Accountant earning the city-adjusted median of $104,643 earns 61.0% more than the typical Miami household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Accountant — National Accountant in Florida All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.