Skip to main content

Actuary Salary in Lakeland, FL β€” 2026 Guide

Estimated salaries are adjusted for Lakeland's cost of living (index: 96). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Lakeland β€” Key Numbers

$115,200
Median Salary
$84,509
25th Percentile
$156,787
75th Percentile
$205,344
90th Percentile
National median (Actuary)$120,000
vs. National median-4.0%
Lakeland median household income$57,600
vs. City household income+100.0%

Cost of Living in Lakeland

Cost of Living Index
96(100 = avg)
Median Monthly Rent$1,300/mo
Rent-to-Income Ratio13.5%
Annual rent cost$15,600
Median Home Price$305,000
Home Price / Salary2.6Γ—
20% Down Payment$61,000
Years to save (20% rate)2.6 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Lakeland

3.4%
Unemployment Rate
760,000
Metro Population
27 min
Avg Commute
39.4
Median Age

Lakeland has a metro population of 760,000, offering a sizeable job market with strong opportunities across key sectors. The 3.4% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Actuary make in Lakeland, FL?

The estimated median salary for a Actuary in Lakeland is $115,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Lakeland's cost of living index (96). The typical salary range runs from $84,509 (25th percentile) to $156,787 (75th percentile), with top earners reaching $205,344.

Is Lakeland affordable for a Actuary?

On a $115,200 annual salary, a Actuary in Lakeland would spend approximately 13.5% of gross monthly income on median rent ($1,300/month). This is well within the 28% affordability threshold, making Lakeland relatively affordable for this profession. The median home price of $305,000 is 2.6Γ— the annual salary.

How does a Actuary's salary compare to Lakeland's overall income?

Lakeland's median household income is $57,600. A Actuary earning the city-adjusted median of $115,200 earns 100.0% more than the typical Lakeland household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.