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Actuary Salary in Gainesville, FL β€” 2026 Guide

Estimated salaries are adjusted for Gainesville's cost of living (index: 92). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Gainesville β€” Key Numbers

$110,400
Median Salary
$80,988
25th Percentile
$150,254
75th Percentile
$196,788
90th Percentile
National median (Actuary)$120,000
vs. National median-8.0%
Gainesville median household income$47,000
vs. City household income+134.9%

Cost of Living in Gainesville

Cost of Living Index
92(100 = avg)
Median Monthly Rent$1,150/mo
Rent-to-Income Ratio12.5%
Annual rent cost$13,800
Median Home Price$260,000
Home Price / Salary2.4Γ—
20% Down Payment$52,000
Years to save (20% rate)2.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Gainesville

3.3%
Unemployment Rate
330,000
Metro Population
22 min
Avg Commute
27.5
Median Age

Gainesville has a metro population of 330,000, offering a growing job market with opportunities especially in established local industries. The 3.3% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Actuary make in Gainesville, FL?

The estimated median salary for a Actuary in Gainesville is $110,400 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Gainesville's cost of living index (92). The typical salary range runs from $80,988 (25th percentile) to $150,254 (75th percentile), with top earners reaching $196,788.

Is Gainesville affordable for a Actuary?

On a $110,400 annual salary, a Actuary in Gainesville would spend approximately 12.5% of gross monthly income on median rent ($1,150/month). This is well within the 28% affordability threshold, making Gainesville relatively affordable for this profession. The median home price of $260,000 is 2.4Γ— the annual salary.

How does a Actuary's salary compare to Gainesville's overall income?

Gainesville's median household income is $47,000. A Actuary earning the city-adjusted median of $110,400 earns 134.9% more than the typical Gainesville household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.