How does a Actuary's salary in Miami compare to the rest of Florida?

Miami's cost of living index is 131 vs. the national average of 100, so salaries are adjusted upward accordingly. A Actuary earning the city-adjusted median of $157,200 earns $92,200 more than the median household income in Miami ($65,000).

Actuary Salary in Miami, FL — 2026 Guide

Estimated salaries are adjusted for Miami's cost of living (index: 131). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Miami — Key Numbers

$157,200

Median Salary

$115,319

25th Percentile

$213,949

75th Percentile

$280,209

90th Percentile

National median (Actuary)$120,000

vs. National median+31.0%

Miami median household income$65,000

vs. City household income+141.8%

Cost of Living in Miami

Cost of Living Index

131(100 = avg)

Median Monthly Rent$1,951/mo

Rent-to-Income Ratio14.9%

Annual rent cost$23,412

Median Home Price$620,000

Home Price / Salary3.9×

20% Down Payment$124,000

Years to save (20% rate)3.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Miami

3.5%

Unemployment Rate

6,270,000

Metro Population

30 min

Avg Commute

40.9

Median Age

Miami has a metro population of 6,270,000, offering a large, diverse job market with many employers across all industries. The 3.5% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Miami

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Take-Home Pay Calculator

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Salary to Hourly

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Cost of Living — Miami

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Rent vs. Buy in Miami

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Budget Planner

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Actuary Salary in Florida

Statewide salary breakdown

Other Professions in Miami

Physician$300,383 Chief Executive Officer$275,100 Dentist$229,918 IT Manager$222,058 Marketing Manager$206,482 Lawyer$190,946

Actuary Salary — Other Florida Cities

Tampa, FL$129,600 Orlando, FL$124,800 Jacksonville, FL$115,200 Cape Coral, FL$128,400 St. Petersburg, FL$132,000

Frequently Asked Questions

How much does a Actuary make in Miami, FL?

The estimated median salary for a Actuary in Miami is $157,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Miami's cost of living index (131). The typical salary range runs from $115,319 (25th percentile) to $213,949 (75th percentile), with top earners reaching $280,209.

Is Miami affordable for a Actuary?

On a $157,200 annual salary, a Actuary in Miami would spend approximately 14.9% of gross monthly income on median rent ($1,951/month). This is well within the 28% affordability threshold, making Miami relatively affordable for this profession. The median home price of $620,000 is 3.9× the annual salary.

How does a Actuary's salary compare to Miami's overall income?

Miami's median household income is $65,000. A Actuary earning the city-adjusted median of $157,200 earns 141.8% more than the typical Miami household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Actuary — National Actuary in Florida All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.